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�0�2Q�95� <br />(C) "Lend�t�' is U. 3. Sank N. A. <br />Lender is a National Associatfoa <br />organized and existing under the lawa of The Uriited 3tates Of America <br />Lender's address is 4801 �'rederica Street, Oa�easboro, RY 42301 <br />(D) "Tn�tN" is Mr . Thomas Locher <br />2002 Douglas Strest, 200 The Omaha Club, Omaha, NE 68102 ' <br />(� "M 6aS" is Mortgaga Eleclronic Regiatration Systems, Inc. MERS ie a separaYe corporation that is acting <br />solely as a nominea for I.ender and I,ender's successors aud assigns. MERS is the hene�dary nnder thie <br />Secnrlty Instramen� MERS is organized and existing under the laws of Delaware, and has an ad�ess and <br />telephone number of P. O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(� p NVlO p means the promissory note signed by Borrower and dated 09/21/2012 . The Note <br />states tUat Boirower owes Lender Oae Huadred O�ne Thousand Nine Hundred Thirty-Eight <br />and 00/100ths <br />Dollars (U. S. $101, 938 . 00 ) plus interest. Borrower hes promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than October 01, 2042 . <br />(G) "Properly" means tha properiy that is descdbed below under the heading "Tr�sfer of Rights in the <br />Properly." <br />(H) "LAa�t" �ans the debt evidenced by the Note, plus interest, any prepayment charges and late chazges due <br />undar tha Note, and a11 swns due under this Sactu�ity Instrument, plus interest. <br />(I) "Riders" means all Riders to this Security Instnmaent that are executed by Boirow�. The following Riders <br />are to be execute� by Borrower [check box as applicable]: <br />0 Adjustable Rata Ridar 0 Condominium Ridar � Second Ho� Rider <br />� Balloon Rider � Planned Unit Davalopment Rider � 1-4 Fatnily Rider <br />0 VA Riaer � Biweekly Payment xia« 0 Othec'(s) [�Y] <br />(J) "AppDt�ble Law" means a11 controlling applicable fedaral, state and la;a1 sta.tutes, regulations, <br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicabla final, <br />non appealable judicial opinions. <br />(!Q "Community Associatlon Dues, F�s, and A�ments" means all dues, fees, assessments and oth� <br />chazges that are im�sed on Borrower or the Properiy by a condominium association, homeownera <br />association or similar organization. <br />(L) "��tronic Funds Transfer' means any transfer of fimds, other than a transaction originated by check, <br />draft, or similar paper instrum�ent, which is initiated tUrough an elecbronic terminal, telephonic ina�t, <br />computer, or magaetic tapa so as to order, inslruct, or authorize a financial institution to debit or credit an <br />account. Such term includes, but is not limited to, point-of-�le transfers, automated teller m�hina <br />transaclions,lransfers initiated by telephone, wire transfers, and sutomated clearinghouse tranafers. <br />(M) "Escrow Items" means those items that are descn'bed in Section 3. <br />2200288381 <br />NEBRASKAS6�gle FamOy-FanNe MaelFreddie Mea UMFORM INSTRUMEIYT WfTH MERS <br />Wokxe Kluwer F6�endd Servloea � <br />D VBANE <br />Form 3038 1/01 <br />VMPBA�NE) (1106) <br />Pege 2 M 17 <br />� � S <br />� <br />