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201207868 (C) "Lender" isBank of the lvcst, a California state banking corp. Lender is a corporation organized and existing under d�e laws of The State of Cal i fornia . Lender'saddressis 13505 California St, NE-BBP-LL-P, Omaha, NE 68154 (D) "Trustee" is Bank of the VJest, a California state banking corp. �E� "MERS" is Morcgage Electronie Registration Sys[ems, Inc. MERS is a separate corporation thaC is acting soLely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Secority Instrument. MERS is organized and existing under the laws of Delaware, and has an address and felephone numbar of P.O. Box 2026, Flint, MI 48501-2026, CeL (888) 679-MERS. (F) "Note" means the promissory note signed by Borrower and dated September 12, 2012 . The Note statesYhaCBorrowerowesLender Eighty Three Thousand Six Hundred And Zero/100 Dollars(U.S. $83,600.00 )plus interest. Borrower has promised Yo pay this debt in regulaz Periodic Payments and to pay the debt in full not latcr than October O1 , 2042 . (G) "Property" means the property that is described below under the heading °Transfer of Rights in the Property." (H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Inshvment, plus in[erest. (I) "Riders" means all Riders to this Securiry Instrument that are executed by Borrower. The following Riders aze to be exeeuted by Borrower [check box as applicable]: �Adjustable Rate Rider � Condominium Rider � Second Home Rider �Balloon Rider �Planned Unit Development Rider � 1-4 Family Rider �VA Rider �Biweekly Payment Rider �Other(s) [specify] (J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and adminisVative rules and orders(that have the effea of la�v) as well as all applicable final, non-appealablejudicial opinions. (K) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessmenu and other charges that are im�osed on Borrower or the Property by a condominium association, homeowners association or similar organization. (L) "Eleetronie Fund5 Transfer" means any transfer of funds, other than a transaction originated 6y check, draft, or similar paper inshvment, whicl� is initiated tlirough an elecCronic terminal, telephonic instrument, compufer, or magnetic tape so as to order, instruct, or authorize a financial institution[o debit or credit an accounk Such term ineludes, 6ut is not limited tq poinriof-sale transfers, aufomated teller machine transactions, transfers initiated by telephone, wire teansfers, and automated cleu�inghouse transfers. (M) "Escrow Items" means those items that aze described in Section 3. BB01288083 6801298083 NEeRASKA-SngleFamily-Feonie MeelFretltlleMao UNIFORM MSTRUMENT WITH MERS Porm 30261I01 VM P Q VMP6A(N9(11061 lNolters Kluwer Pinancial Servlces Page 2 of 1)