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�0120��7� <br />(C) "LBndel" is v. S. Banlc N. A. <br />Lender is a National Association <br />organized and existing under the laws of The Onited States Of America <br />Lender's address is 4801 Frederica 3treet, Oweasboro, RY 42301 <br />(D) "TrustN" is Mr . Thomas Locher <br />2002 Douglas Street, 200 The Omaha Club, Omaha, NE 68102 <br />(E� "M ERS" is Mortgage Electronic Registration Systems, �nc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS fs the benefldary under this <br />Security Instrumenk MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(� "Note" means the promissory note signed by Boirower and dated 09/17/2012 . The Note <br />states that Borrower owes Lender Seveaty-Five Thousand ar►d 00/100ths <br />Dollars (LT.S. $ 75, 000 . 00 ) plus interest. Bonower has promised to pay this debt in regular <br />Periadic Payments and to pay the debt in full not later than October Ol, 2022 . <br />(G) "Property" means the properiy that is descn'bed below under the heading "Transfer of Rights in the <br />Properiy.° <br />(H) "L�an" means the debt evidenced by the Note, plua interegt, any prepayment chazges and late charges due <br />under the Note, and all swns due under thia Security Instrument, plus interest. <br />(I) "Riders means all Riders to this Security Instrument that are exe�uted by Borrower. The following Riders <br />are to be executed by Bonower [ch�k box as applicable]: <br />0 Adjustable Raie Rider 0 Condominium Rider � Sec;ond Home Rider <br />� Ballaon Rider � Planned Unit Development Rider � 1-4 Family Rider <br />� va Riaer O siweekly rayment Riaer 0 orl�er(s) [�fYJ <br />(J) "Applicable Law" means all controlling applicable federal, state and lacal statutes, regulations, <br />ordinances and adminislrative rules aad orders (that have the effect of law) as well as all applicable final, <br />non appealable judicial opinions. <br />(IQ pCommunity Asgociatlon Dues, F�s, and As.gessments" means all dues, fees, assessments and other <br />charges that aze imposed on Borrower or the Property by a condominium assaciation, homeowners <br />association or similar organi�tion. <br />(� "��tronic Funds Transfer" means any transfer of fimds, other than a transaction originat� by check, <br />draft, or similar paper inshvment, which is initiated through an electronic terminal, telephonic instrument, <br />computer, or magnetic tage so as to order, instruct, or authorize a financial institurion to debit or credit an <br />account. Such term includes, but is not limited to, point-of-sale transfers, automatefl teller machine <br />transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. <br />(M) "Escrow Iterr�" means those items that are descnbed in Section 3. <br />2200277788 <br />NEBRASKASingle Femay-Fannie Mae/Freddle Mac UMFORM INSTRUMENT WITH MERS <br />VMP C� <br />Woltera Kluwer Flnaia�al Services <br />D VBANE <br />Form 30'18 1/01 <br />VMPBA(NE) 1110b) <br />Pepa 2 of 17 <br />� � <br />� <br />