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� <br />� <br />N � <br />0 - <br />� <br />� � <br />N � <br />0 <br />v � <br />� <br />� <br />� <br />�� <br />� <br />s <br />� <br />.�� •tt. <br />���; . <br />,.�> <br />;;a„ <br />�:w <br />� ��j <br />� <br />d�1 <br />� <br />��f1� <br />� i�9 � <br />�h � <br />1 <br />WHEN RECORDED, MAIL TO: <br />Exchange Bank <br />1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68802 <br />This instrument was prepared by: <br />Exchange Bank <br />1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68802 <br />30&382-2900 <br />�-.:, <br />�. ., <br />r— � <br />s �" <br />m r r, <br />r r, ^ r `; <br />�u <br />o �'� � <br />�., - - � <br />�>, , <br />i� <br />a_ ' ;? <br />7 "rl _..� <br />, <br />� � f�`} �� <br />�-, t. <br />, � ',_ . f .� <br />�'� .' CD <br />t ' J f � <br />u'> > <br />� � <br />O --� <br />C � <br />z m <br />--i <br />-� o <br />o T <br />�� � <br />I.: � �; <br />f — �J <br />r n <br />. �, <br />� <br />�� <br />v� <br />�:7 <br />�t Q� � <br />E� ^� <br />� r <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />DEFIMTIONS <br />Words used in multiple sections of this document are defined below and other words aze defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated September 12, 2012, together with a11 Riders to this <br />document. <br />(B) "Borrower" is Gerald P Carkosld and Suzanne R Carkosl�, husband and wife. Borrower is the trustor under this <br />Security Instrument. <br />(C) "Lender" is Exchange Bank, organized and existing under the laws of the United States of America. <br />Lender's address is 1204 Allen Drive, PO Box 5793, Grand Island, NEBRASKA 68802. Lender is the beneficiary <br />under this Security Instrument. <br />(D) °°Trustee" is Exchange Bank. <br />Trustee's address is 1204 Allen Drive, PO Box 5793, Grand Island, Hall County NEBRASKA 68802. <br />(E) "Note" means the promissory note signed by Borrower and dated September 12, 2012. The Note states that <br />Borrower owes Lender THREE HUNDRED EIGHTY TWO THOUSAND FIVE HUNDRED AND NO/100 Dollazs <br />(U.S. $382,500.00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the <br />debt in full not later than October 1, 2013. <br />(F) `°Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />N <br />O <br />� <br />� �a <br />c� <br />�J <br />� <br />cx� <br />t�-� <br />��� <br />NEBRASKA -Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/07 <br />Page 1 of 12 <br />ios, mc. Borrower(s) Initials��� �C� <br />