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<br /> TOGETHER WITH Yit 1he improvementa oow or hereahar ereoted on the proporty,and �ii eaaernent8. 8ppurtenance9, end
<br /> (Ecturo� now or he�otRa a ptrt ot th�prop�ty.A{t ropkcert�ente and tddabns shatt atso be covar�ed by this Srcark�r lnatrument.
<br /> •All o!the forepohp 1�rotsrrod to h this 8aourN�r Insbument as the"PropeAy." •
<br /> , ' BOAROWEfi COVENAI�T8 thnt 8onowor Is tnwtuiry selzed ot tho estate horohy oonveyed nnd has the�Ight to yrant and
<br /> . ocnvey ths Property and thet the PropeAy ts urtenaumberod, except lor encumbrances of reoord. Borrowor werrents and witl �Q
<br /> dehnd peneraNy 4h�tkp to the PropeAy�a hnt aH cl�lma and de�nanda,aubJeat to any encumbrances ot record. �
<br /> TMIS SECUFiITY IIISTRUMENT aombhea unHortn eovemnts tar natbnat uae end non�unMOrm oovenante wRA umrted �
<br /> � vEU4ttbna by Judsdbtlon to aonstqute a unt4orm aeaurtry instncment oovorY�p reat property.
<br /> UNIFORM COV&NM1T9. BartOww end Londer cownant and�reo as feNows:
<br /> 1. Payment af Princfpel end Intereat; Prepnymen4 ee�d i.at� Char�ea.eorrower anan promotcy vey wnan�
<br /> • � dua!ho tktC{pA{ot tsnd(nterest On ihH dir�l WkJ�oed py the Note ortd enr ptepBy►ient Ynd t�te eh8r�es due under the Note.
<br /> , ren .
<br /> �'� ,. Z. undo ber Taxe�and inwranae. &uDJ�ot to�ppWaabl�aw or to a wntten wawe.ey�nd.r,Borrower ehe11 pay _•_
<br /> ; � to I.ender on the day mpnthy payments are due under the Note,unttl the Note ts pald h NII,a aum('Funds')tor. (a)yoady ,
<br /> ' toxes and assesartrente wh�h mey attah prbrliy ov�r thi�SeCUrJty InsWmant as a Ifen on the P►operry; (b) yearty IBaaeAptd
<br /> ���.� (', paymeata or pround rents on the Property. N myt (o)yauy hax�rd or property haurence promkrma; (d)yeoAy tbod Insurencel�l _-
<br /> premlums,N any;(8)yetrM mortgege hsurance promiuma,B any;and(�any suma payabie by 8onowe►to t.ender b accordance
<br /> • � ;._ wRA the provbbne ot parapraph 8, h Ileu of tha paymant ot mortpape tnsuranae premlums. These it�ems ar� cnl�Yd'Hscrow �=
<br /> � Itert►a.' Lsnder may,et sny tYnn, aAllvot and hnld Funds in en emount not to exceed ihe msximum amount e tender for e .
<br /> ��'ti: tederety retatsd mortQaQ9 loan mpy requke tor Borrowrtrs eserow eecount under the tedeml Real Estate 3ettiement Proeedures
<br /> Act ot 1974 as amend5d trqm time M ttne, 12 U.S.C.�2601 et seq. ("RESPA•), uniass another law that applias to the Funds
<br /> ��•� sefa a lesser amount tt so,Lender may, at any time,coil�eat end Aold Funds h an amount aot to exceed the Iesser amounG
<br /> �� �`.;� Lender may esHmnto thq amount of Funds due on the bas�s ot cuRent deta end reasonabte estimates ot o�end�ures of tuNre
<br /> �'`'�' Escrow Items or othqrwtSe In accordance with
<br /> eAPliCabie taw.
<br /> Y'�: The Funds shall be held h an Mstttutlon wAose depoBHs are Insured by a tedere�egenay,Instrumenffitlty.or enNty(haludMp
<br /> �' Lender,ff I.ender Is suoh an hatGuUon)or h any Federal Home Lean 9ank. Lender BhaH appy the Funds to pey tAe Escrow
<br /> Itartm.Lender may not eharge 8arower tos hotdhg and agp/ylry�the Funds,ennuel�r anatyz�i�Q the escrow ecotwnt, or verirying .
<br /> • '�� tha C�crow Items, unless Lsnder pays Borrower interest on the Funds and �
<br /> BPPticablB lew permit6 l.endet to malte such a
<br /> ;;}���'•'� churge. Howeue�.Lender rtay nquke Bomower to pay a ortaUme oherye for an hdependent reat estnts tex neportinq servfce
<br /> '�•':�:;. uaed by Lenden c �onneotlon wRh this toan, unlsss applicable taw pravides otherwise. Untess an egroerteent is made or —
<br /> . � ._ �;• appik,�eble law requtes htersst to be paW, Lender shell not be requtred to pay Barrower eny Interest or eemings an the Funds.
<br /> � ,; �. BoROwer end Lendar mar �pree h writhg, howevet,that Irtterest s1►nN be pald on the Funds. Lender ehaN Qlve to Boaower.
<br /> �.;.r�; ,A�4_. vrilhnut oherge,an annuFSl acaoundng of the Funda, showhg ctedfts and d6blts to the Funds end the purpose (w whfch eaoh
<br /> . :�;:' detr�to the Furtds was mac�. Ths Fun4s are ptedped as eddkbnal seour�y tor aQ sums secured by the Secudly Inst�ument
<br /> , if the Funds hetd by Lsnder excaed the amounts permitted to be hetd by applicable law,Lende► shail account to Borco�ver
<br /> -. for ti+s excesa Funda h acoord�ance wkh the requYementa ot appllcabie taw.If the emount ot the Fu�ds heW by Lender at any
<br /> , dme b not euffbient to pay thB Escrow Items when due, Lender may so notiry Bortower in writfrtp,and,h suoh case Bomwer
<br /> - shs8 Qay to Lender the c�mount necessary to meke up the defleiertoy. Bonower shall meke up tAe deftoiena�r in no more than
<br />_- ._� trretus monthy payments.at LendeP'a sote discretbn.
<br />_ Upon payment in tutl of ati sums eecured by this Security InsWment,Lender ahail prompthr retund to Barrower any Funds
<br />_ - ♦:_� nalo py t,eneta�. tt,unCer par�tpraph 21.Lenaer sha0 aequte or sea Ne Property.Lender,pfler to tt►e aequbtbn or sife of the
<br /> �-- Propeity,shall appry any Funda heW by Lender at the time of ecquts@bn or sal� ea a credk t�gainst the sums secured by this
<br /> Y� > -'� Secun'ty�natrumen�
<br /> f , - '• ,, 9. Appitcatton ot Paymente. Untess applk:able Iaw provides othetwise, aA paymente �eceNed by Lender under
<br /> w�. ,+:•i:{.;� parapraphs 1 and 2 sha8 be eppBed: fkst. to any prepayment oharpes due under tha Nole:soaond, to amounts payabte under
<br /> Y�� ��r�'�:'t'r..' Pe►aB+eP��thkd.to hterest dtite;tmurth�to prheipal duB�and fes�to any late oharges dae undar fhe Note.
<br />-�$:'.-,;'_;-_;°�. 4. ChAr��Ei L1�ft� 8or�owet sheil pey eU tex�e. aeBesB�►te� Chat�pes, fhe9 R�A MnposkfOns attributabb to th9
<br /> � PropaAy whicA may attain p►brNy over this Securtty instrument,and basehold payments or graund rents,if eny. Borrower shaFl
<br />_-.'.:,.,.,"."i,; PeY thBSe Obl
<br />__ iqatlons h the manner provided h paragrepA 2, or if not paid tn that monner, Borrower shali pay them on Ume
<br />- ''�s" direotly to the peraon awed pa�rmen� Borrower shaU prompty tumish to 1,endat all not�os ot amounts to be paid under this -
<br />�^.�°�."� i paragraph. If Bonower makes Nese pnymenta dteotly. 8orrower ahall prompdy fumish W Lender recepts eridenchg the
<br /> -�;>y,..,.., _ vayments.
<br /> T'' � •� << Borrower eha0 promptly dtsoharpe eny Iter�whtcR has prfo�ity over thts Securtty tnstrument uniess Bortower. (a)aprees b
<br />�aiG.`.k?.�<,�;
<br /> --_—_ writ�np to tha paYment of tfre obYpaUon seoured by the Iien in a manner exeptabb to Lender; @) comeats h Qood b�Rh the
<br />��_�;��,� Ibn by,or deTends agalnst enforcement of the UBn h, lepel p►oceedhgs which•h the Lender'e ophion operete to prevent the
<br />�„�,,�.������ entorcement of the Iien;or(o) securea hom the hoider ot the Uen en agreement snttsfactory to Lender subordinadng Me Uen to
<br />-- -��;��. thls bbCUrlly InatrumehG it lender determhes thflt any part of the Property Is subjeot to a lien whiCh eney attah prbrity mrer this
<br />_��;.;;;=�;;;;,,—"— Securiiy fnsdument,Len�may gNe Bortowet a notice identUyinp the lien.Bortower shaa satisty Ne�en or teke one or more ot
<br />--.T�,,sr:�}::�"?3 U►e actbns set toRh above vrtthtn t0 days of the gNinp ot notBCe. .
<br />'}�..`�:"t���hi' 6. Hazard or Prope�O�surance.Borrowet shell kaep the fmprovements now�cbthp ot hereefter ereCted on the
<br />=T'`:":.'r PropeRy hsut6d ngnMgt bss by f�re, hatards Yioluded wRhh the �6t111 "87R6f1ded COVBfBgB"e�ld flfly 01h61 h�fdSr U►CIUdhB —
<br /> - ' ' fbods o�ftoodhg,Par wbbA Lender requtes haurance. Thts insurpnce shall ba mahtatned b the amounts and fa the perbds
<br />=�''"_"�'�� that LendBr requtres. The (nsurance certier providfnp the hsurance gha(1'be chosen by Borrower subJeat to t.�enders ea��oval
<br />-,�i• wtiiaA sheit not be unrat�sonaEty wdhheki. It Boaower Wits io �7ce{ntd��ooverage described abore.i.ende�r,�wy, at Lender'a �
<br /> ��� optTon,obtah oaverage to protp�ct tenders Mphta h the Property In ecoord9nCe wtth parayrsph 7.
<br />��_=°�°�-°'��� Ail tnsurance po]iotes end nnewats shad be aceeptabte to lenaer end shelt halude a standerd mortgnpe ol�u6e. 4ender
<br />=��^r`�`�`� sAaU heve the ripAt W hotd the polfaies and renewats. If Lendet requUcie,BortOwer SheA prOmpUy pMe t0 Lend9r 80 ree9�lte of
<br /> ��"-_--)�_1�`
<br />- ---�r:.•�° paid premlums and renewal ootk;es. In the event of bss.Borrower shalt glve prompt notice to the hsurance carder end Lender.
<br />_=-id-r�.`;_:,'" Lender may meke proof of loss N not made prompty by Bortower.
<br /> � .. .
<br /> ,:,. . . Unkss Lendor and Bortower atherwlse ag�ee h wrRhg, hsuranee Proceeds shall be epplled to restorallon or repai�.of the —
<br /> - • •'���:. � PropeAy dameqe0,M the restoraUon or
<br />_ .. :;'.;::;;.�; repatr Is economicaHy feasR�le and i.enders secuHty Is�not lessened. it the resto�etton or
<br /> .. ""=�:��?�� repatr Is not economicaly teas�io or Lende�'s 6ecurrityy woub be lessened,the tr►suranae procoeds shed be epptied to Ufe�sums
<br />� '��'�i�;:`•�n�; secured by thts Securky InsVumen� whether or not then dtte,with any mccoss paid to 8ortower. It Borrower abandons.Ute
<br /> Properly, or doe�not answer wkhin 30 days a noUt�from Lender thet the insurance cartier hes otfered to settie a clalm, then �,.
<br />� ' Lender may caDect tRa Insurenae proaeeds. Lendar may use Me proceees to repatr or restore the Pro� or to pey sums _-
<br />`' �" seaured by this Secu►iyr Insbument,whethe►Ot not then du0. The 3Gday pAriod wtll begh when the�OUCe fs given.
<br /> �� Unless Lender end Borrower otheiwise egree M wr�Mp, any eppibatlon ot proceeds to prirtobal shaf! not m�nd or �
<br /> poRtpone the due date of the monthy payrt�enta refemed to tn parnyrephs 1 antl 2 or chenge the amount of the payments. IP
<br /> � under paragraph 21 the Property Is acquked by lender, Borrowers�Ight to any hsurance polic(es and pnaceeds resulthp trom —
<br /> ..ue^,;_ *�� demaqe to the Property prbr to the acqulsMon shaB pass to Lender to tho extertt ot th0 sums by tRs Secur9y Inatrument e-
<br /> rrimedtatey prtot to the acqulsRkn.
<br /> � s. occupancy� Preaen►auon, Matntenanae ano Pro4ection ot the Property; eorrower'e �oan �_
<br />- . L Applicatiom, LC�EEhOlda.8ortowar shalt occuPY.esffib1IsA.ar+d use the Property as Borrow�s D�c�al residenca wqhin �=
<br /> s6Ay days efter the execudon ot thB Securrtyy Instrument and ahail conthue to occupy tAe Property as 8omowefa prinoipal
<br />-. reskfenCe for at least one yetr aRer the date ot ocaupartoy.uniess Lender othecwise a�ee3 h wmthg,whbA aonsent eAsll not
<br /> ° be unreasonaby wkAnekl. or unbsa extenuathg atvcumstances e�dat whtch are beyond Borrower'8 controL Bomwer ahall not
<br /> „ � destroy,damsge or Mpat the ProRerhr�altow the Property to deter�rate.or commft wastg cn the PropM�r. Bomower shalt be In
<br /> ;' • detauh U any toAe:turo ectian or procaedrig, whsther oMit or crimhat,Cs begun that h lendors Qood ta@h judpment could�esuh
<br /> '�. in toAe@ure of the Properly a othe�wise materla�r tnpaU the II�created by this Sgpurity Instrument or Lendefo securit�r Interest
<br /> F,a,e.��o caon P�g�?01 6 � 'S �
<br /> ' Qa�a�
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