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201208268 services and subsequent charges each time remappings or similar changes occur which reasonably might affect such determination or certification. Borrower sktall also be responsible for the payment of any fees imposed by thc Federnl Emergency Management Agency in connection with the review of any flood zone determination resulting from an objection by Borrower. If Borrower faits to maintain any of the coverages desccibed above,Lender may obtain insurance coverage, at Lender's option and Bonower's expense. Lender is uuder no obligation to purehase any par[icular type or amount of coverage. Therefore, such coverage shall cover Lender,but might or might not protect Borrower, Borrower's equity iu the Property,or the contents of the Property, against any risk, hazazd or liability and might provide greater or lesser coverage than was previously in effect. Borrower acknowledges that the cost of the insurance coverage so obtained might significantly exceed the wst of insurance that Borrower could have obtained.Any amounts disbursed by Lender under this Section 5 shall become additional debt of Borrower secured by this Security Instrumeut. These amounts shall bear interest at the Note rate from the date of disbursemeut and shall be payable,with such interest,upon notice from Lender to Sorrower requesting payment. All insurance policies required by Lender and renewals of such policies shall be subject to Lender's right to disappcove such policies,shall include a standard mortgage clause,and shall name Lender as mortgagee and/or as au additional loss payee. Lender shall have the right to hold the policies and renewal certificates. If Lender requues,Borrower shall promptly give to Lender all receipts of paid premiums and renewal notices. If Borrower obtains any foixn of insurance coverage, not otherwise required by Lender, for damage to,or deswction of, the Property, such policy shall include a standard mortgage clause and shall name Lender as modgagee and/oc as an additional loss payee. In the event of toss, Borrower shall give prompt notice to t6e insurance carrier and Lender. Lender may make proof of loss iF not made promptty by Boaower.Uuless Lender and Borrower otherwise agree in writing,any insurance proceeds,whether or�ot the underlying insurance was required by Lender, shall be applied to restoration or repair of t6e Property, if the restoration or repair is ew�omically feasible and Lender's security is not lessened. During suc6 repair and restoration period, Lender shall have the right to hold such iusurance proceeds uutil Lender has had an opportunity to inspect such Property to ensure the work has been completed to Lender's satisfaction,provided that such inspection shall be uudertaken promptly. Lender may disburse proceeds for the repairs and restoration in a single payment or in a series of progress payments as the work is completed. Unless an agreement is made in writing or Applicable Law requues interest to be paid on such insurance proceeds, Lender shall not be required to pay Borrower any interest or eamings on such proceeds. Fees for public adjusters,or other third parties,retained by Borrower sLall not be paid out of the inswance proceeds and shall be the sole obligation of Borrower. If the restoration or repair is not economically feasible or Le�der's sewrity would be lesseued,the inswance proceeds s6all be applied to the sums secuced by this Security Iustrument,whether or not then due, with rhe excess, if any, paid to Borrower. Such insucance proceeds shall be applied in the order provided for in Section 2. If Borrower abandons the Property, Lender may file,negotiate and settle any available insurance claim and related matters. If Borrower does not respond within 30 days to a notice from Lender that the instvance carrier has offered to settle a claim,then Lender may negotiate and settle the claim. The 30-day period will begin when the notice is given. In either event,or if Lender acquires the Property under Section 22 or othenvise,Borrower hereby assigns to Lender(a)Borrower's rights to any insurance proceeds in an amount not to exceed the amounts unpaid under the Note or tlus Secwity Instrument,and(b)any other of Sorrower's rights(other than the right to any refund of uneamed premiums paid by Borrower)under all insurance policies covering the Property, insofaz as such rights are applicable to the coverage of the Property. Lender may use the iusurance proceeds eitLer to repair or restore the Property or to pay amounts unpaid under the Note or this Securiry Instrument,whether or not then due. NEBRASKASingle Famity-Fannie MaelFredtlie Mac UNIFORM INSTAUMF.NT WIiH MERS Fo�m 302B i101 IIIIII�I�I'IIlrlIlllllllllllIBI9l II II'III�IIIIIIIIII ��PBAM�(B�O5�.00 q03310769901 0233 185 ��17