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<br /> =-A�!"`!�;� f '1'OC}BTHBR WITH all the impmvementa now or hereafter em.cted on thc pnvpeny,end ail easesnanta,appurteaances. and
<br /> '�°'°=°"�' ftxtuns rcoa or henafter a part of the property. AA repiacements aied eddit�ons ahall alsa be covered by this Secuc3ty "`
<br /> �a-*. insuument.All of the fongolag is referred to in thia Securlty Insm�ment as tbe'P�ropsfty.' � ��
<br /> ..r,�� BORROWBR COVBNANTS that Borrower is lawfully seissd of the eatato h�mby convaysd qud has the right to grant and� E=-
<br /> . .,: :�� convey the Property and that the Propetty is uaencumbered,eaccpt for encumbraucos of record. C�oaower warrants and wiU � �
<br /> ! � defend geaeraliy the title to the Prapes�y againet all claims and demands,subject w any enaumbrdnaea of record. Q �
<br /><jci;�:'-r'� THIS SECURITY INSTRUMBNT corabines uniform coveaanta for national use aud a4n-uniform covenants with l�miud �
<br /> variations by jurlsdiction w wnstitute a uniform securlty lasttument cover6ng real property. � �
<br /> 4r«'���'�.} UNIFORM COVBNANI'S. Borrower and l.ender wvenant and agree as foltowa: -
<br /> _ 1. Paymeait ot Prinelpal and Interest; Pcegayment end Late C6ar,g�s. BAntanrer shall pmmpdy pay when due the �
<br />"'�'" � priacigal of aad interest on the debt cvideaced by the Note aad any prepaymes�t a�lata charges due under the Nate.
<br /> �r.�� 2. �Tnds for Taxes and Insurance. Subje�t w applicable Ia�v vr 8o a ��it�$n viaiver by Lender. Hornawer ahall pay to
<br /> - " :.',��� Leader or���day montWy payaaents are due under the Note.ut�¢il the Nu�Ye is pasa�3�fult.a siun('Fuads')for:(a)Yexuly t�uces .
<br /> and assessm�nts which may attain priority over!his Securitgr Inswment as a�zen vn tha Property:(b)yearlY leasehold p�ymenu
<br /> .�:',�;.`;. or grouad rents oA the Pmperty, if any:(c)Yearly�,ard or property insurance pr+emiums:(d)Yearly ftood 3ns�rance pmmium9�
<br />.;'.';:f��;%�i� : if any:(e)Yearly mortgage insurance premiums.if any:and(�any suma payabls by Bormwer to Leader, in accordance with
<br /> :�:k:;.,�', the pravisions of paragaph 8.In 138u of the paynaeat of mortgage iasuraace pnatiuma.These items are called"Escraw Items.'
<br />_:�:7,,�'` I,eader ruay, at aay time. collect and hold Funds in an amount noi w eacced the maximum amount a lender for a federally
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<br /> =�--i�_.__, relaud mortgage loan may requite for Borrower's escrow accouat undor tb� fcderal Real�state Settlement Praadures Act of
<br />=n=k�:� 1974 as amendzd from tIme to time. 12 U.S.C.Seciion 2601 u stq. ('RESPA').unlass another law that cppliea to tha Funda
<br /> rA;�;�rt';�, sets a leszer cuuount. If a�. Lt�dsr m�y. Pt eny time. �Ilect and hold Funcia!n an amouat not co excad the lesser amount.
<br /> �����•� Lender may eatimate thc amount of Futtde due on the basia of curront dcus and reasonable esdmates of eapenditures of thture
<br /> ==°- F.scrow Itecna or otheiwiae in accordonce with applieable law,
<br /> �a}��'� 'ihe Funde ehalt be held in an inatItution whoa$Qoposlu► era lnou�d by a fodsrai agency. iastrumenwl[ry. or endty
<br /> _ ��� (lacludIag Lender.it L.ender is such�n ivadtutlon)or ta any Fcderal Home L�aan Bank.Leader shall apply the Funds to pay thc
<br />,__"�-�'"� Escruw Items.Lender rnay not charge Borrowar for holdlna end applylqa tA�FUnds,anaually anatyzing tiu escrow account.or
<br /> ----_� verifyIng the Bscrow Items.tudeas Lender paya Boriower intan:st aa tba�ads sad applicable law permits Leuder to make such
<br /> __ a charge.However.Lender may requira Borcower to pay a one-ti�ne cha�o for en indcpendent rEal estate ta�c re�ortiag service
<br /> --_•�--_- usod by I.ender tn oonnxtlon with ihis loaa,.uniess appliaabto law providen ot6eiwise. Unless an agr�ement is made or
<br /> � -- apPlicable uw requires inter�t to be patd. Lender shall not�be requit+¢d�ta pay Borrower atry inurest or eamings on the Fwnds. -
<br /> �-� Bomnwer and Lender may agee in writing,hoNOVar.Wat.intsrest shaU be paid on the Fund�s. Lender steall give to Borrpyrer. -
<br /> -- .��utr�.harEe, ar�annual accountic�g of the Fwida..showinR cradlw aterd debita to the Funds and the putpose for wlrich each
<br /> _�-= dcbii to ihe Fuads was m�lc.The Fuads erc ple�ged-t�ndditi�nal•security for a11 suma secured by this Secudty insuumau. .
<br /> � -- lf the Flmds held by Lender exaed the aznovata pemaitu�Lo be held by applicable law. I.ender shall accouat to.ffion�awer
<br /> for the exass Fuads in accordance with the re�luimmenta af app]icable law. It the amovat of the Fuads held by I.eader aa�auy
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<br /> shall pay to I,ender the amouat t�ssary w make up the deficiency.Borrower shall make up the defic�ency in no mflre than
<br /> twelve moathly paymenta.at I,�nder's sole dlscntion. '
<br /> --- Upon payment in th11 of sU sums sscurcd by Wis Secudty Insmwunt.Lender ahaU psomptly refimd to Borrower aay
<br /> �_. Fuads held by l.eader.If.uader paragraph 21.Lfader ahall acynire or s�ll the Property�Leader.prior to the acquisition or sale
<br /> _-__-- ai the Prapersy.shaU aPply eny FS�nda held by Lender at the time of acqufsition or sale as a ecedit against the sums seaued by
<br /> this Security Iaswmcnt.
<br /> 8:�ipplkation oi Payments.Unless applica6le law pmvides otheruvIse. ell�aym�ntx rxeived by I.ender under,paregca�hs
<br /> 1 and�2.�a11 b�aPPlied:fust.to anY PnPaYraent chargea dne under the Noie:second.w amounts payable under par�greph 2; . .
<br /> tbiM.td•interest due:fouctb,to prlucipal due:smd last,to any�late.cltasges due uader the Nou. � �� �' .
<br /> � 4.Chsrges:I;ims.Borrower shall pay all taxes.assta�aaenta.charges, fines artd impositions ataibutable to the:Pcopeny ,
<br /> whir�►ma�y aualn prlorlty over this Soc�rlty Iastrumcnt,snd`leasehold payrmnta or ground reats. if any. Borrower�shatl pay
<br /> - th�se obligations in the manner piovided ia paragraph 2,or if nat paid in tha�t maaaer,Bomower shall pay them on dzq�dlrectly
<br /> _ ___� . � to the person owed payment.Bortawer shall pmmptiy fiva9sh�to Lender all nodces of amownts to be paid under this paragraph.
<br /> If Borrower makes these payments directiy.Borrower shall promptly fumish to Lender receipta evidenciag tlse pay�euts. .
<br /> � ' Bormwer shall pmmptiy discharge any llen which has prlorlry ovec t5is SccurIry Insuument unless Bornawer:(a)ag�s ia
<br /> ' wridng w the paymeat of tlu obligation sscured by the Uen in a maaner acxpteble w Lender;(b)conusts in good faith�he Uen
<br /> by, or defends against enforcement of the l�en in. legal pzoceedinge wh[cb in th� Leader's opinion operau w prev�t the
<br /> enfotrcment of the lien:or(c)socures from the holder of the�Hoa an agt+eert�em satisfactory w Lender subo:dinatiag tt�e liea w �
<br /> tt►ia Sxurity Instrument. If Leader deteimiaes Wat any part of the Progecry la subjcct to a lien wLich may auain priorlty over
<br /> thIs S�cucity Instrunusnt.Leader may g(ve Horrower a notice i�lepcifyiag the IIen. Borrower shall satisEy the liea or take one or
<br /> -" more of the actions set forth above wtthin 10 days of the giving of nodce.
<br /> --_ r Fatn 34�28 9(90
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