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<br /> 9?-��8oi5
<br /> pnymcnta muy no lungcr bc required,at thc option of Lender,if martgugc insuruncc cuvcragc(in the amount and for thc periad
<br /> that l.tnder rcquirew)provided by an insurer approved by Lendcr again becames avuilable und is obtainod.Borrowcr�hall pay
<br /> tbe premiums re�uiral to msiintnin martgagc insumnce in effect,or ta providc a loss rescrve,until thc requirement for mortguge ;
<br /> insurance ends in accordance with any wrttten agreement betwcen Borrower and Lender or appltcable luw. I
<br /> 9. Iaspectton.Lcndcr or its agent may mnke reasonnble cntrics upon und inspectfons af the Property. I.ender shall give ,
<br /> Borrower notice at the tinx of or prior to un inspection specifying resisonable cause for the inspection.
<br /> 10. Condemnallon.The proceeds of any award or clsim for damages, direct or consequcntial. in connection with any
<br /> condemnation or other taking of any part of the Property,or for conveyance in lieu of candemnution, are hereby assigned and
<br /> shall be paid to I.ender.
<br /> In the event of a total taklns of the Property.the praceeds shall be applied to thrs sums secured by this Secudry Instrument,
<br /> whcthcr ar not then due,with any excess paid to Borrower. In the event of a partial taking of the Properry in which the falr
<br /> market value of the Properry Immediately before the taking is equal to or greater than the amount of the sums secured by this
<br /> Security Instrument immediately befo�e the tuking�unl�ss Borrower and Lender otherwise agree in writing.the sums secured by
<br /> this Security Instrument shall be reduced by the amount of the proceeds multiplied by the following fraction: (a)the total
<br /> nmount of the surru secured immediately before the tak3ng. divided by(b) the fair market value of the Propeny immediately
<br /> befon tho taking. Any balance sAall be paid to Borrower. In the event of a partiul teking of the Property in whlch the fair
<br /> mnrket value of the Propecty immediately before thc taking is less than the amount of the sums sccured immediately before the
<br /> taking, unless Borro�ver and Lendcr otherwise agree in writtng or unless applicablc law othenvlse pravides, the proceecis shall
<br /> . be applied to the sums secured by this Security Instrument whEther or not the sums are then due.
<br /> If the Property is abandonerl by Borrower,or if,after notice by L.ender to Borrower that the condemnor offers to make i+n
<br /> award or settle a clnim for dam�ges, Borrower fails to respond to Lender within 30 days after the date the notice is given,
<br /> Lcnder is authorized to collect and apply the proceeds, at its option,either to restoratton or repair of the Property or to the sttms
<br /> secured by this Security Instrument,whether or not then due.
<br /> Unless Lender and Borrower othenvise agree in writing. any applicatlon of proceeds to principal shall not extend or
<br />� postpone the due date of the monthly payments referred to in paragraphs I and 2 or change the amount of such payments.
<br /> 11.Borrower Not Released;Forbe�ranm By Leader Nat A Waiver.Extension of the time for payment or modification
<br /> of amortization of the sums secured by this Security Instrument granted by I.ender to any successor in Interest of Bvrrower shall
<br /> not operate to rele.�se the liability of the origin�l Borrower or Borrower's successors fn Interest. Lender shall not be nquirod to
<br /> � commence proceeding�aguinsi a�q s�i,�c3�ur in ini:,r.ai or rcfu�c ta axiend sfine far gs;ment Qr 2therwi�m�xlify amorti7ation
<br /> j of the sums secured by this Secur�ty Instrument by reason of any demand made by the original Borrawer or Borrower's
<br /> � successors in interest. Any forbearance by Lender in exercising eny right or r�emedy shall not be a waiver of or preclude the
<br /> ; exercise of any ri�ht or rcm�y.
<br /> 12. St�ocessors and Asstgns Bound; Jotnt and Several LtAbility; Co-signers. The covenants and agraments of t6is
<br /> � Secudry Instrument shall bind and benefit the sucassors and assigns of I.ender and Borrower. subject to the provislons of
<br /> paragraph 17. Rorrower's covenancs and agreement5 shall be joint and several. Any Bonower who co-signs this Security
<br /> Instrument but does not eaecute the Note: (a)is co-signing this Securiry instrument only to mortgage, grant and convey that
<br /> Borrower's interest in the Property under the terms of this Secudry Insaument;(b) is not personally obligated to�ry the swns
<br /> secured by this Scc��rity Instrumenr and(c)agrees that I.ender and any other Borcower may agree to exund,modify,forbear or
<br /> malce any acoommodations with ngard to the terms of this Securiry Insuument or the Note without that Borrower's consent.
<br /> 13.Lo�n Cl�rges.If the loan secured by this Security Insuument is subject to a law which sets maximum laan chuges.
<br /> and that law is finally interpretad so that the interest or other loan charges coUected or to be coDected in connection with the
<br />::.,;. loan excad the Qermittai(Imits.then: (a)any such loan chazge shall be reduced by the amount nocessc�ry to reduce the charge
<br /> :i� to the permitted limit; and(b)anY sums alrcady collected from Borrower which excoaled permittod limlts wiU be refunded to
<br />'"� Bormwer. Lender may choose ro make this refund by reducing the principal owed under the Note or by mAking a direct
<br /> payment to Bomower. If a refund reduces principal, the reduction wiU be tseatod as a psrtiat prepayment without any
<br />:;' prepayment charge under the Note.
<br /> 14.Notices.Any notiee to Borrower provided far tn thls Security Insuument shall be given by deitvering It or by mailing
<br /> t it by first ciass maii unless applicable law requlres use of another method.The notia shall bc directed to the Property Address
<br /> E or uny other addre.ss Borrower designates by notice to Lender. P.ny notice to i.ender shall be giv�n by first cless mail to
<br /> � Lencier's address stated herein or any other address I.ender designates by ttotia to Bonower. Any notice pmvided for in this
<br /> � Security Iastrument shali be deemed to have been given to Borrower or Lender when given as provtded in this paragreph.
<br />. :}, 15.Goverm�ng I.aw; Severabtlity. This Security Instcument shall be govemod by federal law and the law of the•
<br /> •;,; jurisdiction in which the Properry is locnted. In the event that any provision or clause of this Security Instrumene or the Ndc
<br /> - wnflicts with applicable law.such rnnfltct shall not affect other provisions of this Security Instcument or the Note which can be
<br /> t given effect without the conflicting provision.To this end the provisions of this Security Inshvment and the Note ate declared
<br /> ; to be severable.
<br /> 16.Bo�rower's Copy.Borrower shall be given one conformed oopy of the Note and of thi�Securiry Instru►n�nt.
<br />� t Form 3028 9180
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