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�0�20�11�
<br />20. Sale of Note; Change of Loan Servicer; Notice of Grievance. The Note or a partial interest in the Note
<br />(together with this Security Instrument) can be sold one or more times without prior notice to Borrower. A sale might
<br />result in a change in the endty (lmown as the "Loan Servicer") that collects Periodic Payments due under the Note and
<br />this Security Instrument and performs other mortgage loan servicing obligations under the Note, this Security Instrument,
<br />and Applicable Law. There also might be one or more changes of the Loan Servicer unrelated to a sale of the Note. If
<br />there is a change of the Loan Servicer, Borrower will be given written norice of the change wkrich will state the name and
<br />address of the new Loan Servicer, the address to which paymeats should be made and any other information RESPA
<br />requires in connection with a notice of transfer of servicing. If the Note is sold and thereafter the Loan is serviced by a
<br />Loan Servicer other than the purchaser of the Note, the mortgage loan servicing obligations to Borrower will remain with
<br />the Loan Servicer or be transferred to a successor Loan Servicer and are not assumed by the Note purchaser unless
<br />otherwise provided by the Note purchaser.
<br />Neither Borrower nor Lender may commence, join, or be joined to any judicial action (as either an individual litigant
<br />or the member of a class) that arises from the other party's actions pursuant to this Security Instnunent or that alleges that
<br />the other party has breached any provision of, or any duty owecr by reason of, this Security Instrument, until such
<br />Borrower or Lender has notified the other pazty (with such notice given in compliance with the requirements of Section
<br />15) of such alleged breach and afforded the other party hereto a reasonable period after the giving of such notice to take
<br />corrective action. If Applicable Law provides a time period which must elapse before certain action can be taken, that
<br />time period will be deemed to be reasonable for purposes of tlus paragraph. The notice of acceleration and opportunity to
<br />cure given to Borrower pursuant to Section 22 and the notice of acceleration given to Borrower pursuant to Section 18
<br />shall be deemed to �tisfy the notice and opportunity to take conective action provisions of this Section 20.
<br />21. Hazardous Substances. As used in this Section 21: (a) "Hazardous Substances" are those substances defined as
<br />toxic or hazardous substances, pollutants, or wastes by Environmental Law and the following substances: gasoline,
<br />kerosene, other flammable or toxic petroleum products, toxic pesticides and herbicides, volatile solvents, materials
<br />containing asbestos or formaldehyde, and radioactive materials; (b) "Environmental Law" means federal laws and laws
<br />of the jurisdiction where the Properiy is located that relate to health, safety or environmental protecrion;
<br />(c) "Environmental Cleanup" includes any response action, remedial action, or removal action, as defined in
<br />Environmental Law; and (d) an "Environmental Condition" means a condition that can cause, contribute to, or otherwise
<br />trigger an Environmental Cleanup.
<br />Borrower sha11 not cause or permit the presence, use, disposal, storage, or release of any Hazardous Substances, or
<br />threaten to release any Hazatdous Substances, on or in the Property. Bonower shall not do, nor a11ow anyone else to do,
<br />anything affecting the Properiy (a) that is in violadon of any Environmental Law, (b) which creates an Environmental
<br />Condition, or (c) which, due to the presence, use, or release of a Hazardous Substance, creates a condition that advetsely
<br />ai�ects the value of the Property. The preceding two sentences shall not apply to the presence, use, or storage on the
<br />Properiy of small quantities of Hazardous Substances that aze generally recognized to be appropriate to normal residential
<br />uses and to maintenance of the Property (including, but not limited to, hazardous substances'in consumer products).
<br />Borrower sha11 promptly give Lender written notice of (a) any investigation, claim, demand, lawsuit or other action
<br />by any govemmental or regulatory agency or private party involving the Properly and any Hazardous Substance or
<br />Environmental Law of which Borrower has actual knowledge, (b) any Environmental Condition, including but not
<br />limited to, any spilling, leaking, discharge, release or threat of release of any Hazardous Substaace, and (c) any condition
<br />caused by the presence, use or release of a Hazardous Substance which adversely affects the value of the Property. If
<br />Borrower learns, or is norified by any governmental or regulatory authority, or any private pariy, that any removal or
<br />other remediation of any Hazardous Substance affecting the Property is necessary, Borrower shall promptly take all
<br />necessary remedial actions in accordance with Environmental Law Nothing herein shall create any obligation on Lender
<br />for an Environmental Cleanup.
<br />NON-UrTIFORM COVENANTS. Bonower and Lender further covenant and agree as follows:
<br />22. Acceleration; Remedies. Lender shall glve notice to Borrower prior to acceleration following Borrower's
<br />breach of any covenant or agreement in this Securlty Instrument (but not prior to acceleration under Section 18
<br />unless Applicable Law provides otherwise). The notice shall specify: (a) the default; (b) the action required to cure
<br />NEBRASKA -Single Family-Fannie MaelFreddle Mac UNIFORM INSTRUMENT with MERSForm 3028 1/01 �
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<br />i�, i„�. Borrower(s) Initlals
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