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<br />WHEN RECORDED MAIL TO:
<br />Exchange Bank �
<br />Allen Drive Branch O�
<br />7 204 Allen Dr �� � �
<br />PO Box 5793
<br />Grand Island NE 68802 FOR R�CORDER'S USE ONLY
<br />DEED OF TRUST
<br />THIS DEED OF TRUST is dated September 24, 2012, among Charles R. Winkler end Doris L.
<br />Winkler, Husband and Wife ("Trustor"); Exchange Bank, whose address is Allen Drive Brench,
<br />1204 Allen Dr, PO Box • 5793, Grand Island, NE 68802 (referred to below sometimes as
<br />"Lender" and sometimes as "Beneficiary"); and Exchange Bank , whose address is PO Box
<br />5793, Grand Island, NE 68802 (referred to below es "Trustee").
<br />CONVEYANCE AND GRANT. For valuable constderation, Trustor conveys to Trustee in trust, WITH POWER OF SALE,
<br />for the benefit of Lender as Beneflciary, all of Trustor's right, title, and interest in and to the following describad real
<br />properry, together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all
<br />easements, rights of way, and appurtenances; all water, water rights and ditch rights Oncluding stock in utilities with
<br />ditch or irrigation rights); and all other rights, royalties, and profits relating to the real prope including without
<br />limitation all minerals, oil, gas, geothermal and similar matters, (the ° Real Property IOCet� in Hall County
<br />State of Nebraska:
<br />Part of Lot Thirteen (13), of the County Subdivision of South Half of the Southeast O.uarter
<br />(S1/2SE1/4) of Section Sixteen (16), in Township Eleven (11) North, Range Nine (9) West
<br />of the 6th P.M., Hall County, Nebraska, more particularly described as follows:
<br />Commencing at a point on the Southerly side of said Lot 13, 105 feet easterly from the
<br />Southwest corner thereof, running thence easterly on said Southerly side of said Lot, for a
<br />distance of 66 Feet, thence Northerly at right angles for a distance of 180 Feet, running
<br />thenc� Westerly at right angles for a distance of 66 Feet, and running thence Southerly at
<br />Right Angles for a distance of 780 Feet to the place of Beginning.
<br />The Real Property or its address is commonly known as 616 W Louise St., Grand Island, NE
<br />68801. '
<br />CROSS-COLLATERALIZATION. In addition to the Note, this Deed of Trust secures all obligations, debts and liabilities,
<br />plus interest thereon, of Trustor to Lender, or any one or more of them, as well es all cleims by Lender against Trustor
<br />or any one or more of them, whether now existing or hereafter arising, whether related or unrelated to the purpose of
<br />the Note, whether voluntary or otherwise, whether due or not due, direct or indirect, determined or undetermined,
<br />absolute or contingent, Uquidated or unliquidated, whether Trustor may be liable individually or jointly with others,
<br />whether obligated as guarantor, surety, accommodation party or otherwise, and whether recovery upon such amounts
<br />may be or hereafter may become barred by any statute of limitations, and whether the obl(gation to repay such amounts
<br />may be or hereafter may become otherwise unenforceabie.
<br />FUTURE ADVANCES. In addition to the Note, this Deed of Trust secures all future advances made by Lender to Trustor
<br />whether or not the advances are made pursuant to a commitment. Specifically, without limitation, this Deed of Trust
<br />secures, in addition to the amounts specified fn the Note, all future amounts Lender in its discretion may loen to
<br />Trustor, together with all interest thereon.
<br />Trustor presently assigns to Lender (also known as Beneficiary in this Deed of Trust) all of Trustor's right, title, and
<br />interest in and to all present and future leases of the Property and all Rents from the Property. In addition, Trustor
<br />grants to Lender a Uniform Commercial Code security interest in the Personal Property and Rents.
<br />THIS DEED OF TRUST, INCLUDINQ THE ASSIQNMENT OF RENTS AND THE SECURITY INTEREST IN THE RENTS AND
<br />PERSONAL PROPERTY, IS QIVEN TO SECURE (A) PAYMENT OF THE INDEBTEDNESS AND (B) PERFORMANCE OF
<br />ANY AND ALL OBLI(3ATIONS UNDER THE NOTE, THE RELATED DOCUMENTS, AND THIS DEED OF TRUST. THIS
<br />DEED OF TRUST IS GIVEN AND ACCEPTED ON THE FOLLOWING TERMS:
<br />PAYMENT AND PERFORMANCE. Except as otherwise provided in this Deed of Trust, Trustor shall pey to Lender all
<br />amounts secured by this Deed of Trust as they become due, and shall strictly and in a timely manner perform all of
<br />Trustor's obligations under the Note, this Deed of Trust, and the Related Documents.
<br />POSSESSION AND MAINTENANCE OF THE PROPERTY. Trustor agrees that Trustor's possession and use of the
<br />Property shall be governed by the following provisions:
<br />Possession and Use. Until the occurrence of an Event of Default, Trustor may (1) remain in possession and
<br />control of the Property; (2) use, oparate or manage the Property; and (3) collect the Renis from the Property.
<br />Duty to Maintain. Trustor shall maintafn the Property in tenantable condition and promptly perform all repairs,
<br />replacements, and maintenance necessery to preserve its value.
<br />Compliance With Environmental Laws. Trustor represents and warrents to Lender that: (1) During the period of
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