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201208268 {a) Any such agreements will not affect the amounts that Borrower has agreed to pay for Mortgage Insurance,or any other terms of the Loan.Such agreements will not increase the amount Borrower wlll owe for Mortgage Insurance, and they rvill not entitle Borrower to any refund. (b) Any such agreemeuts will not affect the rights Borrower has-if any-with respect to the Mortgage Insurance under the Homeowners Pro[ection Act of 1998 or any other law.These rights may include the right to receive certain disclosures,to reguest and obtain cancellation of the Mortgage Insurance,to have the Mortgage Insurance terminated automatically,and/or to receive a refund of any Mortgage Insurance premiums[hat were unearned at the time of such cancellation or termination. 11. Assignmentof MiscellaneousProceeds;Forteiture.All Miscellaneous Proceeds are hereby assigned to and shall be paid to Lender. If the Properry is damaged,such Miscellaneous Proceeds shall be applied to restoration or repair of the Property, if the restoration or repa'v is economically feasible and Lender's securiTy is not lessened. During such repair and restoration period,Lender shall 6ave the right to hold such Miscellaneous Proceeds until Lender has had an opportunity to inspect such Property to enswe t7ie work has been completed to Lender's satisfaction, provided that such inspeetion shall be undertaken promptly. Lender may pay for the repa'us and restoration in a single disbursement or in a series of progress payments as the work is completed. Unless an agreement is made in writing or Applicable Law requires interest to be paid on such Miscellaneous Proceeds, Lender shall not be required to pay Borrower any interest or earnings on such Miscellaneous Proceeds. If the restoration or repair is not economically feasible or Lender's security would be lessened,the Miscellaneous Proceeds shall be applied to the sums secured by this Securiry Inshument,whether or not then due,with the excess, if any,paid to Borrower. Such Miscellaneous Proceeds shall be applied in the order provided for in Section 2, In the event of a total taking,destruction,or loss in value of the Property, the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument,whether or not then due,with the excess, if any, paid to Borrower. In the event of a partial taking,destruction, or loss in value of the Property in which the fair market value of the Property immediately before t6e partial taking,destruction,or loss in value is equal to or greater than the amount of the sums secured by this Security Instrument immediately before the partial taking, destruction,or bss in value,unless Borrower and Lender otherwise agee in writing,the sums secwed by this Security Instrument shall be reduced by the amount of the Miscellaneous Proceeds multiplied by the following fraction: (a)the total amoant of the sums sewred immediately before the partial taking,destruction, or loss in value divided by(b)the fair market value of the Property immediately before the partial taking destruction,or loss in value.Any balance shall be paid to Bonower. In the event of a partial taking destruction,or loss in value of the Property in which the fair mazket value of the Property immediately before the partial taking,destruction, or loss in value is less than the amount of the sums secured immediately before the partial taking, destruction,or loss in value,unless Borrower and Lender otherwise agree in writing,the Miscellaneous Proceeds shall be applied to t6e sums secured by this Security Iustrument whether or not the sums aze then due. If the Property is abandoned by Borrower,or if,afrer notice by Lender to Borrower that the Opposing Party (as defiued in the next senteuce)offers to make an award to settle a ctaim for damages,Borrower fails to respond to Lender within 30 days after the date the notice is given,Lender is authorized to collect and apply the�fiscellaneous Proceeds either to restoration or repair of t6e Property ar to the sums secured by this NEBRASKASingle Famity-Fannk MaeiFre�tlie Mac UNIFORM INSTRUMENT WITH MERS Foim 30281/01 Wotte�slGuwarFlnanclal5ervicas �J ��/j� VM��Page�i�f17 IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII �' ` q03310769901 0233 185 1017