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..�� �� � N � 0 �� � � N �� e � Oo N � � � � �� � �� � �� ► � ��,. �� �� When Recorded Return To: CharterWest National Bank 714 N Diers Avenue Grand Island, NE 68803 � � � T: , �' �. � � , z�° x �' �� �I°! o � � � [Space Above This Line For Recording Data] � `,`; 4 :� �� I �� ��i .:� ; �� DEED OF TRUST DEFII�TITIONS ,-., � �.:� a '�'' D _J -- r; � �'. r '}� - U � r, i � N -�.. _ � �' �� ``� T- �, J�_� — � ri � u ' � � ., v� ; � � 1 _ ' �+ '�' � �� W �� >'_ � S MIN:100416700019223537 n � o -� c n z —+ � rn � O o � �� z � . ,, D w r :.� r D G� � D � � Words used in multiple sections of this document aze defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this docuwent are also provided in Section 16. (A) "Security Instrument" means this document, which is dated September 28th , 2012 , together with a11 Riders to this document. (B) "Borrower" is Christopher A Uhrich, a single person and Sarah M Monie, a single person Borrower is the trustor under this Security Instru�rent. (C) "Lender" is CharterWest National Bank Lender is a Corporation organized and existing under the laws of the State of Nebraska . Lender's address is 714 N Diers Avenue Grand Island, NE 68803 (D) uTrustee" is CharterWest National Bank 201 South Main Street PO Boz 288 West Point, NE 68788 (E) uMERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security Instrument. MERS is organized and eacisting under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. (F) "Note" means the promissory note signed by Bonower and dated September 28th , 2012 . The Note states that Borrower owes Lender Eighty Seven Thousand Five Hundred Fifty One and 00/100 Dollars (U.S. $ 87,551.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than October 1, 2042 (G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (� "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (n �Riders" means a11 Riders to this Security Instrument that are executed by Borrower. The following Riders aze to be executed by Borrower [check box as applicable]: ❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider ❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] ❑ 1-4 Family Rider ❑ Biweekly Payment Rider (.n "Applicable Law" means a11 controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions. NEBRASKA—Single Family—Fannie Mae/Freddie Mac UNIFORM INSTRUMENI' (MERS) Form 30281/Ol (page 1 of 9 pages) 12439.CV (9/11) 907510 Creative Thinking, Inc. `�. -�'- ;c: � N _� O � h� �� � � � � � �._.a, � � � � � � �� V GOTO(0022a37a) y�..��