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�—� <br />��� <br />�� <br />� <br />N � <br />� - <br />� �- <br />N �� <br />0 � <br />� - <br />� �� <br />�� <br />� <br />��� <br />� <br />�� <br />� <br />:=��;� <br />F <br />L .s <br />-.�; <br />.:.�� <br />� <br />� <br />� ,yer <br />Y <br />� <br />��� <br />� �.. <br />When Recorded Return To: <br />CharterWest National Bank <br />714 N Diers Avenue <br />Grand Island, NE 68803 <br />�, <br />� �' <br />�' �_. <br />� � <br />� <br />: <br />� <br />n, <br />� <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />DEFINITIONS <br />�� � <br />r <br />� r� <br />c: s. <br />a-, { _°_ <br />;-, <br />' �;,_ _. <br />, <br />r_ . <br /><; <br />'' - <br />c_., , <br />CJ'I � <br />r' , , <br />�: � <br />�._. <br />-�.� <br />i � I <br />'t] <br />FV <br />c.v <br />"C7 <br />� <br />c� � <br />`__� <br />O <br />MIN:100416700020132115 <br />C � C!� <br />O ---1 <br />C � <br />z rn <br />� <br />-'� � <br />o T <br />- . � <br />rr1 <br />� v <br />r <br />�:� <br />�; <br />�� <br />�� <br />�,n <br />Words used in multiple sections of this docuxnent are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document aze also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated September 27th , 201Z , <br />together with a11 Riders to this document. <br />(B) �Borrower" is Michael H Schumacher and Tamra L Schumacher, husband and wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is CharterWest National Bank <br />Lender is a Corporation organized and existing under the laws of <br />the State of Nebraska . Lender's address is 714 N Diers Avenue Grand Island, NE 68803 <br />(D) uTrustee" is CharterWest National Bank 201 South Main Street PO Boa 288 West Point, NE <br />68788 <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporarion that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delawaze, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(� "Note" means the promissory note signed by Borrower and dated September 27th , 2012 . The <br />Note states that Bonower owes Lender Two Hundred Nine Thousand Siz Hundred and 00/100 <br />Dollars (LT.S. $209,600.00 ) plus interest. Borrower has <br />promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />October 1, 2042 <br />(G) "Property" means the properiy that is described below under the heading "Transfer of Rights in the <br />Property." <br />(� ��Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all suxns due under this Security Instrument, plus interest. <br />(n �Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders <br />aze to be executed by Borrower [check box as applicable]: <br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider <br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] <br />❑ 1-4 Family Rider ❑ Biweekly Payment Rider <br />(� "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances <br />and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable <br />judicial opinions. <br />NEBRASKA—Single Family—Fann?e Mae/Freddie Mac UNIFORM INSTRUMENT (MERS) Form 30281/Ol (page 1 of 9 pages) <br />12439.CV (9/I I) 907884 Creative Thinking, Inc. <br />N <br />� <br />� <br />,a <br />O <br />� <br />a� <br />c� <br />H <br />��� <br />GOTO(00229tba) <br />��1E�� <br />