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I <br /> • � . , 201208202 <br /> (C) "�ender" isAlly Bdnk <br /> Le�,der�s a Bank Chartered <br /> organized and existing under the laws of UtBh . <br /> Lenae��5 aaaress l5 1100 Vi rgi ni a Dri ve. Fort Washi ngton, PA 19034 <br /> (ol ��rruscee^ �s First American Title, <br /> (EI "MERS" is Mortgage Electronic Registration Systems, li�a MERS is a separate coiporation that is acting <br /> solely as a nontinee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br /> Security Instrument. MERS is ocgaiuud aud existing undex[he laws of Delaware, aud has an addcess and <br /> telephone uumber of P.O. Box 2036, Flint, MI 48501-2026, teL (888) 679-MERS. <br /> IF) "Note" means the promissory note signed by Borrower and dated 09/12/2012 . 1'he Note <br /> states [liat Borrower owes L.ender �112 HUI1dY'2d Th0U5dlld <br /> Dollars(U.S. $10�,��0.00 )plus interest. Borrower Itas pronvsed to pay tUis debt iu regular <br /> Periodic Payments and to pay the debt in full not later than OCtOb21' 1, 2�42 <br /> (G! "Property" roeans the property tl�at is describeci below uuder the lieading "Tcansfer of Riglits in die <br /> Property." <br /> (H) "Loan" means the deht evidenced by N�e Note, plus inrerest, airy prepayment charges and late charges due <br /> under the Note, and all sums due mider this Security las[mmem, plus interest. <br /> 11) "Riders" meaus all Riders to this Secuxity Instrument d�ar are executed by Borrower. Tl�e following Riders <br /> are ro be executed by Bonower [check box as applicable]: <br /> �Adjustable Rate Rider 0 ConJo�v�vUm Rider � Secoud Home Ride� <br /> 0 Balloon Rider 0 Plai�iied Unit Development Rider � 1-4 Family Rider <br /> 0 VA Rider � Biweekly Payment Rider � Other(s) �specifyJ <br /> (JI "Applicable Law" means all umtrolling applicable federal, state avd local stamtes, cegulatio�vs, <br /> ordioances and adnuiristrative rules and orders (Uiat have the effect of law) as well as all applicable tinal, <br /> non-appealable judicial o�inions. <br /> (K) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments a��d other <br /> charges that are imposed on Bocrower or the Properry by a cundominium association, Lomeowners <br /> association or sivular organizatiou. <br /> (L) "Electronic Funds Transfer" means any trazufer of fuuds, other than a transaction originated by check, <br /> dcafr, or sinulaz papec instrument, whieh is i�utiated througli au electco�ve tenuinal, telephoiuc instmment, <br /> compute�, or magnetic tape so as ro order, instruct, or auHio�ize a fiiuocial institution to debit ur ccedit an <br /> account. Such tem�includes, but is not Liutited to, point-of-sale trausfers, autontated teller machine <br /> transactions, transfers iiutiated by telepl�o�ie, wire transfers, and auromared dearingliouse tra��sfers. <br /> IM) "Eserow Items" meaus those itemc that are descrihed iu Section 3. <br /> 106ANE ooa6W913220 Septembe�11,2012 <br /> NEBFASKA-Single family-Fannie MaelFreddie Mac UNIFORM INSTRUMENT Y'JITH MERS Form 3028 1!Ot <br /> VMP� VMPBAINEI f11051.00 <br /> Wolters Kluwer Financial Services Page 2 of 1] <br />