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�0120�05� (0) "Periodic Payment" means the regulazly scheduled amount due for (i) principal and interest under the Note, plus (ii) any amounts under Section 3 of this Security Instrument. (P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its implementing regulation, Regulation X(24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and restrictions that are imposed in regard to a"federally related mortgage loan" even if the Loan does not qualify as a"federally related mortgage loan" under RESPA. (� "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has assumed Bonower's obligations under the Note and/or this Security Instrument. TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under this Security Instn�ment and the Note. For this purpose, Bonower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the County of Hall . [Type of Recording Jurisdic6on] [Name of Recording Jurisdiction] The Westerly Thirty Six Feet (W 36') of Lot Nine 9 and the Easterly Twenty Two Feet (E 22') of Lot Eight (8), in Block Seventeen (17), Partly in Charles Wasmer's Addition to the City of Grand Island, Hall County, Nebraska and Partly in Charles Wasmer's Third Addition to the City of Grand Island, Hall County, Nebraska. Pazcel ID Number: 400108135 2008 W Charles St Grand Island ("Property Address"): which currently has the address of [street] [ciry� , Nebraska 6 S S 0 3 [Zip Code] TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instntment. All of the foregoing is refened to in this Security Instrument as the "Property." BORROWER COVENANTS that Bonower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Bonower wazrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. Initials: �-6GINE) �000el.o� Page 3 of 15 Form 3028 1/01 �