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201207888 <br /> 12. Borrower Not Released; Forbearance By Lender Not a Waiver. Exte�ision�rPthe titnc for paymenc or <br /> modification oE a�norlization oP tihe sume sectu•ed by Clve Sccurity InSG�mnent grTnted 6y Lender Lo Borrower <br /> or nuy Successor in Interest of J3orrowar shall not operate to relea�c thc liaUility of Borrower or any <br /> Suoceseors in InteresC of Borrower. Lender shall not be xequired to cpmmcnce proceedings against eny <br /> Succeseor in Interest of IIorrower or to refnse Co extend time for pa}nnent or oCherwiac modify amortiza�tion <br /> oF the stiuns secm�ed by this Seeurily Ins��rtimcnt by reason o£any damwcl ni2de by the �riginal Rorrower or <br /> �ny Succcssors in Interest of Sorrower. Ariy Forbearance by Lencler in exeioising �y iighl or ren�iedy <br /> including witliout limii�tion, Leuder's asceptance of payments Pron�tl�uJ persona, entitias or Successors in <br /> Interest of Borrowar or in amounLs less than the amounC then<lue, she11 not be a waivcr of or preclude the <br /> exercisc of any right or remedy. <br /> 13. Joint and Several Liability; Co-signers; Successors and Assigns Bound. Borro�ver covenanis and <br /> agrees t11at Borrower's o61ig1tions and liability shall be joint and sevaraL However, any Borrower who <br /> �co-signs thie Secm•ity Tneh�umenC but docs not execute the Note(a"co-signer"): (a) is oo-si�iing tlus <br /> Sccurity lnstruinent oiily to mortgnge, grant and convey the co-signer's interest in fhe Property Luider the <br /> ferms of Yhis Secnrity Tnatrwnent; (b) is nof pereonally oblibaked to pay the sume secived by this Sccnrity <br /> Insirument vid(c) agrees that Lender and any other Borrowee oait a�ree to extentl, modify, forbear or t�laka <br /> any accoinmodakions with rcgard fo the terins�of thie Security Inslritmcnt or the Note without the eo-signer's <br /> c�nsent. <br /> SuUjeet to tha provisions of Seolion l A, any SLiecessor in I�itiarast of Borrower who aesumes 6�crower's <br /> obligaYions w1de��t1�is Sacurity InsCrumeut in writing, and in npproved by Lender, sha11 obtain all oF <br /> Borrower's righPa u�d bc�icfits Lmder tlus Securitg Inatrument. Borrower shall not Ue released from <br /> Borrowar's ohligations nnd linbility under thie Security Insl��tunenY unless Lendei'agrees to such release in <br /> writing. The covenants and agreeinenta of this Sccurity Inst�wnent shall bind (exeept as provided in Scotion <br /> 20) and Uenefit the successors and�ssigns of Lender. <br /> 1�. Loan Charges. Levder mfly chacgo Borrowcr fees for services peirf'ormed in connection with Borrowen's <br /> default, for Uie puipose of protecting Lender's intereac in Cl�e Proporty and rights mider this Secm'ity <br /> Inetriuncnt, iucluding, but not liinited Yo, atEorneys' Fees, property inspeeCion and v�hu�rion fees. ]n regerd to <br /> auy other fees, 11ie absence pf expross autliority in this Security SnsErmnent to charge n speci$o fee Ca <br /> Borrower shall not be eonstrued as n prohibiLion on ilae chargiizg o£sucl�fee, Lender inay not chorge f'ees <br /> thpk are expressly prohi6iled by this SecLirity InstruinenC or by ApplicaUle Law. <br /> If the Loan i� su6jecC Co a law which eats maximtiun loaai charges, a�id that]aw is finally inteipreted so thaC <br /> Uie interest or other loan oharge.s collecTcd or to be collcctcd in connection witli the Loau exceed the <br /> permitted liituts, theu: (a) nny such lonii charge shall be�reduceci by tilic�amow�t necessary to reduce the <br /> charge tio the parmiCtecl lunit; uid (b) any sums alretuly collected from Liorrower which oxceeded pennitted <br /> ]imits will 1�e refunded to Rorrower. Len<ler may choose to make thifl reCund by reduoing hhe principal owcd <br /> under 11ie Nofe or by isk�king a dircct payinent to Rorrower. Tf a rehiud xeducea priucip�l, the reduction will <br /> be treated as n parliel prepaytuenC wiChout any prepayn�ent chargo(whcthcr or not a prepayment charga is <br /> provided for under the Note). Borrower's neceptance of euy such refuud uiade by c{irecC paynient to <br /> Borrower will consfit�ufe a waivcr of any rigl�t of acfi�n ]3orrower mi�ht have a��ising out of sucki overchuge. <br /> 15. Notices. All iio6icea givan 6y Bor�rower or Lendcr in connection witli fliis Security Instrument musC be in <br /> wtiting. Any notice to Boirower in conneotion with this Secirrity Inskruii�cr�t shall be deemed to have been <br /> given to Boxrower when mailed Uy tirat class inail or when achially delivexed to Borrower's notico address if <br /> sont by other means. Not'rce to�ny one Boxrower shall constitute notiice to all Borrowers unless Applicable <br /> Lnw e�n-ossly reyuires utl�crwiso. 't'he notice addre,ss sl�all be the Propertiy Address uuless Borrower hae <br /> 24002245 <br /> NEBRASKA-Sin91e Famlly-fennle A7 ee7Reddle A4 ec UN IFORM IN ST RU M ENT Po�m 3020 7I01 <br /> VMP rp VMf'B NE1 17051 <br /> Wolters Kluwor Flnonclal9orvloos Page 4r of 17 <br />