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<br /> 98- �i�9593 �
<br /> S. Hnzard ar Property Insnrnnce. Boeeovrer shall keep the impmvemcnta nuw exlsting or hercaRcr crccted nn tho
<br /> Property insured against loss by Pire,haznrda Included within the term"extendect cavemge"nnd any other hnrarde, including
<br /> fluoda or floading,for whtch Lender re�ulres insuranco.Thia insurunce shull be muintuined in the amountti und fiir thc perii�d9
<br /> thut Len�er requtres. The insuranc�e carrier praviding the insurunce ahall bc chasen by 8orrowcr subJcct�o I.cndcr's nppravnl
<br /> which shull not be unreasonably withheld. If Horrawer fails to mnintain wvemge descefbed ubove. I.cnder muy. ut [.cnder'e
<br /> option,olswin coverage ta pmtect Lender•s rightR in the Propet4y in ucoordnnce with pnmgmph 7.
<br /> AU inHUran�;c jwticics and renewals shall be ucceptuble to l.endee und�lwll indude u etu�►Jucd ntuttgu�c cluusc. ixn�tcr '
<br /> shall have the dght to hold the policIes und renewals,if I�ender requims,Borrower ehall promptly givc to Lender ull receiptK of
<br /> paid premiums and renewal notices.In the xvent of loss.Boreower shnll give prompt notice to the insumnco carri@r und Lendar.
<br /> Lender may make proof of loss if not made promptly by Borrower.
<br /> Unless Leader end Borrower otherwise agree in writing,Insurance proceeda shal!be applied to rastoratIon or repair of the
<br /> Property damaged.if the restoration or nep�ir is economtcally feasible and I.ender's secur�ty la not lessened,If tha nestoradon or
<br /> repair is not ecortomica(ly feasibta or Lendcr's sccurlty would be lessened.the iasurar►ce proceeds shall be appiied to tl�e swna -
<br /> sesured by this Security Instrument, whether or not then duo� with any excess paid eo Borrower. If Borro�var abandons the
<br /> Property,or does not answer within 30 tlays a notice from Lender that the insuzance carrder has offered to settle a claim,thun
<br /> Lender may coqect the insurance proceeds. Lender may use the procceda to repair or restore the Pt�,�erty or to pay suma
<br /> secured by this Security Instrument,whether or rcot Wen due.The 30-day gerivd wi116egin when the not3ce Is$iven.
<br /> Unless Lender and Borrower otherwIse agree In writing, any applicudon of praseeds to princip�l ahalt not extend or
<br /> postgone the due date of the monthiy payments referre�to in paragraphs 1 and 2 or change the amount of the payments. If
<br /> uader paragraph 21 the Properry is acguired by!ender,Borrower's r�ght oo aay instuance policies and�roceeda resulting from. �
<br /> damage w the Property prlor W the acquisit�on shall pass to I.ender to the eatent af the sams secured by this Security lnsttumapt
<br /> tmmediateIy prior eo ti�e aequisition:
<br /> 6.Occ�paacy,Pk+eservaHpm,N6aintcnaace and Prote�83�nr.�of the ProPertY.Borro���s Loan Apglicattont���dulds.
<br /> BoraQ�v.r at�all occupy,establiah,anH use the Propeny as�tunv'wer's princip�l residence s��in sixty days aftar tha e,�eAUdon of
<br /> this 3ecurity Insavment and shall continue to occupy t1�e 8roparty as Borrower's principn9 residence for at least one�ear after
<br /> the date of occupmnsy,unless I.ender otherwise ag�reas 1e►writing,which consent shatl not be nnreasonabty withheid,crr ualess
<br /> �xtenuating cir�uynstances exist wlucd ac�e beyond$ptrower's conuol. Borrower shall aot destroy, damage or impuir the
<br /> 1'rop�rty. allow tke Property W deterlorate.;bx cqmmit waste on We Property. Bomaurer�sba!! be in default if any fazfeisure
<br /> action or proceoding, wl�ether civ�l or crimirial,:i&be�un that in�f.ender's good faith judgment could result in.for.fetwre oY the
<br /> ' Property or othervvise materially�impatr the'li�n oreatgd'!iY tMs Se�ur�ty Instcument ur Lender's security�interest.�ono�vcr�aY
<br /> c-u�o s�c;�,e.�afau3a.��d iCL;�tetc.ms psvvt�tai in��mPi,�i$�by�uniu$iliC ac.iiun�r•p�tiug tv bo dimaissai witit a ritiing
<br /> . that, in Lender's gooc�f�ith determination.�prectuites forfeiture of ihe Boaower's inte�est in the Property or other �aterIal
<br /> ' impairiment of the llep:�Kat�{by Uus Securlty Insuvment or Lettder's secui3ly intarest.Borrower shall also be in d�faWt if
<br /> Borrower.during the tban appllca4ion pmcess.gave materlall,y false or inac:curate infoixin�atian or statements to Lender(or failed
<br /> to pnovlde Lender with any materi�l iafom�ation)in oonneaioa vvtth the loan evidenced by the Note.including,buGnot limited
<br /> w,representat[ons co�lceming Borrower's accupaacy of the Propeety as a priacipal residence.If this Security U�suument is on a
<br /> leasehotd, Borrowes shall oomply wIth all the prnvisions of the lease. If Borrower acquims fee tide to the Property, the
<br /> lease6old aad thc fee titic shall not merge unless I.ender ag�+ees to the merger in wdtiag.
<br /> 7.Prot�ctton of Lender's Ittghts in the Property.If Borrower faiis to perform the covenants and agroements contained in
<br /> this Sxudty Insmtment.or there is a legal proceeding that may algnificandy at�'ect Lender's dghts in the Property(such as a
<br /> procading In banlwptcy. pmbate.for oondemnatIon or forfeiture or W enforce laws or regulntions).then Lender may do and
<br /> pay for whatever is naoessary w protett the value of the Property and Lender's rights in the Properry. Lendtrc's actiona may
<br /> include paying eny sums secured by a lien which has priority over thia Security Instrument. appearing in conrt, paying
<br /> reasouable attomeys'fees and entecing on the Pmnerty to make re�+airs Althc►tgh L,e�Rr may tAkP artinst oncier thir�arpgrwph
<br /> 7.I.ender does not have w do s6:.•
<br /> Any amounts disbur^�ed bjr•�Lender nnder this paragraph 7 shall become addittonal debt of Bomower secua.c�b.,�y this
<br /> Secur[ty Instiumezzt..Uniess Bdicbwer aud Ixnder agree to other terms of payment,ihese amounts sl�all bear interest from the
<br /> dnte of disbwsea�m at the NQte rate aad shaU be p�yuble, wlth interESt. upan notice fram I.ender to 8orrower reque3ting
<br /> Paymeat• . ' ' '
<br /> 8.Mortgege Insueaace.If y,ender req�e�red inortgage�nsur�nce us a condition of s�ahing the laaa seraire�i by this Scxurity
<br /> Insuument, Borrower shall pay the premiums mquired to ix�alntiein tlu,mortgage i�zs�nce in effect. If,for aay reason, tiu
<br /> caortgage insuranoe ooverage required by Lender lapses or ceases to be 9aa'ef�ect,Borro�er shall pay the premiums required W
<br /> obtain ooverage substantially equivelent to thc mortgage insurance pceviousiy in effect�,at a wst substantially equivelent to the
<br /> cost M Borrower of the aLOrt�qge insurance previously in effeci.from an alternate nROngage insurer approved by;,.ender. If
<br /> substantially equivalent mortga��Answance coverage is noi_Av<ti.Iable,Borrower shali.pay�o I.ender each month a s�urr equai to
<br /> one-nvelfth of the yearly mortgage inswance pmanium being paid by Bonpwer when Uie imsurance ooverage Ispsed of a�eased w
<br /> be in effect.Lender will accegt,use and retain these pay�uents as a loss r�•e in lieu of mortgage insurence. I.oss resetve
<br /> Form 3m28 9J80
<br /> t�a�,a 3 ot 8
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