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<br /> pnyments may na longer 6e required,at the optian af I.ender. if mortgngc insumncc cavcrage(In thc umount u�xi iar thc perGxi
<br /> thut I.endcr rcquires)prov(ded by an insurcr appravecf by l.endcr again becomes avuilAblc und is abtninai. &irrowcr shall pay
<br /> thc premiums requiral ta maintaln martgaga insuranca in effect,ur to pmvide a lass reservc, until thc reyuircment for nwrtgaga
<br /> insurance endti in nccordance.with a�y written agrcement betwexn Horrower und Lender or applicable luw.
<br /> 9.Inspectlon.i.encier ar hs ugent may�tmke reaconabla entries upon and inspectlans of the Praperty. Lcnder shwll give
<br /> Aorcawer natice at the time of or prior to un inspec►[on specifying rc,asonable cause for the inspatiar..
<br /> 10. Candemnatlon.The procee�s of any award or clsim for damages, direct ar consequential. in connection with any
<br /> condcmnat�on or othcr taking of any pnrt of the Property.or for cunv�yance in lieu of condcmnation. arc hereby ussigned and
<br /> shall be pAid to Lender.
<br /> In tha cvont of a totul wking of the Property.thc proceeds shall be applial to the sums secured by this Security Instrumcnt,
<br /> whether or not then due,with sny excess paid to Borrower. In the event of u puRial takinK of tlr�e Property in which the fair
<br /> market value of the Property immedtately beforc the tekIng is equul ta or srcuter than the amount of tho sums secund by thia
<br /> Security Instnrment immodiately before tha teking,unless Borrower and Lender otherwlse agrce in writing,the sums sccurod by
<br /> thls Securlty Instrument shall be �educed by the am��unt of the proceeds multipllod by the following frnction: (a) the total
<br /> amount of the sums secured immatiately before the eaking. divided by (b) the fuir market vulue of the Property immedtately
<br /> befone the taking. Any balance shall 6e paid rn Bonower. [n the event of a partial taking of the Property in which the falr
<br /> merket value of the Property immadlately befure±�e taking ns less than the amount of the sum9 secured immediutely before We
<br /> taking,unless Borrowar and Lender otherwise a�re,e in writing or unless applicablc law otherwise provtdes, the proceeds shall
<br /> be applied to tlie sums secured by this Securit�f!:�>UUment whether or not the sums are then due.
<br /> If the Propenry is abandoned by Borrower,ar if,after notice by Lender to Borrower that the wndemnor offers to make an
<br /> award or settle a cluim for darr.�a.�es, Borrower f:►ils to respond to Lender within 30 days after the date the notice iR given,
<br /> I.cnder is authorized to collect�►-.d apply the proceeds.at its option,either to restoratIon or repair of the Property or to the sums
<br /> secured by this Security Instrument.whether or not then dus.
<br /> Unless L.ender and Borrower othenvise agreo in writing, any application of proceals to principal shall nat extend or
<br /> postpone the due date of the monthly paymenta referred to in pacagraphs 1 a�d 2 or change the amount of such payments.
<br /> 11.Born►wer Not Released;Forbearr�nce By I.ender Not a Wa��•er. Bxtension of the time for puyment or modification
<br /> of amortiration of the sums sxured by this Security Instrument�ted by I,ender to any successor In interest of Bonower shall
<br /> nc�t�perate to release the liability of the ori¢inal Borrnwer or Aormwer'c cucceccnrc in intere_ct.T.enAe.r chall ruit Ix�mrn�f rexi tq
<br /> commence prceeedings against any successor in interest or refuse to extend time for payment or otherwise modify amortization
<br /> of thc sums socurcd by this 5ecurlty Instrument by reason of any demand made by ttie original Borrower or Borsnwer's
<br /> successors in intore.�c. Any forbearance by Lender in exercising any ri�ht�or remody shall not be a waiver of or preclude the. '
<br /> exercise of any right or nmedy, •
<br /> 12. Suooes.9ore and Assigns Bound; Joint and Sevc�ral F.i�6ility;Co-signers. The wvenants and agroem�.�ts of ihls' �
<br /> Securlty Instrument shall bind and benefit the successors and�ssigns of Lender and Borrower. subject to the pmvisions of "
<br /> paragraph 17. Bartower's wvenants and agrecraents shall be jpint and sereral. Any Borrower who co-signs this 5ect�rity
<br /> Insuvment but does not execute the Note: (a)ls oo-signing thi"s Suurity Inamimcnt only to mortgage.grant and convey duit
<br /> Borrawer's iaterest in the Property under the rerms of th9s Secur#ty Instnirnenr, (b)is not personally obligntod to pay thc sums
<br /> securcd by this Security Instrument;and(c)agroes that Lendcr s�nd any other Borrowcr may agrec to exterxl,modify,forbear or
<br /> make any ecoommodations with cegerd to the t�rms of thie Securiey Instrument or the Note without Wat Bormwer's oonsent.
<br /> ' 13.Lam Ciwrges.If the loan securod by this 5�curlty Instrument is subject to a law which suts mnximiun loan chargp.
<br />_ and that law is finAlly interputed so that the interest or other loan charges oollectod or to be collected in oonnectian with the
<br />� loan excad the pertnitted limits, then: (e)any such laan charge shall be raluced by the amount rtexssacy to reduce the charge
<br /> to tttie permittod limit; end(b)any sums already collected from Borrower whIch exceeded permitted limits will b�nfu►xlad to
<br /> Borrower. Lender may choose to make this refund by reducin� the principal owed under thc Note or by making a diroct
<br /> payment to Horrower. If a refund reduas principal, the rcduction will bo treatal as a partial prepayment without any
<br />� prepayment chazge under the Note. �
<br />� 14.Notioes. Any notice to Borrowcr provided for in this Securiry Inshument shall be given by delivedng it or by mailing
<br />-� it by 6rst class mail unless applicable law requires use of another method.The notia ahall be diroctod to the Property Addeess
<br /> - or any other address Bomower designates by notIce to Lender. My notice to Lender shall be given by first class mail to
<br /> i,ender's eddress stated herein or any other addrcss Lencler desig.�ates�y notia to Horrower.Any notia provided for in this '
<br /> - Security Instn�ment shall be deemed to have boen given to Borrower or Lcnder when given as provided in this paragraph.
<br /> - 1S.Govccntng Ia►w; Severability. This Securiry Inswment shatl bc govemed by fedcral law and the law of the
<br /> � jurisdiction in which the Property is located. Iri the event that any provision or clause of this Security Insnument or the Note
<br /> } conflicts with appliqble law.such conflirt shall not affoct other pravisions of this Sceucity Insuument nr the Note which can 6e
<br /> f gtven effect wtthaut the conflicting provision.To this end the provisions of this Security Inswment and the Note are declared
<br /> ; to be severable.
<br /> ,`'
<br /> 16.Borroxei s Copy.Borrowcr shall be given one confomu�oopy of the Note nnd of this Security InstnitnCnt.
<br /> : Form 3028 9190
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