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<br />' ' THt9 BECURITY INl9TftUMENT combin�e uniform cov�nRnts tor n�tional us+and non•unifnnn covena�ts wlth limit�d �
<br /> vnriwtio►i�by jurlr:111ction to conetih�t��nnirorm�ecurity inrbvm�nt mverinp renl prop�rty. �;.
<br />-�'� i7NIF'ORM COVENANT9.Bnrrower Rnd Iwn'ur oovmant and�rw eu followr. —
<br /> -� 1,psya�ut of Prinoipal�nd Int�iwt;Prapay��nt and I.�b Ch�rrss. Borrow�r shall promptly pey when due the _
<br /> princlpal of and intenst on the debt evid�nced by the Not�and nTMy pr�P�Ym�nt�nd l�te ch�rgM�du�und�r the Not�. _
<br /> ,��� 9.Fund�l�or TuM u�d InsurNto�. 3ub,j�ct to applicabl�law or to n wrlttwn wwiwr by I.endir.Borrow�r�hall pay tn
<br /> Irnder on the day monthly p�ymeate ar�due und�r ths Nob,unsfl th�Not�i�pai din tl�ll,��um("Fbnd�")for.(a)yesrly tax��
<br />.:-�,. end w.eWm�nta which mRy atWn priorlity ov�r thi� 3�cudtY Instrument as a llen on tha Property; (b)yenrly le�ssh�ld �
<br /> =:�;::�. paymenta or gnwnd nna on ths Propetey,it any;(c)ye�rly hsurd or property in�urarta pnmiumr,(d)ya�rly Rood insurena
<br /> ' premium�, if any; (e) yearly mortgage inaurance Premiumb iF u►Y; �d(fl �y�unn.pay�bls by Bon+owor w t+�nd�r� in
<br />-;1,:.�,
<br />.R:��;_ acoordancs with the providom of paragnAh S,in lisu of th�pnyment of mortg�a insw�nnn pnmium�.Th��e item�aw c�ll�d
<br /> "E�cmw Iteme:'Lend.er mqy�at eu1Y tlm��collsct+md hald fi�nd�in an e�mount not w exa�d th�miuctmum eur►ount a lend�r tor
<br />_�w�,� s federally relnted mortgag� loan mqy re4uire for Bormvw�� ��crow eocoune und�r th�ted�nl Ra►1 E�tat� B�ttl�ment
<br />��:_� proceduree Act of 3974 a�amended&om tims La time,l2 U.B.C.8�601 et�rq. ("REBPA"),un1�N another lwvr that appU��to th� f
<br /> T�;_�i� �ds eeta e lee�sr amoun�.If eo,I+endsr may,at any tim�� wUect and hold F'und� in an�aaount not to o�tcood the leaxr
<br /> --- amoun�Lender m�y eatimats the amount oF Ftiu►ds du�on th�b�si�of currsnt d�and r�asonabl��stimat��of sxp�ndltur��
<br />-:a;='�� of fhLvre Eecrow Iteme or otherwlee in earirdence with sppHcsl'le lsw. instrumentality. os sntlCy
<br /> --- 'Phe F�nds �hall bs held in an in�tituflon whae d�podt+ue insured by a tsdsral agmcy,
<br />---.._� (including 1.endar,if Lender is snch an insdtution)or in any Federal Home���1,e�n'd'�h��P�1�e e�w��Y�oT
<br /> - Escrow Itera�.I,ender may not chargs Borrower for halc�ing and appl,ytng
<br /> — veriPying t1'►e Escruw Items,unleea Lender puya Boirower interest on ths fi�nda+�nd �pplfcable ]aw p�rmita Iwndsr to malu
<br /> — such a charge.However,Lender may nquin Borro�reT to MY s one-time charga for sz►ind,spnd�at sed estats t�x r�pnrtinit
<br />-- �ervice used by I.nnder in oonnection w3th this loan.unl�e�applicable law provlcle�otherwise.Unlw an agr�emsnt i�made or
<br /> app]ieable law requiree intenst to be pdd,Lender�hsU not bs requind to pa,y Bono�ver a►Y intsrert or eaming�on th�Ptiu►da.
<br />^- gorrower e►nd Leader may egree in wr3�n8�however,that interest shall bs paid on t2ie Fti►ndr.I.end�r�hdl�fo which snr�
<br /> without charg�, an annuat aow►i,;�,�at'ths F�nda,.:haWfne x!�ht.wnd debita to the fiu�dt and the pur�
<br /> ��� deMt to the F�nds aeu made.Ths F�nd�are pledged as additioasl sacurity for�ll sums Mcuradby thi�Securlty Insdrumsn�
<br /> If the Ftinds hsld by Lsnder ezoeed ths amounta permitted to be hsld by applicaDle law,Iwnder�hall�000unt to Bun+nvw�'for
<br /> the eusa F�nds ia xoc�ndan°e with tbe requirementa of spplieable lsw.If the�sount of the Fwnds held by Lsnder st any time
<br /> i�not suBdent to pyy the Errt�nN Iteme wben dus,Lender m�y�na1�Y��wer in weitw8,�nd in����n'°'"°r't'�u
<br /> — pay to Lender the amouat neoee�ary tA make up the defidency.Borrower ehell m�ke up the de8dency in no mor�tben t�v�lw
<br /> ` monthlY pwymentt,at Lendsr's sole discredon.
<br /> _ -�'. L•wu i,o.y-u��nt in t��tt of a��,r.t■w�,�reel by thf�9ecurltv In�tavment,Lsnder awll promPtlY refund W Borrowsr u�y Fund�
<br /> �'% held by Lsnder.I�under pareBraPb 21,Lender shall aoquin or�ell the PropertY,Leader�pstor to ths soqui�tion or�aie ui rw•
<br /> t prop�rty�shall appl,y sny Fands held by I,ender at the time of aoquisf tion or�ale�s a a+edit�gain�t the sum��cursd b3't�i�
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<br /> q Securlty Inntrumen� nt� reosived b Iwnd�r undss
<br /> � a,AppHcalioa otPaya�nt�. Unleas appllcable law provide� othsrwi�e,all p�yme Y
<br /> � psragraphs 1 wnd 2�hall be applied:Srst,to anY Pt'eP�►Y�snt chstgse dus under the Not�;Moond,to�mount�p�yaW�under
<br /> � par�grsph 2;third,W inten�t due;fourth,to principd due;and lsst,to aqy late ch�r�ss dus undsr the Not�.
<br /> 4.Ch�r�Lien�. Borrower sbdl psy edl tues,�ean�nb,eliargss.Sae�uad impodttonr attabutabls to th�Propsrt.Y
<br /> f which m�y►at�sin priority over this 9ecurity Ynttrument,and l�aashold pqyment�or ground rente,if say.Hon+ow�r�haU P�Y
<br /> ; the�s obligittons;n ths mu►ner ptovldod in paragreph Z,or if nat paid in Lhat manner,Borrow�r�hali P�,Y t3��A►a►t�m�
<br /> � directly to tha perwn owed p�ymen�Borrower sh�ll promptly fi�rnish ta Lend�er�ll nottoo�of amount�Lo bs paid under t1►is
<br /> ` paragixph. ff Borro�vsr mekes these paymenLu direcily. Borrower ehall pron►g�tly ti�mish to Iwndsr r�caipts�vidsnein�th�
<br /> ° �►ymente. Ina�ununt un1eM Borm�rer.(a)�i►+�as in
<br /> Borro�ver rhall promptiy di�charge any flen Nhich has p�rlority over this 8ecu�l►Y
<br /> , weiting W the pqym4nt of tho obligatlon necured by the lien ia a manner�acos�ptab�e Lende�'e opinton�opem�f P+nw t th�
<br /> by, or d�fends against enforcement of the lien in,lsgal prooeedin8s
<br /> � snforcement of ths lien;or(c)eecure�fl+om the holder of ths liea sn agreement �tlsfactary to Lender eubosdlnating th�li�n to
<br /> � thi�B�CUrit�r Inrpvmen�If Lender d�teYtnines th�t at�y part oi the Pi+operEy is aubJsct to a lien which ad�y attain PrloritY ov�.'r
<br /> this geeurity Inshumsnt,Lender msy give Borrower a noL{oe idsntiijring the lian.Bo=sower�hall aitidy the H�n oT tak�on�ar
<br /> -- mors of the actions set farth above within 10 detiye of the glving of notioe.
<br /> — �g��or p�pei{y�aoe. Borrower ohall ke�p the impmvemeat� now e�dding or hereafbr erect�d on th�
<br /> propert,y imured againet lass by fire,harards included within the tern►"e�ctended oowrsge'and u�y other hatard�,includ'+.na
<br /> �� tloods or flooding,for wMah Lender requires inaurance.This in�uranoe�ha11 be m�tntetned in the amounLs and for the p�riaL
<br /> " -- thaL Lender requires.The intiuranco carrter providtng the iaeuranoe shell be chaen by Sotrower subjeet to I.ender's sPProv�l
<br /> °_=_- wMch shall not be unreaeoaebly withheld.If Borrower fails to mainbain oovery�s de�cribed above.Lender mny,aL Lande�'s
<br /> ----- — option,obtain coverage to protect Lendei'a rights in the Property fn accordRnce with Pare�Ph?.
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