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! _ _ --� � <br />�� <br />� <br />B <br />� � <br />N � <br />0 �� <br />� <br />� - <br />C3l - <br />— <br />� <br />� <br />When Recorded Return To: <br />Five Points Bank <br />2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />� <br />!77 <br />C <br />�` � � <br />� � � <br />� � <br />r�, ¢�; <br />`_=� C7 Cn 6i''6 <br />%v � —i �°, <br />�i + � =� Z "� N �� ° <br />� � r � . • � � rn ��`� <br />�--I O P �`� <br />c t ' , "< d <br />o a�� � �a �=) <br />� ' � ¢—" c � t � <br />� <br />i.�� �;;._... _I:. i"7't .�';.� <br />(J� ; r_ " � `� (� �, <br />`-+ l r �� � �� <br />1 R, f r y � r � <br />r V � ' U � a! 1 <br />V :.i i�i' ^� � F� r_ <br />, �' R; <br />,i � �v 0 O nr3 <br />r�i � "�y U�1 CJl �� <br />� S � _ (n <br />� � <br />a <br />� <br />� <br />� <br />� <br />� <br />i'*7 <br />� <br />� <br />�-�1 <br />r "' <br />A'1 <br />� <br />A7 <br />70 <br />C <br />C� <br />�''1 <br />y <br />[Space Above Thls Line For Recording Data] �� <br />Loan No: 101255323 � ' <br />�0 � <br />DEED OF TRUST <br />Parcel ID: 400449595 <br />Words used in multiple sections of this document are defined below and other words aze defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document aze also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated September 24, 2012 , <br />together with all Riders to this document. <br />(B) "Borrower" is <br />Michael Alan Kalvoda and Stacey Lynn Kalvoda, Husband and Wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Nebraska Corporation <br />organized and existing under the laws of <br />Lender's address is 2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />Five Points Bank <br />P.O. Box 1507 <br />Grand Island, NE 68802 <br />State of Nebraska <br />(E) "Note" means the promissory note signed by Borrower and dated September 24, 2012 . <br />The Note states that Bonower owes Lender <br />One Hundred SeventyFive Thousand Five Hundred DOLLARS and Zero CENTS <br />Dollars (iJ.S. $ 175,500.00 ) plus interest. Bonower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than October 1, 2027 • <br />NEBRASKA- Single Family - FannieMae/FreddieMac UNIFORM INSTRUMENT <br />Form 30281/01 �//� <br />Laser Fortns Inc. (800) 446-3555 �( <br />LFI#FNMA30289/11 Page 1 of 13 Initials: <br />