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Parcel ID Number: 4001763257 207 �. ilth 3treet �ood River ("Propariy Address"): �O12A�95� which cuQently bas the address of (Street) (City), Nebraska 68883 ('Zip Cvde) TOGETHER WITH all tha improvements now or hereafter arected on tha prop�ty, aad all easements, appurtenances, aad fixtures now or hereaitar a part of the properiy. All replacaments and additions shall also be covared by this Security Ins�nt. All of the foregoing is referred to in this Security �nstrw�ent as the "Property." Boaower �mderstands and agrees that MEItS holds only legal titla to the inte�est granted by Borrowa in this Security Inshvment, but, if necessary to comply with law or custom, MERS (as nominea far Lender and Lendar' s successors and assigns) has tha right: to axeacise any or all of those int�ests, including, but not limited to, tha right to foreclose and sell tha Property; and to take any action required of Lender including, but not limited to, releasing and c�a�celing this Security Instrument. BORROWER COVENANTS that Borrower is lawfully saised of the estata h�eby conveyed and has the right to grant and convey the Propeity and that the Properiy ia unencuml�erred, excePt for encumbrances of record. Borrower warrants aad will defend generally the tifle to tha Property against a11 claims and demands, subject to aay encmnbrances of record THIS SECLTRITY INSTRUIVIENT combines uniform covenants for narional use and no�uniform covenants with limited variations by jurisdiction to conskituta a uniform security instrument covering real ProPert}'• Untform Covenartits. Borrower and Lender covenant and agree as follows: 1. Payment of Principal, Ir�ter�st� Escrow Items, PnePaYment Charg�s, and Late Charges. Borrower shall pay when due the principal o� and interest on, the debt evidenced by the Note and any prepayment charges and late chazges due under the Note. Borrower shall also pay fimds for Escrow Iteans pursuant to Section 3. Payments due under the Note and this Security Instrument shall be made in U. S. currency. However, if any check or other inshv�nt receiv� by Lender as pay�nt under the Note or this S�urity Inshim�ent ia returaed to Lender unpaid, Lender may raquira that any or all subsequent payments due under tha Note and this Security Inslrumant ba made in ona or �re of the following forms, as sel� by Lender: (a) cash; (b) moneY order; (c) certified aheck, bank check, treasurer' s check ar cashier' s check, provided any such check is drawn upon an institution whose deposits are ins�uad by a fed�al agency, instimm�entality, or entity; or (� Electronic Funds Transfer. Payments are d� r�eived by Lender when received at the l�ation designated in the Note or at such other l�ation as may be designated by Lender in accordance with the notice provisions in Section 15. Lender may return any payment or partial payment if the payment or partial payments �e insufficient to bring the Loan current. L�cl� maY �Pt �Y PaYment or partial payment insufficient to bring the Loan current, without waiver of any rights hereunder or prejudice to its rights to refuse such payment or partial pay�nts in the firiure, but Lender is not obligated to apply such payments at the ti� such payments are accepted. If each Periodic Payment is applied as of its scheduled dua data, then Lender nced not pay interest on unapplied fimds. I.ender may hold such unapplied fimds until B�rrow� mekes payment to bring tha Loan cuirent. If Borrowe� doas not do so witl�in a reasonable period of tima, Lender ahall either apply such funds ar return them to Borrower. If not applied earlier, such funds will be applied to the outstanding principal balance under the Note immediately prior to foreclosure. No offset or claim which Horrower might hava now or in the firture against Lender ahall relieve Borrower from making payments dua und� tha Note and this Se�n�ity Insh�m�ent ar performing the covenants and agr�ts secured by this Se�urity Instnm�ent. 2200Y88�� D VBANE NEBRASKA.S�Ie FamOy-FanNe Mae/Freddie Maa UNIFORM INSTRUMEM' WRH M�i3 Fwm 3�38 1/01 VMPBA�NE) (1106) W� K�� Page 4 of 77 � ��