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201208302 (C) "Lender" is W$LL8 FARGO HAN1C, N.A. L.ender is a NATIONAL ASSOCIATION organized and existing under the laws of Tas �NITBn STATES , Lender's address is 101 NORTH PHILLIPS AV.�IU&, SIODR FALL3, 3D 57104 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is �+LS FARGO FINANCIAL NATL BNK C/O SPBC. SHRV. , PO BOR 31557, BILLIIQGS, MT 59107 . (E) "Note" means the promissory note signed by Borrower and dated ssPT�IDax 28, 2012 . '1'be Note 5[ates that Horrower owes Lendei ONS HUI�IDRED TBIRTY ONE T80IISAND SEVSN HRNDRED FOTJRTE8A7 PSID 74/100 Dollars(U.S. $****131,714.74 )p��interest. Borrower has promised to pay this debt in regulaz Periodic Paymems and to pay the debt in full not la[er than OCTOBBR O1, 2027 . (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due • under the Note, and all sums due under[his Securiry Instrument, plus interest. (H) "Riders" means all Riders to this Securiry Instrumem that are executed by Borrower. The following Riders aze to be executed by Bortower[check box as applicable]: �Adjustable Rate Rider 0 Condominium Ridet 0 S�ond Home Rider � Balloon Rider 0 Planned Unit Development Rider 0 1� Family Rider �VA Rider ❑ Biweekly Payment Rider ❑ Other(s) [specify] �I) "Applicable Law" means all wntrolling applicable federal, state and local statutes, regulazions, ordinances and administrative rules and orders (that have the efFect of law) as well as all applicable final, non-appealable judicial opinions. 1J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessmeats and other charges that aze imposed on Sorrower or the Property by a condominium association, homeawners association or similaz orga�ii�ation. (K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similaz paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a fmancial insdtution to debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (L) "Escrow Items" means those items that aze described in Section 3. iM) "Miscelleneous Proceeds" means any wmpensarion, settlement, award of damages, or procceds paid by any third party (other than insurance proceals paid under the coverages described in Section 5)for. (i) damage to, or destruction of, the Property; (ii)condemnation or other taking of all or any patt of the Property; (iri)conveyance in lieu of condemnation; or(iv) misrepresentations of, or omissions as to, the value andlor condition of[he Proper[v. NEBRASKA-Single Family-Fannie MaeffreEtlie Mac UNIFORM INSTflUMENT Fmm 3028 1/01 VMP� VMPBINEI I'1105).00 Woltare Kluwer Finencial5ervmes P�a 2 aI 17