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<br />When Recorded Return To:
<br />CharterWest National Bank
<br />714 N Diers Avenue
<br />Grand Island, NE 68803
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<br />[Space Above This Line for Recording Data]
<br />State of Nebraska
<br />DEED OF TRUST
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<br />FHA Case No.
<br />321-3166885 703
<br />MIN:100416700021795928
<br />THIS DEED OF TRUST ("Security Instrument") is made on September 28th , 2012
<br />The trustor is Sean A Gruhn, a single person
<br />("Borrower").
<br />The trustee is U.S. Bank Trust Companv, National Association
<br />("Trustee"). The beneficiary is Mortgage Electronic
<br />Registration Systems, Inc. ("MERS") (solely as nominee for Lender, as hereinafter defined, and Lender's
<br />successors and assigns). MERS is organized and existing under the laws of Delaware, and has an address and
<br />telephone number of PO Box 2026, Flint, MI 45801-2026, tel. (888) 679-MERS.
<br />CharterWest National Bank ,
<br />which is organized and existing under the laws of the State of Nebraska , and whose address is
<br />714 N Diers Avenue Grand Island, NE 68803 ("Lender").
<br />Borrower owes Lender the principal sum of One Hundred Eleven Thousand One Hundred Forty Nine
<br />and 00/100 Dollars (U.S. $ 111,149.00 ). This debt is
<br />evidenced by Borrower's note dated the same date as this Security Instrument ("Note"), which provides for
<br />monthly payments, with the full debt, if not paid earlier, due and payable on October Ol, 2042
<br />This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with
<br />interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with
<br />interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the
<br />performance of Borrower's covenants and agreements under this Security Insirument and the Note. For this
<br />purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following
<br />described property located in Hall County, Nebraska:
<br />Lot Eight (8), Block Twenty Seven (27), Gilbert's Third Addition to the City of Grand Island, Hall
<br />County, Nebraska
<br />which has the address of 2015 N Grand Island Ave
<br />Grand Island , Nebraska 68803
<br />[City] [Zip Code]
<br />16256.CV (9/I1) 908538 Page 1 of 5
<br />[str�t�
<br />("Property Address");
<br />GOTO(OU22a273)
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