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201207868 Any amounts disbursed by Lender under this Section 9 shall become additional debt of Borrower secured by this Security Instrument These amounts shall bear interest at the Note rafe from the date of disbursement and shall be payable, with such interest, upon notice from Lender To Borrower requesting payment. If this Szcurity instrument is on a leasehold, Borrower shall comply with all the provisions of the lease. If Borrower acquires fee title to the Proper[y, the leasehotd and ffie fee title shall not merge unless Lender agrees W the merger in writing. 10. M ortgage Insurante. If Lender required Mortgage insurance as a condition of making the Loan, Borrower shall pay the premiums required Co maintain the Mortgage Insurance in effect. If, for any reason, tlie Mortgage Tnsurance coverage required by Lender ceues to be available from the mortgage insurer that previously provided such insurance and Borrower was required to make separately designated payments wwazd the premiums for Mortgage I�surance, Borrower shall pay the premiums required to obtain coverage . substantially equivalent to the Mortgage Tnsurance previously in effect, at a cost substantially equivalent to the cost to Borrower of the Mor[gage Insurance previously in effect; from an al[ernate mortgage insurer selected by Lender. If substantially equivalent Mortgage Insurance coverage is not available, Borrower shalf co�rtinue to pay to Lender the amount of the separately designated payments that were due when the insurance coverage ceased to be in effect Lender will accep[, use and retain these paymen[s as a nornrefundable foss reserve in lieu of Mortgage Insurance. Such loss reserve shall be non-refundable, notwithstanding the fiact that the Loan is ultimately paid in full, and Lender shall not be required to pay Sorrower a�ry interest or earnings on such loss reserve. Lender can no longer require bss reserve paymenYs if Mortgage Insurance coverage(in the amoun[and for the period that Lender requires) provided by an insurer selected by Lender again becomes available, is obtained, and Lender requires separately designated payme�ts toward the premiums for Mortgage Insurance. If Lender required MorCgage Insura�ce as a condition of making the Loan and Borrower was required to make separa[ely designated payments[owazd the premiums for Mortgage Insurance, Borrower shall pay the premiums required to mai�tain MorCgage Insurance in effect, or to provide a non-refundable loss reserve, until Lender's requirement for Mortgage Insurance ends in accordance with any written agreement between Borrower and Lender providing for such termination or until termination is required 6y Applicable Law. Nothing in this Section IO affects Borrower's obliga6on to pay interest at the rat�e provided in the Note. Mor[gage insurance reimburses Lender (or any entity that purchases Che Note)for certain losses it may incur if Borrower does not repay the Loan as agreed. Borrower is not a party to the Mortgage Insurance. Mortgage insurers evaluate their tota( risk on all such insurance in force from time to time, and may enter into agreemeMs with other parties that share or modify their risk, or reduce fosses. These agreements are on terms and conditions that are satisfactory to the mortgage insurer and the other party (or parties)to these agreements. These agreements may require the mortgage insurer to make pay�nen[s using any source of fimds � diat the mortgage insurer may have available(which may include funds obtained from Mortgage Insurance premiums). As a result of these agreements, Lender, any purchaser of the Note, another insurer, any reinsurer, any other entity, or any affiliate of any of the foregoing, may receive(directly or indirectty)amounts that derive from (or might be characterized as)a portion of Borrower's payments for Mortgage insurance, in exchan�e for sharing or modifyirig the mortgage insurer s risk, or reducing losses. If such agreement provides that an affiliate of Lender takes a share of the insurer's risk in exchange for a share of the premiums paid to the insurer, the azrangement is often cermed "captive reinsura�ice." Further: 6601288083 8601288�83 NEBRASKA-SinA�e Family-Fannie MaelFetltlie Mac UNIFORM INSTRUMENi WRH MEftS Form 3029 il�i VMP� VMP6A(NE7 ry 105) Wotlxrs Kluwer Financial Services Page 9 0�1]