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�01207881 The na.me and address of the Lender/Secured Party is: Egchange Bank 1204 Allen Drive, PO Box 5793 Grand Island, NE 68802 9. Relation to Loan Agreement This S�urity Instrument is subject to all of the applicable terms and conditions contained in the Loan Agreement. The Loan Agreement is to be filed in the County Clerk's Office in the County where the Property is located at the same time this Security Instrument is recorded. If Borrower fails to keep any of the promises Borrower makes in the Loan Agreement, Lender may require that the entire balance of Borrower's debt to Lender be paid immediately. The terms and conditions of this Rider sha11 survive the termination of the Loan Agreement and the repayment of the Loan. 10. Paragraph 6 of the Security Instrument. The first sentence of Paragraph 6 of the Security Instrument is hereby modified to read as follows: Borrower shall occupy, establish, and use the Property as Borrower's principal residence within 60 days after the end of the Construction Phase and shall continue to occupy the Property as Borrower's principal residence for at least one year after the date of occupancy, unless Lender otherwise agrees in writing, which consent shall not be unreasonably withheld, or unless extenuating circumstances exist which are beyond Borrower's control. All other provisions in Paragraph 6 of this Security Instrument remain unchanged. 6'� S C MULTLSTAT'E CONSTRUCl'ION LOAN RIDER TO SECURITY INSTRUNIENT - Single Family - Fannie Mae Form 373711/01 (Page 4 of S)