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<br /> 98- sos�73
<br /> S. li�rd or Property Insurance. Borrower shall keep tRe impmvements now existing or hereafter erected on thc
<br /> Propeny insured asainst loss by fire,hazards includal wlthin the terin "extended coverage"iu►d any other ha7Ards.Including
<br /> floads or iloading.for wRich Lcnder requires insurs�nce. 'Phis ijuur�ce shall b$mnintnireed in the n�nounts urut for the periods
<br /> thut Lender tequlre,s.The insurance carder providlutg the insumnce shall be chasen by Borroa�er subJect to l.�rtder's approvnl
<br /> whith shnil rtot be unreasonably wlthDeld. If Borrawer fnils to maint�in coverage desc�ibed nbave. I.ender may.at Lender's
<br /> op�ton.oBtain coverage to pmtect Lender's rightx in the Pirapeny in accordunce with pamgmph'7.
<br /> All insurnnce poNcies and ren�wuls ahall he asceptable to Lertder ond shall ic�slude a swrtdard mortgoge ci4use. Lender
<br /> shall have the right tv hold the polictes mtd renewals.If Lender rcquires.Bonawer shull prompily give ta Lender all t�fpts of
<br /> paid pnmiums and renewsd ttotices.In the event of toss.Borrower shall give pmmpt notice to the insurance carrier artd Lender. `
<br /> Lendsr may maka pmof of loss if not made prompdy�y Borrower.
<br /> Unless I.ender tud Borrower otherwlse ngree in wrItinA.inserance pmceeds shatl be applied to restornt�on or re,paie of the
<br /> Praperty darnaged.if the r+estoradon or repair is aoatomic�lly feusIble and Leruier's securlty is not lessened.It the restortition or
<br /> repair is�sot econqmiaaliy feasible or L,ender's socua�ity wauld be lessened.tke inswunce procecds shall.b�applied to ttce sums
<br /> secured by this S�curlty Insimment,whether or aat then due. wlth any excess paid to Borrower. If�atrower abandom tho
<br /> Property,or dces nat answer within 30 days a naUUce fram I.ender that the insunance carrier has offet�d to settle a ctaim,then
<br /> LeMer may collect the insurarcce procceds. Lender mny ute the pr�s to repair or restare the Property or ta pay sums
<br /> secured by this Security Instcument,whether or not then due.The 30-day period will begin when the notice is given.
<br /> Unless Lender and Borrower othenvise agree In wridng, any appltcation of pmceeds to principal shall not extead or
<br /> postpoae the d►te date of We monttily pay¢�enta nferred to ln paregraphs 1 end 2 or change the annount of the payments_ If
<br /> under para�raph 21 ttu;Property is acquind 6y Lendor,Borrower's r�ght to any insurance pollcies and proceads nsul�u$from
<br /> damage m ttc6 Property prior to the acqnisition shaq pass to Ixnd�r to the extent of the swns secure�i by t�is SecurIty�nstnunent
<br /> it�edia�ly prior to the acquisitio*i.
<br /> 6.Oocnpency,Preservatio�n,MWntenance ond Prntection oi the Property;Borrower's Laan A�;pZfcntton;Leasel�dg.
<br /> Borrower shall axn�y,establish,and use the P�o�erty as Borrower's principal nrsidense��ithin sixty day:s ufter the execudoa of
<br /> tfius Secudty Insuvment and shall�ntinue to ooapy the Property as Bornower's priudpal residence for,at least one year efte[
<br /> the date of accupancy,unless Lender otherwise agrees in writin�,which oonsent shall mot h�anreasonably�t�held.or unless
<br /> eutenuaitiag cincumstances exist wt�ich are beyond Borrower's aontrol. Borrower sAall�not destroy, daraage or impair the
<br /> Property.aliow th.�e Froperty to deteriorate. or commit waste or� the Property. Borrower shall be in default jf uny forfeiture
<br /> action or provcedis��;`�vhether civil or criminal.Is begun that in I.endcr's goad fatth judgment ooWd result in forfeiture of the
<br /> Propr.�ty or othenvise materially impair the lien created by this Sec�uity Insuument or Lender's secvriry interest. Borrowern�ay .
<br /> cure such a de�'autc rtnd�teinstate,as pmvided in paragraph 18,by causing We ac.tlon or proceeding to be disraissed with a n�l"sng
<br /> that, In Lender's good faith detemtination, prercludes forfeit�ue af the Bomnwer's interest in the Property or oth�r rriaterial
<br /> impa��em of the li�h-r•reated by thia Security lnstmment or Lehder's security tnteces�_ Bornower sha!! elso bt f�s�de�aul=if
<br /> � Borrower,during t1t�loat�applicatlon p�cess,gave mnterially false or inaocurate inforaiation or statements to Leader(or tailed.
<br /> � •• • to provlde Lender Zvitfi any roaterial inforn�atiom)in'connection with the loart evidenc�by the Nooe,ipctu�ing.but not limiud ' �
<br /> �'' to,npt�.sentarions cottccriiiag Botmwer's axupancy of the Property as a princlpal resideace.If this Saxarity Instmraent is on a �.`�,.-':�-
<br /> leasehold. Sorrower s�l ooinpt�i ivTW al[ the provisions of the lease. If�orrower acqvfres fee tide w the Prvpe�ty, tl:ee
<br /> leasehold and the fee tt�le shaU aot.merge w�less Lender agrees to the merger fa writing. , �
<br /> '� 7.Ptotectton�t L'eader's Rig�'fs in thc Pti+nperty.If Borrower fails to psrform the oovenants and agreements oontained in .�f,;'
<br /> •�... this Security Tnstrument,or there is a legal procee�iing that may significantly affxt Lender's rights ia the ProPerip (such as a ' `�'
<br /> pioceedin$in banlnnrpicy. probate,for condemnetion or forfeiwne or to enforce taws or regulatfons),then I.ender may�do�nc►.•..•��,'��.,:>`
<br /> pay fo::whatever is aecessary to pratect the value of the Property and Lender's r3ghts�n,iflx Progerty. Lettder's r.cdmns�+y .,;'`,'
<br /> inctude �ying any suros secuird by a lien which hns priority over this 3ecwity InstiYiim�nt;app�ariu�,�•I�a�coi�rt� p4�teng
<br /> n�asonabte attomeys'fees and entcring on tlte ProRerty to make repairs.Although Lender iYisY,t�lce actissm walar�thfs paragraph � ',::•.;t
<br /> . • 7.I.eader d,as aot have to do so. , , � "� . �
<br /> , My amounts diabuised by Lend�r under'"this p�ar�raph 7 shall become additimnal debt of Borrower sewr�ed by this ,�,...
<br /> Security Instcument. Unless Borrower and Lender agree to other terms of payment, these amounts shall bear interest trom t6e
<br /> date of disbursement at the Note rate and shall be payable. with interest. upon notiee,frdm Lender to Bornower raquestiag
<br /> PaYment. . ;
<br /> 8.Mortgage Ittsuraase.If Lender�+aqui�d mortgage jnsurance as a coud�}aa�of maldng theloan secured by this Security
<br /> Instwnent, Botrower shall pay the premiums required to maintaia the mustgage insurance in effect. If. for uny�+eason, the ,-
<br /> mortgage insurance aoverarge neq�ired by Lender lapses or cea�es w be ie effact,Borrower shall pay the pnemiu�requittd w ��. .
<br /> obL�in�overage substandally equivaleat to the moRgage in �t��RQe prevIously in effect.ai a oost substantially equivalent ro the
<br /> aost to��Borrower of the mortgage insurance Previously in efftet. fcom an altemate mortgage insurer approved by L,ender. If
<br /> substantially equivalem mongage insnrance cover�ge•is•not available.Homnwer shall pay to Lender each month a sum equal to •
<br /> ,11 one•twelRh of the yea�iy mortgege;++�,*a�p�tmium being puid by Borrower when the insuranoe coverage Iapsed ar ceasad to '
<br /> be in effect. Lender will accept,uss and nemin thase gayments as a loss �eserve in lieu of mortgage insutance. Loss reserve
<br /> Wtm 3s028 9/90
<br /> , Pap�3 of 8
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