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�0120�04� servic�s anct subsequenr charges e�h tn� remappings or � changes «xur whion reasonably might affect such detaimination or cerbific�tion. Borrower shall also be responsible for the payment of any fees imposefl by tha Federal EmergancY Maaagement AgencY in connackion with tha review of any flood zone determination resulting from aa objaction by Borrower. If Borrow� fails to maintain any of tha coverages dascn'bed abova, Lender may obtain insurance coverage, at Lander's option and Bonower's expenae. Lender is under ao obligation to purohase any pazticular ty� or a�unt of coverage. Therefora, such coveraga shall cove� Lender, but might or might not protect Bonower, Borrowar's e,quity in tha Property, or the contents of the Property, against anY risk, ha�rd or liability and might provide greater or lesser coverage t1�aa was previously in effect. Boirower acknowledges that the cost of the insiu�anca coveraga so obtained might significantly exceed the cost of insurance that Borrowar could have obtained. Any s��mts diabursed by Lender under thia Section 5 shall bacome additional debt of Boirower secured by tyia Security Instrut�ent. Thesa �imt� shall bear interest at the Note rata &om the date of disburse�nt and shall ba payable, with such interast, upon notica from Lender to Borrower requasting PaYment• All insiu�ance polici� required by I,endar and renewals of such policies shall be subject to Lea�der's right to disapprove such policies, shall include a standard martgaga clausa, and shall name Lender as mortgagea and/or as an additionalloas payee. Lender shall hava the right to hold the policies and renewal certificates. If Lend� requires, Boirower shall PromPtly give to Le,�d� all re�eipts of paid premiums and renewal notices. If Bonow� obtains any form of �ca cov�age, not otherwisa requirred by Lender, for damaga to, or dastrucrion o� tha Properly, such policy aha11 include a standard mortgage clause and ahall na� Lender as n�rtgagee and/or as an additional loss payee. In the event of loss, Borrower shall give prompt notica to tha insurance carrier and I.ender. Lend� may make proof of loss if not m�a promptly by Borrower. Unle� Lender and Boirower otherwise agree in writing, any insurance procceds, whether or not the underlying ins�u�aace was required by Lender, shall ba applied to restoration or repair of the Property, if the restoration or repair is economically feasible and I.ender's security is not lessened. During such repair and restoration period, Lender ahalll�va tha right to hold such inauranca pra�ds until Lender has 1� aa oppofimity to inspact such Properiy to ena�re tha work has bean completed to Lender' s satisfaction, provided that such inapection shall be undertaken promptly. Lend� may disbursa proceeds for the repairs an+d restoration in a singla payment or in a series of lno� PaY�nts as the wark is complete�. Unl�s aa agreement is m�ia in writing or Applic�ble Law requires interest to be paid on auch insuranca proceads, Lender shall not ba r�ed to pay Boirower any interest or earnings on such proceeds. Fees for public �djust�s, or other third pazties, retained by Borrower shall not be paid out of the ins�uance proczeds and shall be the sola obligation of Bonower. If tha restoration or repair is not economically feasible or Lender's security would be lessened, the insurance proce�ds ahall ba applied to the sums secured by this Security Instmm�eat, whether or not then due, with the excess, if any. paid to Borrower. Such insurance pra�eds shall be applied in the order provided for in S�tion 2. �f Borrow� abandons the Properiy, Lender may file, negotiate and settle any available insin�ance claim and related mattera. If Boaowe� doas not respond witl�in 30 days to a notice from L�dar that the insuranca carrier has offered to settle a claim, them L�d� may negotiate and settle tha claim Tha 30-day pariod will begin when the notice is given. 1n either eveat, or if Lendar acquires tha Properiy und� Section 22 or otherwise, Borrower hereby assigns to Lander (a) Borrower's rights to any insurance proceeds in aa aa�ount not to exc�ed the au�un� unpaid under the Note or this Sac�rity Inatrument, and (b) any other of Borrower's righta (other than the right to any rafund of unearned pramiums paid by Boaower) unde� all ina�u�anca polici� covering the Properiy, insofar as auch rights are applic�bla to tha coveraga of tha Properly. Lender may usa the inaiu�aac� proc�eds either to repair or restore the Properiy or to pay aavow�ts unpaid under the Nots or this Security Inatrument, whether or not then due. 2200287833 D VBANE NEBRASKASfrpb FamOy-Fannle MeelFreddle AAac UNIFORM INSTRUMEMT WRH MEHS Fwm 30$8 1I01 VMPBA(NE11710b) W� �, � g�� Pe�e 7 of 17 �.�.