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20f20�331 (C) "Lender"is�zzs FAttro s�nc, N.A. Lender is a National Association organized and existing under the laws of ��I� STATES oF A��CA Lender's address is 101 NORTH PHILLIP3 AVENUE SIOUX FALLS, 3D 57104 Lender is the beneficiary under this Security Instrument. (D) " Trustee" is �LLS FARGO FINANCIAL NATL BNK (E) "Note" means the promissory note signed by Borrower and dated sEP'''�"�FR 21, 2012 . The Note states that Borrower owes Lender ONE HUNDRED FIFTY-SIX THOUSAND AND NO/ 100 Dollars (U.S. $****�56, o00 . oo ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later thanocTOSER 1, 2027 . (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Pmperty. (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument that are executedby Borrower. The following Riders are to be executed by Borrower [check box as applicable]: � Adjustable Rate Rider 0 Condominium Rider 0 Second Home Rider 0 Balloon Rider 0 Planned Unit Development Rider � 1-4 Family Rider 0 VA Rider 0 Biweekly Payment Rider � Other(s) [specifyJ (1) "ApplicableLaw" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that ha�e the effect of law) as well as all applicable final, non-appealable judicial opinions. (J) "CommunityAssociationDues, Fees, and Assessments"means all dues, fees, assessments and other charges that are imposed on Bonower or the Property by a condominium association, homeowners association or similar organization. (K) "ElectronicFundsTransfer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper instrument, which is initiated through an electronic ternunal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. {L) "Escrow Items" means those items that are described in Section 3. (M) "MiscellaneousProceeds"means any compensation, settlement, award of damages, or proceeds paid by any ttrird party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destrucdon of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) com�eyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Properly. NEBRASKA-Single Family-Fannie MaetFreddie Mac UNIFORM INSTRUMENT Form 30281/01 VMP � VMP6(N� {110�.00 Wolters Kluwer Financial Services Page 2 of 17