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�0120���� <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Bonower and recorded with it. <br />(Seal) <br />Roge L arms -Borrower <br />X/ • �``d�� (Seal) <br />Kathy G rms -Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />0 Refer to the attached Signature Addendum for additional parties and signatures. <br />NEBRASKA-Single Family-Fennie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />VMP � VMP6INE) �1105) <br />Wolters Kluwer Financial Servicea Page 18 of 17 <br />