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�0�2Q�875 Instrument and the Note. For this purpose, Bonower irrevocably grants and conveys to Trustee, in mist, with power of sa1e, the following described property located in the COUNTY of HALL . [Type of Recording Jurisdic6on] [Name of Recording Jurisdicdon] LOT SIX (6), ROSS HEIGHTS SUBDIVISION, HALL COUNTY, NEBR.ASKA A.P.N.: 400161591 which currently has the address of 4161 ARIZONA AVE [screet] GR.AND I SLAND , Nebraska 6 8 8 0 3 ("Property Address"): [Ciry] [Zip Code] TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property. " BORROWER COVENANTS that Bonower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property. UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: 1. Payment of Principal, Interest, Escrow Items, Prepayment Charges, and Late Charges. Borrower shall pay when due the principal of, and interest on, the debt evidenced by the Note and any prepayment charges and late chazges due under the Note. Bonower sha11 also pay funds for Escrow Items pursuant to Section 3. Payments due under the Note and this Security Instrument shall be made in U.S. currency. However, if any check or other instrument rec:eived by Lender as payment under the Note or this 5ecurity Instrument is returned to Lender unpaid, Lender may require that any or all subsequent payments due under the Note and this Security Instrument be made in one or more of the following forms, as selected by Lender: (a) cash; (b) money order; (c) certified check, bank check, treasurer's check or cashier's check, provided any such check is drawn upon an institution whose deposits aze insured by a federal agency, instrumentality, or entity; or (d) Electronic Funds Transfer. Payments are deemed received by Lender when r�;eived at the location designated in the Note or at such other location as may be designated by Lender in accordance with the notice provisions in Section 15. Lender may return any payment or partial payment if the payment or partial payments are insufficient to bring the L.oan current. Lender may accept any payment or partial payment insuff'icient to bring the Loan current, without waiver of any rights hereunder or prejudice to its rights to refuse such payment or partial payments in the future, but Lender is not obligated to apply such payments at the time such payments are accepted. If each Periodic Payment is applied as of its scheduled due date, then Lender need not pay interest on unapplied funds. Lender may hold such unapplied funds NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT podY/ag/cQ� Form 3028 1/01 Page 3 of 14 www.docmaglc.com �' j , Ne3028.dot�1