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<br /> payments may no longcr bc rcyuircJ, ut thc option of l.cndcr,if mortgiigc insuruncc covcrugc(in thc umount und for thc pericxt
<br /> thut Lendcr rcquires)providcd by nn insurcr upproved by Lcnder again becomes avu�llblc und is abtaiaed. Borrower shnll pay
<br /> the premiums required to maintuin martguge insurance fn effecc. ar tu provide a luss reserve. until the requirement far mortguge
<br /> insurnncc cnds in accordance with nny K�ritten agreement betwcen Barrower and L.ender ar appliclble law.
<br /> 9. lavpection. Lender or its ugent may n�uke reasonable entries upon und tnspections af die Praperty. Lender shull give
<br /> Barrower notice at the time of or prlar to an inspection specifyin5 reasonuble cause for the inspection.
<br /> 10. Copdemnation.7'he praeeed� of any awurd or elaim fur dumuges, Jirect ur cun,eyuentiul, in connec�iun wiel� .tny
<br /> condcmnation or other takin�af any part of the Property, or for conveyunce in lieu of condemnation,am hereby nssigned und
<br /> shall be paid to Lender.
<br /> In the event of a total taking of the Praperty,the procecds shall be applled to the sums secured by this Security Instrument,
<br /> whether or not then due. with ar�y cxcess patd to Borrower.ln the event of n partial taking of the Property in which the fair
<br /> market value of the Property immediatcly before the taking is equal ta or greater d�an the amow�t of the sums secured by this
<br /> Security Instcument immediately before the taking,unless Borrower and Lender othenvise agree in writing,the sums securcd by
<br /> thts Security I�stniment shrill be mduced by the amount of the proceeds multiplied by the following fraction: (u) the tatal
<br /> amount af the sums secured immediutely befom the taking.divided by (b) the fair market value of the Praperty immediately
<br /> before the taking. Any buluncc shaU be paid to Bonower. In the event of a parttal taking of the Property in which tho fair
<br /> market value of the Property immediately before the taking is less than the umount of the sums secured immed�ately before the
<br /> taking, unless Borrower and Lender otherwise agree in writing or unless applicable luw othenvise provides. the proce�xls shall
<br /> be applied to the sums secured by this Security Instrument whether or not the sums are then due.
<br /> If the Property is ubundoned by Borrower, or if, ufter notice by Lender to Borrower that the wndemnor offers to make an
<br /> award or settle a claim for damages. Bonowcr fails to respond to Lender withln 30 days after the dute the nodce is glven,
<br /> Lender is autharizai ta rnllect and apply the proceals.at its option, either ta restoration or repuir of the Property or to the sums
<br /> securod by this Secur�ry Instrument,whether or not then due.
<br /> Unless Lender nnd Bonower otherwise agree in wridng. any application af proccecls to principal shall not extend or
<br /> postpone the due date of the monthly payments referred to in pnragraphs I and 2 ar chunge the amount of such payments.
<br /> 11.Borrower Not Released;Forbearance By I.cnder Not A Waiver.Extension of the time for payment or modification
<br /> of amortization of the sums secured by this Security Insuvment granted by I.ender to any successor in interest of Borrower shall
<br /> not operate to release the liabillty of the original Bonower or Hottower's successors in interest. Lendrr shall not be requlred to
<br /> commence proceedings ageinst any successor in interest or refuse to extend time for payment or otherwise modify amortization
<br /> of the sums secured by this Securlty Instrument by reason of any demand made by the orlginal Barrower or Bonower's
<br /> successors in interest. Any forbearance by I.ender in exercisins any rlght or remedy shall not be a waiver of or preclude the
<br /> exercisc of any right or remedy.
<br /> 1Z. Successors and Assigns Bouad; Joint ared Severel Liabil(ty; Casigners. The covenants and agreements of this
<br /> Securiry Instrument shull bind and beneflt the successors and assigns of Lender and Borrower, subject to the provisions of
<br /> paragraph 17. Borrower's covenants and agreements shall be joint and severul. Any Borrower who oa-signs this Sxtulty
<br /> Instrument but does not execute the Note: (a) is co-signing this Secudty Instrurixnt only to mortgage, grant and convey that
<br /> Borrower's interest in the Property under the ternu of this Security Instrument; (b)is not personally obllgated to puy the seims
<br /> secured by this Security Instrument;and(c)agrees that Lcnder and any other Borrower may agree to extend.modtfy,forbear or
<br /> make any accommadations wid�ngnrd to the terms of this Securiry Instrument or the Note without that Borrawer's consent.
<br /> 13.�.oan Charges.If the loan secured by this Security Instrument is subject to�►law which seu mauimum loan chnrges,
<br /> and that luw is finally interpretod so that the interest or otl�er loan charges collected or to be collected in conncxtton with the
<br /> loun exaced the permhtod limits. then: (a)any such loan cherge shal!be reduced by the amount necessary to reduce th�charge
<br /> to the permittod limit;and(b�any sums already mllected from Bormwer which exaeded permitted limits w�ll be refunded to
<br /> Borrower. Lender may choose to make this refund by reducing the principal owed under the Note or by making a direct
<br /> payment to Borrower. If a refm�d reduces princi�al, the reduction will be treated as a partial pc�epayment without aqy
<br /> prepayment charge under the Note.
<br /> 14.Notkes.Any nottce to Borrower provided for in this Security Instnrment shall be given by delivering it ur by r►wiling
<br /> it by tirst class mail unless applicable law requires use of another method.The notice shall be directed to the Pmperty Address
<br /> or any other address Borrower designates by notice to Lender. Any notice to Lender shall be given by first cless mail w
<br /> Lender's uddmss stated he�ein or any other address I.ender designates by notice to Borrower. My nodce provided for in tlds
<br /> Security Instrument shail be deemed to have been given to Horrower or Lender when given as provided in this paragraph. ,
<br /> 15.Governing Law; Severebil9ty. This Securiry Instrument shall be govemed by faderal law and the Iaw of the
<br /> jurisdiction in H�hich the Property is locatod. In the event that uny provision or clause of this Securtty Instrument or the Note
<br /> wnflicts with epplicable law.such mnflict shall nat affect other provisions of this Secuxiry Instrument or the Note which can be
<br /> given effect without the conflicting provision.To this end the provistons of this Securiry Instrument and the Note are declared
<br /> to be severable.
<br /> 16.Borrower's Copy. Borrower shall be given ane conformed copy of the Note and of this Securiry Insmur�ent.
<br /> Form 3028 9l80
<br />• Ppe 4 a19
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