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�Q1�Q��6� <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />� � . � /�% ..�9.-�vt.,t� !-�i� csea�� <br />Cheryl L Kosmi cki -Borrower <br />/ P C` ' (Seaq <br />Randal l P Kosmi cki -Borrower <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />0 Refer to the attached Signature Addendum for additional parties and signatures. <br />NEBRASKA-Single Family-Fennie Mee/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />VMP O VMP6INE) (t 105) <br />Wolters Kluwer Financlal Services Page 18 of 17 <br />