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201207959 <br /> (C) "Lender" isBank of the West , a California sLaLe bankirig corp. <br /> Lender is a corporat9on <br /> organized and exist2ng undcr the laws of The State of Cal ifornia <br /> Lender'saddressis 13505 California St, NE-BIiP-I.1.-P, Omaha, NE 68154 <br /> (D) "Trustee" is Tiank of the West, a California state banking corp. <br /> (E) "M ERS" is Mortgage Cleceronic Registration Systems, Inc. MERS is a separate corporation that is acting <br /> solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br /> Seeurity Instrument. MERS is organized and exisCing under the laws of Delawarc, and has an address and <br /> telephone number of P.O. Box 2026, Plint, MI 48501-2026, tel. (888) 679-MBRS. <br /> (F) "Note" means the promissory note signed by Borrower and dated September 19, "LO1"L . The Note <br /> states that Borrower owcs Lender One Hundi�ed Fi fty Two Thousand Two Aundred And <br /> 7.ero/100 <br /> Dollan (U.S. $152,200.00 ) plus interest. Borrower has promised to pay this debt in regtdar <br /> Periodic Payments and to pay tl�e debt in full noT later than October O1 , 2037 <br /> (G) "Property" means the properry that is described below under the heading "Transfer of Rights in the <br /> Property " <br /> (H) "Loan" means the deUt evidenced by the Note, plus interesf, any prepayment charges and late charges due <br /> under the No[e, and all sums due vnder d�is Security Instrun�ent, plus intcrest. <br /> (I) "Riders" meai�s all Riders to this Secttrity lnstrument that arc cxecuted by Rorrower. The following Riders <br /> are to be executed by Borrower [check hox as applicable�: <br /> 0 Adjustable Rate Rider � Condominium Rider � Second Homc Rider <br /> � Bxlloon Rider � Planned Unit Development Rider � I-4 Family Rider <br /> � VA Rider � Biweekly Payment Rider �] Other(s) [specify� <br /> (J) "Applicable L2w" means all wntrolling applicable federal, sTate and local statutes, regulations, <br /> ordinances xnd administrative rttles and orders(that have the effect of law) as well as all applicable finnl, <br /> non-appealablejudicial opinions. <br /> (K) "Community Association Dues, Fees, and Assessments" means all dues, fces, asscssmcn�s and othcr <br /> charges that are imposed on Borrower ur the Property by a condominium association, homeowners <br /> association a-siniilar organization. <br /> (L) "Elecfronic Funds Transfer" means any transfer oC funds, other thao a transaction originated by checl<, <br /> draft, or similar paper instruma�[, wl�ich is initiated through 1n electronic termii�al, teleF�l�o��ic instruiroei�t, <br /> compufer, or magnetic tape so as to order, instruct, or authorize a financial institution to dehit or credit an <br /> account. Such term indudes, but is not limitcxl to, point-of-sale transfers, automated Celler machine <br /> transactions, transfers initiated by telephone, wire transfers, and automafcd clearinghouse teansfers. <br /> (M) "Escrow Items" ineans those items that a�'e described in Sectiun 3. <br /> 8801252448 � ' /n BB07292448 <br /> NEBRASKA-SingleFamlly-FannieMaelRetltlie69acI1WFORMINSTRUMFNTWITHMERS r { L��L Form3020tl01 <br /> VMP� VMP6A(NG1(1'I05) <br /> Wolters Kluwer I-lnancial Services page 2 of 1] <br />