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<br /> . 98-�1+t�5�s .
<br /> A,DJUSTABLE RATE RIDER -
<br /> _ (1 Year Treu�ury Index-Rate Caps) 20028Z68 _
<br /> .
<br /> I� IS AO]USTABLS RATE RIDER is mude this 25TH day of SBPTBMB�R . _
<br /> 98 .end la incorpor�ted into and shall be deemed to amend and suppiement the IVlortgage�Dcod of
<br /> Tcust or Security Dced(the"Sec�rlry InstnimenY) of the same date given by the underaisnod(the"Bomuwer")w
<br /> th �o r' Adjustabte Rute Note(the"Note')W
<br /> �i Iqu�it�Dle�uil�inQ n�d 6ou t��oai�tiaz of Giud IU�i�, ItDreRts,A 1�der�1 Sari�ps Bi�t
<br /> (the"Lender')of the seme date end covering the property descr�bed in the Security Ins3ri�ment and located at:
<br /> 931 � OAK 3T GRAtiD IBLAHD, ?i�BBRABKA 6�801 � -
<br /> [�nr nan�ess]
<br /> THE NOTE CONTAINS PROVISIONS ALLOWIN� FOH CHAN(iE8 !N TNE INTEREST
<br /> RATE AND TFIE MONTHLY PAYMENT, THE NOTE LIM9TS TH@ AMOUNT TH�
<br /> BORROWER'S tNTEREST RATB CAN �IANOE AT ANY ONE TINiE AND THE
<br /> MAXIMUM RATE THE HORROWER MUST�AY.
<br /> ADDITIOI�AL COVENANTS.In addidon to the covenants aad agreements wade ia the�ecurity Inswment.
<br /> Borrower and Lcnder fw7her covenant and agree as fdlows: � ' '
<br /> A.QV7'ERFST RATE AND MONTHLY PAYMENf CHANGES
<br /> The Note provides for an inidai interest rate of 6.87 5 �O.The Note provIdos for changes iu �
<br /> the interest rate,arcd the montl�ly payments.as follows: '
<br /> 4.IlVTERBST RATE ANa MONTHE.Y PAYMENT CHAIVGES
<br /> (A)Cbunge Dates
<br />= Th�int�xexst ratP i will nev mav chen¢e on the FrstdaY of ���� �883 ,and on that
<br /> day every 12th month thsreafter.F.ach date on which my interest tate oonld chenge is c�Ued a"Chsnge Uate."
<br /> ���.r:.;..u,. ' "
<br /> ��.,�.........,�
<br /> � Begintt96g 'wlth the first Change Date.my lntemst rate will be baseA im aa Index.The"Indea"ia the weekly
<br /> average yie�d�on United States Treasury secudttes adjusted to tt oonstan2 maturIty of 1 year,as made availebla hy �
<br /> !She MFe'deral Reserve Bo*�a�rd.The most recent Index flgune avu�Sable�p'f��he date 45 days before each Change Data ��"'
<br /> 1$�A�1�����..Y�.nt L14e.x.� � . .
<br /> ►f the ind�ac is iro ionger avaiIabie.ih��Yote H'ioiJer witt c�oa�:.'a atw inde� a�ich L°bs.°�upun cotaA�t�b1� .
<br /> information:'�'8ie Note Holder will give me notIce af Uus choice. • "
<br /> (C�Caknlatton of Changes ,
<br /> Hefore each Chauge Date.the Note Holder wlll calculate my aew interest rate 6y adding
<br /> � perantage point(s)t 2.000 �i)to the C�rreut
<br /> Ind�.The Nate Holder wili then cound the result of this addition to the nearest one-eighW�q5 ono pereentage •
<br /> polnt(0.125%).Subjeat w the Wnits stated in Section 4(D)below.,this roundad amount wiUiba my new intemst � �
<br />- .rate uatil tlte;tiext Change Date. •
<br /> • 'ihe Note Holder aiU then determine the amoum af the montlily paymem that wouid be suffident•w�z�rpuy e7�e
<br /> unpaid pti�cipal that I am expocted to owe at the Chaage Date in full on the Mauuiry Date at my aew iaterest rate
<br /> ia substaintlally e,qual paymenis.The cesult of this calcuiadon wjll be the new amouat of my�tont6ly paytnent.
<br /> . (D)L�aal�q on Int�est Rate C6anges .
<br /> '17ie inte.�st cate I arm rcguirod to pay at the first Change Date will not be geater t6an $,87 3 �
<br /> � or less thaa.,. �.87 8 '�. 77iemafter,my interest rate will aever be incmaso3 or dxreased on
<br /> any sutgte Change Dase by more thaio two perceatage points(2.09b)from the rate of intetest I have been paylag
<br /> for the proo�Sting cwelve moaths. My interest rate will cnever be gre�ater thsn 11.87 5 �'
<br /> � HY int�rest rate will never be �ower than 4.8758.
<br /> (E)Etfeclive Date oi Cha��
<br />_ My nea inte�+est raLe will become effective oa eacl� C6ange Date. I w{ll,pay the artcouat of my new mo�y
<br /> •pay�xtetic:begiiu�iag on the first moathly payment date after the Change Date until the ainouut of my monthly
<br /> _ • I�Y�shafnges again.
<br /> - (�Nott�oe of Changes � .
<br /> The Note Holder will deliver or mail to me a notio�of any chaages in my intenest rate and the amount of my
<br /> monthly�ent before the et�ective aate oi any cnange.ine nodce wui iucivae inior�iivn.a�ui.a'a vj�aw u,
<br /> be givea me and also the title and telephone number of a person who will answer uny questlon I may have
<br />= n�garding the notice.
<br /> i
<br /> ° MULTISTATE ADJUSTA9IE RAT6 RIDER-ARM 6-2-Sinple Famfty-Fam�i�Mae/Fnddis Mae UNtorm t * � o+
<br />- �3t11 3J8b
<br /> ��$ZZfl 183061 VMP MOliT(iAGE FOHMS-180018214281 � Frmted m RoeytlM Ppn
<br /> 1
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