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�� <br />�� <br />�� <br />� <br />- <br />N <br />� -� <br />N �� <br />0 � <br />� <br />0 - <br />� � <br />� <br />��■ <br />— <br />��� <br />�'� <br />� �i <br />�N� � �V <br />�� � <br />n �';� <br />� �'^ <br />6' 7 <br />�� i s� . , <br />T ? ; _ <br />f�wf ' <br />W� <br />I; <br />u <br />J � <br />S� <br />�� <br />r <br />r �=, , <br />C : , ^y .* c "`- <br />� �._ <br />rn ;�_-. <br />ei kr <br />�.. ; <br />� �. <br />�-� � . <br />' � +� <br />r� i � <br />,� _.. <br />t�; . <br />r.: <br />r__� <br />%v <br />r �' <br />r . <br />'U <br />C�'�i <br />"'�� <br />�� <br />� <br />f --j <br />rJ <br />�� <br />� <br />f � (n <br />O —i <br />c n <br />z — � <br />� m <br />� O <br />� � <br />'� � <br />� rn <br />D !:7 <br />r � <br />r ,� <br />t:� <br />�A <br />v <br />�-� <br />� <br />r r, <br />N <br />� <br />f--a <br />i `.) <br />C7 <br />� <br />0 <br />� <br />G�Q <br />THIS INSTRUMENT PREPARED BY: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />GRAND ISLAND, NE 68801 <br />AFTER RECORDING RETURN TO: <br />Home Federal Savings & Loan Association of S b <br />Grand Isla.nd <br />221 South Locust Street •� D' <br />GRAND ISLAND, NE 68801 � <br />(Space Above This Line For Recorcling Data) <br />NMLS COMPANY IDENTIFIER: 446443 <br />DEED OF TRUST <br />THIS DEED OF TRUST ("Security Instrument") is made on September 25, 2012. The grantors are L D DUBBS <br />and JACEEL K DUBBS, HUSBAND AND WIFE, whose address is 647 MEMORIAL DR, GRAND ISLAND, <br />Nebraska 68801 ("Borrower"). Bonower is not necessarily the same as the Person or Persons who sign the Note. <br />The obligations of Borrowers who did not sign the Note are explained further in the section titled Successors and <br />Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is Arend R. Baack, <br />Attorney whose address is P.O. Box 790, Grand Island, Nebraska 68802 ("Trustee"). The beneficiary is Home <br />Federal Savings & Loan Association of Grand Island, which is organized and existing under the laws of the <br />United States of America and whose address is 221 South Locust Street, Grand Island, Nebraska 68801 <br />("Lender"). L D DUBBS and JACEEL K DUBBS owe Lender the principal sum of Forty-nine Thonsand <br />Ninety-three and 50/100 Dollars (U.S. $49,093.50), which is evidenced by the note, consumer loan agreement, or <br />similar writing dated the same date as this Security Instnzment (the "Note"), which provides for periodic payments <br />("Periodic Paytnents"), with the full debt, if not paid earlier, due on September 25, 2022. T'his 5ecurity Instrument <br />secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions <br />and modifications of the Note; (b) the payment of all other sums, with interest, advanced to protect the security of <br />this Security Instrument under the provisions of the section titled Protection of Lender's Rights in the Property; <br />and (c) the perFormance of Borrower's covenants and agreements under this 5ecurity Instxument and the Note. For <br />this purpose, Borrower, in cansideration of the debt and the trust herein created, inevocably grants and conveys to <br />Tntstee, in trust, with power of sale, the following described properiy located in the COUNTY of HALL, State of <br />Nebraska: <br />Address: 643 MEMORIAL DR, GRAND I5LAND, Nebraska 68801 <br />Legal Description: LOT THREE (3) BLOCK TWO (2) IN MEVE5 FIRST SUBDIVISION IN THE <br />CITY OF GRAND ISLAND, HALL COUNTY, NEBRA.SKA <br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, <br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be <br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the <br />"Properly." <br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to <br />grant and convey the Property and that the Property is unenc�tmbered, except for encumbrances of record. <br />Borrower wanants and will defend generally the title to the Property against all claims and demands, subject to <br />any encumbrances of record. <br />Bonower and Lender covenant and agree as follows: <br />Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due the <br />principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the <br />Note. <br />Applicable Law. As used in this Security Instrument, the term "Applicable I.aw" shall mean all controlling <br />applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have <br />the effect of law) as well as all applicable final, non-appealable judiciaT opinions. <br />Funds for Tages and Insurance. At I.ender's request and subject to Applicable Law, Borrower shall pay to <br />L.ender on the day periodic payments are due under the Note, until the Note is paid in full, a sum ("Funds") for: (a) <br />yearly talces and assessments which may attain priority over this Security Instrument as a lien on the Property; (b) <br />yeazly leasehold payments or ground rents on the Property, if any; (c) yeazly hazard or property insurance <br />premiums; (d) yearly flood insurance premiums, if any; (e) yearly mortgage insurance premiums, if any; and ( fl <br />� 2004-201 I CompGevice Systems, Inc. 9BAD-348B - 201 I L2.0.485 <br />Consumer Ree{ Estate - Serurity Ivstrument DL2036 Page 1 of 6 m�nv.comp6ancesystems.com <br />