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�0120�87� <br />° Lend�l" isU.S. Baak N.A. <br />' Lender is a Natioaal Association <br />organizefl and existing under the laws of The IIaited States Of America <br />Lender's address is 4801 $rederica 3treet, Oweasboro, RY 42301 <br />p TRIStN n 13 �1' . T1101088 LOC$�r <br />2002 Douglas Stree� 200 The Omaha Club, Omaha, NE 68102 <br />"M �S" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nomin� for Lender and Lender's successors and assigns. MERS fs the benefldary under this <br />Secnritq Instrumen� MERS is organized and exiating under the laws of Delaware, and has an address and <br />' telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />"Note" means the promissory note signed by Borrower and dated 09/17/2012 . The Note <br />states that Bonower owes Lender Fifty-Sis Thousaad aad 00/100ths <br />Dollars (Ll. S. $ 56, 000 . 00 ) plus interest. Borrower has promised to pay tlus debt in regular <br />Periadic Payments and to pay the debt in full not later than October Ol , 2027 . <br />"Property" means the property that is described below under the heading "Transfer of Rights in the <br />Properiy.° <br />"Loan" means the debt evidenced by the Note, plus interest, any prepayment cl�arges and late charges due <br />under the Note, and a11 sums due under this Sacurity Instrument, plus interest. <br />"Riders" means all Riders to tlus Sacurity Instrument that are ex�uted by Borrower. The following Riders <br />are to be ex�uted by Borrower [ch�k hflx as applicable]: <br />0 Adjustable Rate Ride� � Condominium Rider 0 Second Home Rider <br />0 Ballaon Rider � Planned Unit Development Rider 0 1-4 Family Rider <br />0 VA Rider 0 Biweekty Payment Riaer � other(s) [speciry] <br />"A►PPlic�able Law" means all controlling applicable federal, state and local statutes, regulations, <br />ordinances and administrativa rules and ordera (that have the effect of law) as well as all applicable final, <br />non appealable judicial opinions. <br />"Communtty Association Dues, F�s, and A�essments" means all dues, f�s, assessments and other <br />charges that are imposed on Borrower or tha Properiy by a condominium association, homeowners <br />assaciation or similar organi�tion. <br />"Bectronic Funds Transfe�" meaos any transfer of fimds, other than a bransa.ction originated by check, <br />draft, or similar paper instcvment, which is initiatal through an electronic terminal, telephonic instrument, <br />computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an <br />account. Such term includes, but ia not limited to, point-of-sale transfers, automatad teller machine <br />transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. <br />)"Escr'ow Items" means those items that are described in Section 3. <br />22�284088 <br />F�nOy-Fannle Mae/Freddie Mac UNIFORM INSTRUMENT WITH MEHS <br />K4lu+m F6�andel ServiCea <br />/ �� <br />J <br />ti <br />� <br />D VBANE <br />Form 30l8 1/Ot <br />VMPBA(NE) 1110b) <br />PaBe 2 of 17 <br />