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<br /> ,. �. :�� S. Hazard or Property Insw�+ace. Borrower shalt keep the lmprovementa now caiating or horcaftcr erccted un tha
<br /> � :��,..�.° Property insured agains[ loss by tirs.hazarda included wIthin tde term "extended covernge"and n�►y otDior ha•rards� inciuding -
<br /> - ��._� flaods or flaoding.fox whtch Lender requires Inawaace.Thta iasuraace ahall be mnintntnccl in thc nmounts osd for thc pPrloda -
<br /> t�at Lender requires.The lnswance carrier provIding the insuraace ehall be chosen by Borrower subJect to Lender's approvnt =
<br /> � which shall not be unreasonably witbheld. If Borrower falls to maintein wverage descdbed above.Lender muy. at Lender's�
<br /> �- ' `' opttan,obtain coverage to prote�t Lender's rights in the Property iu acrordence with pazagraph 7. _
<br />-�=�:�z,� � All fasurance policies and �enewals shaU be aa:eptable [o Lender and shall lnalude a staadard mo»gage clause. Leader�
<br /> �'� shall have the right to hold the policies and renewals.If Leader requires.Bortower shall promptly give to Leader all receipta of
<br /> paid pretaitems and renewal aodces.ln tha event of 1oss.Borrower shell give prompt notice to the insuraace cartIer az►d Lender. �
<br /> r�;��c+^� Lendes m�y malce proof of loss if not made promptly by Borrower.
<br />=--- Unless I,ender and Borrower othecwIse agree�n wrtting, insuraace proceeds shall be applied to�r.storation or repair of the
<br /> -'"�� Property daraaged,if the reato�ation or repair is ecanomIaally feasibla and Lender's secudty is not lessened.If the restoratton or
<br /> ' repaSr�s not economically feastble or I,eaaer's securlty would be leasened,the Losuraace pmceeds shall be applied to the sums
<br />_ • '�° secut�ed by this Socurtry Iastnunent. vuhether or not then due,with any excess patd to Bosmwer. If Borrower abaadons the
<br />�'°,; ,� Property,or doea not answer wiWin 30 days a notice from Lender that the lnaurance carrter has affered w seule a claim,Wen
<br /> Lender may collect tbe insurance proceeds. Leader may use the procEeda to repair or sestore ehe Pe�nperty or to pay sums
<br /> '''�� securesl by this Securlty Insavment.whether or not than due.The 30�ay perIod wlll beg[a when the notiae ls given.
<br /> _ � Unless Lender and Borrower athenvise agree in wdttng, aay eppllcation of pmcceds to princlpal ahaU not extend or
<br /> - � postpone the due date of the monthly payments�referred to in paragtaphs 1 and 2 or change the amonnt of the payments. If
<br /> ��•"-�;'"�� undet paragraph 21 the Properiy is aoquired by L.ender.Borcvwer's dgtit to any insuraace policies and pmceeds resulting from
<br /> '��i�� damn�e to the Pe�o�erty prior so the acquiaition shail pass to Icnder to the extent of the sums secured by t�is 3ecurity Insuumeat -
<br />''�-;�'"•�k immodiatcly prior to the acquisltiott.
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<br />,�;a��"�- . , 6. Occupancy,Pt�eservation�Ndatntenance aztd Prota3toa at the Ptoperty;Bormwer's Loan AppIIcat[on;I.case6olds.
<br /> •�:�� �amqwor shaU oxupy.establieh.and uae the Propeny as Bomawer's principal residsnce within sfxty days after the execution of
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<br /> ,,,,�;,*;,:f thie Securi.ty,.lnsm�ment aad shall ars�tinue to occupy the Property a�Borrower's prIncipal residenoe for at least otte ye.�r after
<br />,::;�E;r�yy� the date of accupmiay,wiless Lender othe�vvIse agrees in writing. which consent shaU not be unressonably wlthheld,or ualess
<br /> ;,�"1l'�',,,P� exeenuatling cin.vmstaneea e�dst wbich are beyoad Borrower•s caatcol. Bonrower shall not destroy, daimage or iqtpair the
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<br /> Pmperty.aUow the proponj► to deteriorate. or commit weste oa tho�roperty. �osrower shall be ia default if siry forteiture
<br /> '�:w;� acdon or pxoceeding,ahet�er civii or crIminal,is 6egvn that in Lender's goad faith judgment could result in forfeiture oi the
<br />_�r;;;;Ye' Pt+uperty or othenvLse materiaUy impair the Uen created by this Secudry Insaument or Lender's securIry interest.Rosrower uiay
<br /> _- et�re.�uch a default and reinstau,as provided in paragcaph 18. by cauain8 the actirn►or pmceeding to bo diamiased with.a niling
<br /> __- — eha�t,�,in Lender's Qood faith deundibation, pre.cludes Yorfeiture of the Bomower's iuterest i�the Pm�rerty ar nther materlal
<br /> -----w-�.� impa�rimant of the lien en�at�d by tfiis Security Instn�ment or Lender's se�vr�ty interest. Borrower shall�1sa�be in defauit if
<br /> -__"°"''�� Borcovve�,durjng the loan eppllcation process.8ave materiaUy falss ur inaoauate iaformation or statecaenta to Leader(or failed
<br /> - - co pmvida,I�ender with airy materIal informadon)in connecdon witb the loan evldenced by the Note,includiag�but not limiuxi
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<br /> (p�IC�IC�TaL[O�S?,VIICeIIIIII$Bt1iItlWCi�twy:tipdui;j va uar a av�rracy w a inuw�pw�wrwuw.u wuo..ww.y ..«....u.aw.w..«:
<br /> leasehold, Bormwer shaU oomply with all the pmvtsions of the leese. If Borrower acqutns fee dde to the Property. the
<br /> IeagehoId aad the fee dde ahell gat merge ualese L�endcr agroes w the mergcr in wciting.
<br /> �.protectlon of Leader'e Itighta W the Aopaiy.If Borrower fails to gerform the oover�aata aad agreemeuta contained in
<br /> this Security r��*�t. or tbea+e is a legal pmoeeding that may signfHcantly affax Leader's dghta in the�roperty(such a�a
<br /> pmoxding in banlnvptcy.pmbau,for ooadeautatian or forfeiture or to eaforx laws or nguiations)�then Len�er mey do�nd
<br /> pay for whsuever!s acx.es�y tm prouce the value of the Pro�ty and Leader's dghta in the Pc�opetty. Lender'e actiona may
<br /> _ � include paying my aums securcd by A lien whic� has prio�ity over thia Sccuriry Iasm�ment� aPP�B in cflurt. PiY�B
<br /> reawnable attomays'fees md antering on the Prope�ty to malce cepairs. Although Lender may telce aedon under t6is parygraph
<br /> 7,Lmder das not have to do so.
<br /> Any amunnts disbuzscd by Lendar under this paragaph 7 s]�aU bxome addi�onal debt of Boreower sccumt by this
<br /> — 5e�cudty Insuument.Unlas Borrower and Lender agree to other um�s of payment. thhese amounte shall bear inunst from the
<br /> date of disbursement at the Nute rau sud ahall be payable. with intenst, upon natia fmm I.ender to Boaower requ�ting
<br /> _. .__ Pa�o�gag�I�wanoe.If i,ender required mortgage insurana as a oondition of malcisng the loan secured by this Sa,urity ;'?
<br /> -- Insuumeat. Borrower ahall �}r the p:emiums requfi+ed to maintaia the mortgage inaurance ln effcct. If,for any e�on.the .�',:.
<br /> mortgage�nsuraix�e ooverage cequirad by Leader lapses or oeases to be ia effax,Borrower shall pay the pcemlums requi�d to f�':
<br /> obuin oovemge aubstanttally equivalent to the mortgage insurana pceviausly ia effect.at a cost substaati�lly eqnivalent ta the . ._
<br /> eost to Borrower of the mortgage insuraaoe previonaly in effax, tcom aa altemate mortgage insunr app�vod by L,ender. If . "
<br /> -- substandilly cquivaleat mortg+�e inwrana ooverage fs not available,Borrower shaU pay w Len,der each momh a sum alual to
<br /> D�'`'';� onatwelflh of the ye�riy mortgage insurance piemium being paid by Barcmwer whea the insvtaaoe ooverrage lapsed or txased to
<br /> --.-_— be in effoct.Iendar ajll aooept,use and�etain thesepayments a� a loss neserve in lieu of mortgage ius�uana. Losa nsenre
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