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<br /> �" .3. Hazord or Peoperty G�surwtce. Borrower ahall kcep the improvementa no�++existing or herenher erected an the
<br />� . � ��,P • Property inaured ageinst loss by ftre. hazzarda included wi�(iin tho term "exrertded coverage" nnd aay other hnznrds. {ncluding �
<br /> -� . ��:m� flooda or flooding. for whic4�I.ender requleea insurnnce. Thia iasursu�ce sha11 be malntained tn t4e amounta und for thc pedods� __
<br /> that L�nder requir@s.Tba lnsurance csurier providing the inaurance shall be chosen by Borcower aubject ta l.ender's npproval�
<br /> � :�'� which shall aot be un�easanably wlthheld. [f�orrower fails to maintaln covernge descrlbed nbova, l.ender may, at l.ender's, �
<br /> optton,obtain covorage to protect 4cnder's rights in thc Properiy in accordance with paragraph 7. _
<br /> All insurance policles und cenewals shall be acceptable to Lender and shall include n standard mortgage ctuuse. Lcader a► �
<br /> ' �r�� shall have the dg,ht to hold the pol[cies and renowals. If Lender requ�res, Borrower shdt promptiy give to Lender all receipta of � ',
<br /> � patd premiums and cenewal natices.in the event ot loss,Boceower shall give prompt aot ice to the insurance carrler and Lender.
<br /> � Lender may malce proof of loss if not made pmmptly by Borrower. -
<br /> '��t-�4='�-' Unless L.ender and Borrower othervrise agree Itt writin�,inaurance p�ds shall be applled to restoration or repair of the
<br /> - Pmperty damaged, if tbe testoration or repair is economieally feasible and Lender's securlry is nat lesseaed.If the restoration or
<br />_ � repair is not economically feasible or Lender's securiry would be lessened,the insurance proceeds shall be applied to the sums
<br />� �`��'� secured by this Security Insuumetu. whether or not then due, witb any excess paid to Borrower. If Borrower abandons the
<br /> • Pmperty,or does not anawer v�rtthin 30 days a nodce frora Leader Wat the Inaurauce casrler has offered[o senle a claim.then
<br /> •� ' �' Lender may oollect the iQSUrance procxeds. Lender may use tha proceeds to repair or restore the Property or to pay sums
<br /> secured by tttia SECUrity lusirument.whether or not then due.The 30-day period will begin when tha'aodce is givea.
<br />:,:�.�., :'' Unless I�ender and Borrower otherwise agcee in wcitIug, aaY apPlicstion of proceeda to prIncipal sha�l aot extend or
<br /> ` .:_���� �. postpone the due date of the monthty payments referred to in garagraphs 1 and 2 or c.�ange the amauat of the paymenta. If
<br />-�-,�„; .,;, , under parageaph 21 the Property is acquined by Lender, Borrower's r�ght to any insucance policies and pmceeds resuldng from
<br />__.�,.. ..
<br />' -` -.,'r,'��:•; � damage to the IProt►srty Priar w the acquisition shail pass to Lender to the extent of tho sums aecured by this Securlry Instrument -
<br /> ��:`'�'�`" immediately prlor to the acquisitIon.
<br />�`;�.^F�:i`��. 6.Occupanc3'.P�aervatton,Maiutenance aad YroteMton of the Pi+opertyi Borrower's Loan AppUcationt I.e�ebolds.
<br /> • 8orrower ehall occupy.establish,azcd use the�+ope:ty es Borcower's principal resideece wlt�la sixty days aRer the execution of
<br /> °a:t�:.:� this Securiry Insuument and shall continue to occupy the Property as Borrower's principal reside�ce for at least one year after
<br /> �'�"" the dete of accupancy. unless Lender otheivvise agrees in wridng.which consent shaU aot be un�sonably withheld.or unless
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<br />:��.:�;�y��+,:�� extcnuating circvaastauas exist which are beyond Borrower's control. Borrower ahall not desuoy� dam$ge or impair the
<br /> °n?�C�r property. aUow the Pmperty to deteriorate.or commit waste on the Property. Bormwer s1�a�1 Ue in default if any forfeiture
<br />-�,`•`�z�'� ' actIoA or proc�eeding, ahether civil or crlminal. ia begua that in Lender's good faith judgment could cesuit in forfeinue of the
<br /> .�.��,._.�'�., Pmperly or oWerwise materlally impair the lien createA by thie Secudry Inam�ment or L.eader's secucity lnterest.Borrower may
<br />•-v:��� cure such a default and teinstate.as pmvided ia paragraph 18,by causin�the acdon or proceeding to be dismissed with a rulinII
<br />--'..�fz�.'"� that, in Leader's J;aod faith determination, prectudes fqrfeiture of the �orrower's interest in the Properry or otl�er xnaterial
<br /> - �.4:�=-«-� .'smp�;m�nt oi the lie*�caeated by this 5ecurity Instrument or Leader's se�curity iaterest.Borrower shall alsm be in default if
<br />""��'��'�� Boimwer,.duting the loan application praoess,gave materiaUy false or inaxurate uefora�ation or statements t��,ender(or failed
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<br /> _—=-= — w provide l�e�ider wIth e�►mnterial infermatIom)�in cot►ucctlon with the loan evidenced by the Note, includin�,�but not Ilm[ted
<br /> _-- w.�Presentations wnaming Borrower�s occupanay of tha Property as a prIncipal re�tdence.If.e&is Securlry Iastcumeat ia on a
<br /> ;-s':i�� leasehold. Bomower sheU camply widi all the provisions of tha lease. If Bonrowar acquicPS fex "tide to the Rnperty. the
<br /> __�::,�,� leaschold and the fee dtlo shall not merge anless Leader agre�i to she mergcr in u�aing.
<br />_____�,,r�,� 7.Pe+ota�4ton ot I.mder's Righta in tbe PropeYty.If Borrower faiis to perform the oovenaats aad agreeuunts centainod in
<br />=9_�,�.�� this 5scurlry Inst�vment,or there ia a legal proceading that may signiflcandy affect Lender's rIghta in the PmpertY(such as a
<br /> -=--t:.+�� proceod�ng in.baNceupuy. pmbate. far condemuation or forfeiture or to enforce lawa or rc�ulations).then L.ender may do a�d
<br /> - ` -� pay for whatevor is aeassary to prouct the value of the Property and Lender's rights in shc Paoperty. Lender's act[ans�nay
<br /> _ include paying,any suma se�ure� by a lien which has priorlty ove� this Securlty Inat�ument. aPPear►ng in coutt. PaYing
<br /> reasonable auameys' fas and enuring on the Peoperty eo maice repairs. Although a.xadet may�talie acdon under this parag�aph ,
<br /> - _ 7.Lender dces not have w do so. � :
<br /> �� Any s►nwunts disbursed by Lend�r under thls paragraph 7 shall bc�ome additivnal debi,of Bomower sxurod by �h3e
<br /> -- ---�—= Securlty(nstr+�ment.Unless Borrower and I.ender agree to other terms of payment,these amaunte shalt bear iazerest from the.
<br /> ------ date of disburaement ac the Note rdte aa�shall be payable.wtth interest. upon nodce from'Lender w Borrower requesfing ,
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<br /> __—_ — PaY�Mortgage IasutanCe.If I.eader requit+ed mongage insuranoe as a condition of rnaking the loan secured by this Securtry �
<br />-------- Insuument. Bomower shall pay the premiums required to maintein the mortgage insuiance ia effect. [f. for any ceason. the -.
<br /> — mortgage ingutaaoe ooverage requ[red by Lender Iapses or ceases to be in effecx, Bocr�wer shall pay the premiums cequired to B r:
<br />_._ obiafn coverage substandally equivalent w the mortgage insiusuce prevlousiy in effat. at a cost substantiaUy equivalent to the . �
<br /> •eost to Borcower of the oaortgage ia•urance previovslY in effect, from an altemate azort�age insurer appt+�ved,by Lender. If:�
<br /> �---� — � , substantially equivalent martgage insuraace oovera$e is aot available.Borrower shall pay to I.ender each month a sum equal to
<br /> ----- _ one-twelfth of the yeariy mortgage iasuranoe premium being pt�id by Borrower when the insuranee coverage lapsed or ceased to �
<br /> - _---= be in effect.Lender wiil accepi.use and retain these paymenta As a loss reserve in Uen of montgage insurance. Goss reserve
<br /> M-w��r;��,� , Form 3028 8190 .
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