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<br /> 9�° so�ss� _
<br /> Yf the amounta held by Lender for Rscrnw Items exoeed the ainounta permitted to be held by RBSPA� Leader _._
<br /> ahall aocount w Borrower for tha excess fLnAa as requlted by RESPA. If the tunounta oY tLnda held by Leuder at any► _
<br /> tlme are aot sufficient to pay the Esctow Items when dua,Lender may no2lfy the Borrower uad require Borrower to ►��:
<br /> �
<br /> make up the shortage as perartttal by RESPA. _
<br /> 'the Escrow Funds aro pledgcd as additional securlty for all sums secured by th�s SecurIry Inettument. Jf _
<br /> Boirowor tenders to Lender the tWl payanent of all such surns,l�orrower's acoount shall ba ce+sdited wlth tho bnlnaca
<br /> remalning for sU installment itams(a)�(b),aad(c)aad any mortgage insuraaoe pnmium instalimeat that Le�►der has
<br /> not become obligaud ta pay w the S�cretary�and Lender ahnll promptly c�eti�nd any excess funds to Borrower.
<br /> Immediately grlor to a foreclosure sale of th�Property or Its acquisition hy Lender. Borrower's accaunc shall tre
<br /> c[cdited with aay balance remainiva for sU tastaUntents for items(a).(b).aad(c)• _
<br /> 3.AppHeatlon o!Pnrym�.A11 puymeats under pamgraphs 1 and 2 shaU be apglied by Leader as followa:
<br /> �,to the mortgege insuraaco pnmtum to bs paid by Leader to the Sec�ry or to�ebe mnonthly charge by the
<br /> Secntary instead of the manthly mortg$ge insurance premium;
<br /> ��,to atry t�ces,spesial assesstaents.leasehold payments or ground t�mts,aud fire. flood aud osher hazet+d
<br /> iI18UZaACt pTOmIUnL4�A9ICQ11I008:
<br /> 'A'hf�nc!•t0�JItEtCSt dltE lt�tl�t t�LE�1oI0; .
<br /> �to amort�adon of the�riucipal of the Nou;aad
<br /> FISh,to Itte oharges due iander ttte Nou.
<br /> 4.PYre,Flood aaa�Q?th�r�ar�Insvranoe.Bcrrower shall insure sU's�tpmvem.eznts oa the Pr�u'�r:whuher
<br /> aaw in eaiauaca or s�absequeasl3►e�rxal.aga�nat aaY hazards.casuelties,aTCd-oontfiogencies.iacluding�e.for which
<br /> Irender requirea insux'ance. Tbis insuranoe shall be maintaincd ia tho amou�ss acd fea the pesiuds that Lender
<br /> requires. Borrower s4a11 t�lso insux�ali improvements on the gtoperty. wI�ether now in�.tistence or aubsequendy
<br /> ataxed,aigainat loss by flaads to the exunt required by the Se�retary.Ali l�surana ahalt�e carrlod with companiea
<br /> appmved by Leuder.'+7�e iasureaoe policles and any reaewals shall be h�ld by t.endet aad sh�ll include loss payable
<br /> clauses i�favor of,an�ia a gorm acoegtable to.Lender.
<br /> In the evmt of losa,Bormwer shaU give Lender immediau notice by�ii.Leader may m�1ce proof of loss if aot
<br /> �ade Pro�1Y bY Bortowxr.l�ach�as�ranx campany oonoeme�i is henby authorizai ead diroctod to make paymea3
<br /> for +� lo�a dimdly ro I,sndcr, inatead of m Boie+nwer and tn i.ender joiatly. All or aay part of t0e iASUre�tce _
<br /> pmoeeds may be appE�Ed by Ltintder.at its option,dther(a)w the reduatou of the indebtedness under c��Note and '
<br /> � this Saudty InsuuaaeAt,%9�st to any.delinquet�t amounts applied in the order 3a paragcaPb 3.and then co�c�paymeat
<br /> of prjnclpal. or(b).tq 1he nstita�vp or repalr of the damagcd Fropetty. t#ay applicatlon of the proceods to the
<br /> ' prinaipal shaU not ext�tB or posqe�na the due date of We monthly payments which are refened w in parngraph't,os
<br />= chaage the a�uat o�;snch paym�n�a.Aay elccas insurance piacxals over aa amouat requiced to pay ail outstattdiag
<br /> ' indebtcd�ss under t�Nou aad Wis Sxuriry Ins �+�+�+t shall be pa[d to the endry legally entitled thento.
<br /> �:; , , La the event of fertclosure of this Security Instiument or oeher transfer of title w the Property that extiuguishes —
<br /> the indebtedaess. all �ight. tttl�and inurest of Hormwer ia and to insurance policles �a fotee shaU pass to tha
<br />_ Putcba�..'�r:.
<br /> �;�:�pancy,�+eservadon,Matateaance and PmtecHon of the Propeity;Borrower's I,oan Appltcat[on;
<br /> . �.. Les�sl�t�b. Borrowei aha11 ocwpy.establisb.and use the Pcoperty as Borrawer's principat resideace within sixry
<br /> � daya after the exeauEan of this Sec�rity Inso�e�meut(or within sixry days of a Isur sale or aansfer of the Property)
<br /> aad ahali contim�e W.�oocupy the Pmpeity as 8orrower's princIpal residence for at least oae year aRer the date of
<br /> occupanc.y�nnless Leuda deunniaes that rcquinnnent aUl cause undue hardsbip far Borrower.or unless extenuating
<br /> clrcumstences exist which are 6eyoad Borrower's comrol. Bomower shaU aotify Lender of aay extenuaturg
<br /> ciratmstaaas.Bortovva st�all noi commit waste or desuoy,damagc or substaatially cdange the Property or allow tke
<br /> Pmpeity to deterlo=ate�n�sonable wear a3d tear ea�oepted.Leader may inspect the Property if the PropeRty Is vacant
<br /> or abandoned or the loan is ia defavlt. Leader may tala reasonable aaion tu pmtect and preserve such vacant or
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