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<br /> condemnution or othcr tuking of uny pan c�f thc Property,or far canvcyuncc in licu uf candcmnutian,arc hcrcby nssigncd n7d
<br /> shull be patd to Lender.
<br /> In thc evcnt of u tatal [nking af the Property, thc pracecds shull bc npplied ta the sums r�ccured by this Sccurity
<br /> Insuumcnt,whethcr or not thcn due, with uny excess pnid to Borrawcr. In thc event of n puitial tuking of the Property in
<br /> whtch the fair market vulue of the Property immediately before thc ta}:ing is cyual tu ur grcuter ti�wi Q�e uu�uuut uf'the sums �
<br /> secured by this Security Instrument immediately before the taking,unles�Borrower und Lender otherwise ngree in wr�ting,
<br /> the sums securcd by this Security In1trument shall be reduced by thc amount of thc praeeds multiplicd by the following
<br /> fractian: (a)the total umount of thc sums secured jmmediutely before the teking,divided by (b)the fair market value of thc
<br /> Property immedintely before the tnking. Any bulance shull be paid to Borrowcr. In the event of a pnrtial tnking of the
<br /> Praperty in which the fair market value of thc Property immedtutely before thc taking is less than the amount of the sums
<br /> secured immediately before the taking, unless Borrower aud Lender otherwise agree in writing or unless applicable taw
<br /> othenvise provides,the proceeds shall be applied to the sums secured by this Security Instrument whether or not the sums are
<br /> tlien due.
<br /> If the Property is abandoned by Borrower,or if,after notIce by Lender to Borrower ihat the condemnor offers to make
<br /> an award or senle a cluim for damages,Bormwer fails to respond ta Lender within 30 days after the dute tt►e notice is�iven,
<br /> Lender is authorized to collect und apply the proceeds,at its option,either to rtistorntion or mpair of the Praperty or to the
<br /> sums secured by this Security Instrument,whether or not then due.
<br /> Untess Lender and Boaower othervvlse agree in�vriting, any application of proceeds to principal shall not extend or
<br /> postpono tnc duc d:pe of the monthly payments referred to in para�phs 1 ancl 2 or change�he amount of such payments. _..
<br /> 11. Borrower Not Released; Fbrbearnnce By Lender Not a Waiver. Extension of the time for payment or
<br /> madification of amortization of the sums securcd by this Securiry lnsuumcnt�nted by Lender to any successor In interest
<br /> of Bormwer shall not operate to releuse the liubiliry of the original Borrower or Bormwer's successors in interest. Lender
<br /> shall �ot be required to commence procecdings ugainst any successor in interest or refuse to extend timc for payment or
<br /> otherwise mcxlify amortizution of the sums secured by this Security Inswment by reasora of any demund made by the ariginal
<br /> Borrower or Borrower's successors in interest. My forbeurance by Lender in exercising any right or remedy shull not be a
<br /> w�iver of or precludc the exercise of any r�ght or remedy.
<br /> � 12. 5uccescors and Assigns Bound;Joint and Several Liabil[ty;Casigners. The covenants nnd agr.ements of this
<br /> Securiry Instrument shall bind nnd benefit the successors and assigns of Lender und Bortower, subject to ihe provisions of
<br /> psuugraph 17. Horrower�s cavenants and ugreements shull be jolnt and several. Any Borrower who casigns this Security
<br /> Instrument but does not execute the�ote: (a)is casigning this Security Inswment only to rnortgage.grant and canvey that
<br /> 5 Horrowerx interest in the Property under the terms of this Security Instniment; (b)is not personally oblignted to pay the sums
<br />,7 secur+ed by this aecurity Inscn�meni;und t�i ttx�cC�ihat+-�=�2�a�d a�Y athcr$orr�ucr zra�agrcx so exlencl,rszcdif„forbear
<br /> ; or msike any accommodations with regard to the terms of this Security Instrument or ihe Note without that Horrawer�s
<br /> � consent.
<br /> � 13. Lwm Charges. If the loun secured by this Security Insuument is subject to a law whtch sets maximum toan
<br /> { charges.and that law is Cnally interpreted so that the interest or other loun charges collecttd or to be coAected in connecdon
<br /> i with the loan exceed the permitted limits,then: (a)any such loan charge shall be reduced by the amount necessary to reduce
<br /> the chtuge to the permitted lim[t;and(b)uny sums already collected from Borrower whach�xceeded permitted limtts will be
<br /> rofunded to Bortower. Lender muy choose to make this refiind by reducing the pdncip�ll owed under the Note or by meking a
<br /> dinect puyment to Boirower. if a refund reduces principal,the rcduction will be treated a�a partial prcpuyment without any
<br />_ propayment charge under thc Note.
<br /> 14. Notica. Any notice to Borrower provided for in this Security Instrument sh�ll be given by delivering it or by
<br /> , mailing it by first c�ass mail unles�Applicable law requircs use of another method.The notice shall be directal to the Property
<br /> • Address or any other address Bortower designates by notice to Lender. Any notice to knder shall be given by fust class
<br /> mail to L.enderb address stated hercin or any other addrcss Lender desig�ates by noticc to Borrower. Any nodce provided for
<br /> { in this Security Instrument shall be deemcd to have been givcn to Bo�rower or Lender when given as provided in this
<br /> { parag`°pt''
<br /> E 1S. Goveming Law; Severability. This Sccurity Insm►ment shall be govemed by federal law and the law of the
<br /> ; jurisdicdon in which the Propetty is located. In the event that any pmvision or clause of�Mis Securiry Instrumant or the Note
<br /> ' conflicts with applicable law,such contlict shall not affect other provisions of this Securiry Instrument or the Nae which can
<br /> ; be given effect without the conflicdng proviston. 'Ib this end the provisions of this Security Inshument and the Note are
<br /> . decland to be severable.
<br /> 16. Borrorve�'s Copy. Bocrower shall be given one confortned copy of the Note and of this Security Instrumen�
<br /> j 17. 7lraroter ot the Property or a Beaeticfal Interest in Borrower. If ali or nny part of thc Properry or any intereat in
<br /> it ts sold or transfert�ecl(or if a beneficial interest in Borrowe�is sold or transfemed and Bacrower is not a nAtural pecson)
<br /> � without Lendcr�prior written conscn�Lender may.at its option,requtre immediate payment In full of all suma secured by
<br /> � this Security Instn�menG kIowever.this option st►all not be exercised by Lender if exe�ise is prohibital by federai law as of
<br /> � the date of this Security Instrument.
<br /> If L.ender exercises this option.Lender shall give Borrower notIce of acceleradon. 'ihe notice shaU provide a period of
<br /> not less thnn 30 days from the dute the notice is delivered or mailed within which Borrower must pay all sums secucrd by this
<br /> .n Securiry InstrumenG If Botrower fails to pay thesc sums prior to the expirution uf this periad,Lender may invoke any
<br /> '. remedies permitted by this Security Instrument without furthor nodce or demand on Bomo�ver.
<br /> 18. Borrower's Right to iteinstate. If Borrower meets certnin conditions,Boxrower shall have the right to hs►ve
<br /> . enfo�ement of this Securlty Inswment discontinued ut any time prior to the earlier of� (a) 5 days(or such other period ss
<br /> Single F.untty--F1nnk M�dF�+tddk M�c[INIFORM INSTRllMENT»Umform Coventnts 1190 (page 4 ojd�+c�gts)
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