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� <br />�� <br />B � <br />� � <br />N � <br />0 �� <br />� <br />N <br />� <br />�� <br />�� <br />�� <br />� <br />� <br />� <br />� <br />� <br />� <br />�9 <br />r�'i <br />� <br />�... <br />!'�� <br />N'1 <br />� <br />H'1 <br />C <br />C� <br />1�'1 <br />H <br />When Recorded Return To: <br />Five Points Bank <br />2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />� <br />C <br />� ■ � � <br />�y � fi1 <br />�� <br />r._� <br />� �� n � <br />S 'v O —� <br />� `-- � z -� fV <br />n � r ,;. , . � --� rn O <br />= o ' -� o <br />� � � : . o -* �--�► <br />�� c,: —� � L <br />�� I ._ �� <br />_ /`- - 7- �*1 <br />�.) Y CD �� <br />-� � r. � <br />'.°' r n ao <br />, � �� � �� <br />� �' r �� � <br />�, � � <br />� �. � � � <br />� cn <br />y � o <br />( � <br />�' <br />[Space Above This Line For Reeording Data] <br />Loan No: 110030 <br />DEED OF TRUST <br />Parcel ID: 400000350 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated October 3, 2012 , <br />together with all Riders to this document. <br />(B) "Borrower" is <br />Ernest W Cravener and Dorene S Cravener, Husband and Wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Nebraska Corporation <br />organized and existing under the laws of <br />Lender's address is 2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />West Gate Bank <br />6003 Old Cheney Road <br />Lincoln, NE 68516 <br />October 3, 2012 <br />Dollars (U.S. $ 50,000.00 ) plus interest. Bonower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than November 1, 2042 . <br />State of Nebraska <br />(E) "Note" means the promissory note signed by Borrower and dated <br />T'he Note states that Borrower owes Lender <br />Fifty Thousand DOLLARS and Zero CENTS <br />NEBRASKA- Single Family - FannieMae/FreddieMac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (800) 446-3555 � <br />LFI #FNMA3028 9/11 Page 1 of 13 Initials: �� <br />