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�0120�04� Par�cel ID Number: 400429500 4083 NORTRVIEW DRIVE GRAND ISL�IND ("PrOperly Addreas"): wluch c�mently has the addr�s of (srre�) (City), Nebraska 68803 (Z�p Cnde) TOGETHER WITH all the inoprovements now or h�eatter erected on tha prop� ly, and all easements, appurtenanc�s, and fixtures now or her� a part of the properiy. All replacements and additions aha11 also be covared by this Sacurity Inabrument. All of the foregoin� is referred to in t1�is Security �nstru�nt as tha "Pt'ogecl.y. n Boltowet understa�ds actd ag[ees th�tt MERS holds only legal title to the interest grented by Bortower in this Security Ina�t, but, if necassary to comply vwith law or custom, MERS (as nominee for Lender and Lender's successors and e�igns) has tha right: to exercise any or all of thosa i�erests, including, but not limited to, the right to foreclose and sall the Properly; and to talce any action required of Lendar including, but not limited to, releasing and canceling this Security Instr�t. BORROWER COVENANTS that Boaower is lawfully saised of the astate h�eby conveyed and has tha right to grant and convey the Property and tvat the Properly is unencumbered, except for �ces of recard Bonower wazrants and will defand ganarally tha title to the Properiy against a11 claims and demands, subject to any encumbrances of record THIS SECLTRITY 1NSTRUMENT combinas uniform covenants far national use and non uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real Pr�P�Y• Unfform Coverrdrrts. Borrower and Lender covenant and agree as follows: 1. Paymerrt of Princl�l, Irne�st, F�crow Items, �+epayment Chars�es, and Late Cf�rges. Bo�rower shall pay when dua tha principal o� and interest on, the debt evidencefl by tha Note and any prepayment chazgas and late chargas due under the Note. Borrowar shall also pay fimda for Escrow Items pursuant to Seciion 3. Payment� due under tha Note and thia Security Inatrumant shall ba made in U. S. currency. However, if any check or other instrument received by Lender as pa3►ment under the Note or this Sec�mty Insirument is returaed to Lender uapaid, Lender may require that any or all subsequent PaYments dua under the Note and t1�is Se�urity Instmm�ent be mada in rnie or �re of the follovving forms, as sel� by Lend�: (a) cash; (b) maneY order� (c) certified oheck, baak check, tre�uer's check or cashier's check, provided any such check is drawn upon an institution whosa deposits ara insured by a fed�al agency, inslmm�entality, or entity; or (� Eledronic Funds Transfer. Payments are deemed received by Lendar whan received at the la�tion designat� in tha Note or at such other loc�ion as �y ba designated by Lender in accordance with the notice provisions in Section 15. Lander may return anY PaYment or P�al Payment if the payment or partial payments ara insufficient to bring the Losn cuaent. Lender maY �Pt �Y PaY�t � P�� PaYment msufficient to bring tha Loan current, without waiver of any rights here�mder or prejudica to its rights to refi�se such payment or partial payment� in the future, but Lender is not obligated to apply such payments at the time such pay�nts are accepted. If e�h Periodic Payment is applied as of its scheduled due date, then Lender need not pay i�rest on unapplied fimds. Lender may hold such unapplidd funds imtil Bonow� makes payment to bring the Loaa cucrent. If Barrower does not do so within a reasonable �rial of ti�, Lender shall aither apply such funds or return them to Borrower. If not applied earlier, such funds will be applied to the outstanding principal balance under the Note im�ediately prior to forecloaure. No offset or claim wlrich Borrower might have now or in tha firture against Lender ahall reliava Borrower from maldng payments dua under tha Note and this Sec�a�ity �nstr�ment or performing the covenents and agr�ts sec�aed by this Sacurity Inatrunnent. 2200287833 D VBANE V NE M B�R0�4KASir�e F�nOy-Fannte Mae/Freddb Meo UMFORM INSTRUME[JJT W(TH MEAS Form 3038 1/01 VMPBA�NE) (1106► W� K� �� Pe�e 4 of 77 �� R�� J6