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<br />THIS INSTRUMENT PREPARED BY:
<br />Home Federal Savings & Loan Assoclation of
<br />Grand Island
<br />221 South Locust Street
<br />GRAND I5LAND, NE 68801
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<br />AFTER RECORDING RETURN TO:
<br />Aome Federal Savings & Loan Association of
<br />Grand Island
<br />221 South Locust Street
<br />GRAND ISLAND, NE 68801
<br />(Space Above This Line For Recording Data)
<br />NMLS COMPANY IDENTIFIER: 446443
<br />DEED OF TRUST
<br />(PREAUTHORIZED (OPEN END) CREDIT - FUTURE ADVANCES ARE SECURED
<br />BY THIS DEED OF TRUST) �
<br />THIS DEED OF TRUST ("Security Instrument") is made on September 7, 2012. The grantors are SCOTT D
<br />LEISINGER and JOAN M LEI5INGER, HUSBAND AND WIFE, whose address is 2119 BASS RD,
<br />GRAND ISLAND, Nebraska 68801-8899 ("Borrower"). Bonower is not necessarily the same as the Person or
<br />Persons who sign the Equity - Line of Credit ("Contract"). The obligations of Borrowers who did not sign the
<br />Contract are explained further in the section titled Successors and Assigns Bound; Joint and Several Liability;
<br />Accommodation Signers. The trustee is Arend R. Baack, Attorney whose address is P.O. Box 790, Grand
<br />Island, Nebraska 68802 ("Trustee"). The beneficiary is Aome Federal Savings & Loan Association of Grand
<br />Island, which is organized and eacisting under the laws of the United States of America and whose address is 221
<br />South Locust Street, Grand Island, Nebraska 68801("Lender"). SCOTT D LEISINGER and JOAN M
<br />LEISINGER have entered into a Contract with Lender as of September 7, 2012, under the terms of which
<br />Borrower may, from time to time, obtain advances not to exceed, at any time, a*�*MAXIMiTM PRINCIPAL
<br />AMOUNT (EXCLUDING PROTECTIVE ADVANCES)��* of Twenty Thousand and 00/100 Dollars (U.S.
<br />$20,000.00) ("Credit Limit"J. Any party interested in the details related to Lender's continuing obligation to malce
<br />advances to Borrower is advised to consult directly with Lender. If not paid earlier, the sums owing under
<br />Borrower's Contract with Lender will be due on September 15, 2017. This Security Instrument secures to L,ender:
<br />(a) the repayment of the debt under the Contract, with interest, including future advances, and all renewals,
<br />extensions and modifications of the Contract; (b) the payment of all other sums, with interest, advanced to protect
<br />the security of this Security Instrument under the provisions of the section titled Protection of Lender's Rights in
<br />the Property; and (c) the performance of Bonower's covenants and agreements under this Security Instrument and
<br />the Contract. For tlus purpose, Borrower, in consideration of the debt and the trust herein created, irrevocably
<br />grants and conveys to Trustee, in trust, with power of sale, the following described property located in the
<br />COLTNTI' of HALL, State of Nebraska:
<br />Address: 2119 BASS RD, GRAND ISLAND, Nebraska 68801-8899
<br />Lega1 Description: LOT FIVE (5), RAINBOW LAKE SUBDIVISION, IiALL COUNTY, NEBRASKA
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the properly. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br />"Property." �
<br />BORROWER COVENANTS that Borrower is lawfully seised of the esfate hereby conveyed and has the right to
<br />grant and convey the Property and that the Property is unencumbered, except for encu�nbrances of record.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of record.
<br />Borrower and Lender covenant and agree as follows:
<br />Payment of Principal and Interest; Other Charges. Borrower shall promptly pay when due the principal of and
<br />interest on the debt owed under the Contract and late charges or any other fees and charges due under the Contract.
<br />Applicable Law. As used in this Security Instrument, the term "Applicable Law" shall mean all controlling
<br />applicable federal, state and local statutes, regulations, ordinances and administrative rules anci orders (that have
<br />the effect of law) as well as all applicable final, non-appealable judicial opinions.
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<br />O 2004-201 I Compliance Systems, Inc. 9BAD-459B - 201 IL2.0.485
<br />Consumer Real Estete - Security In.vtrument DL2036 Pege 1 of 5 www.compliancesystana.com
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