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20�20783� Instrument and the Note. For this purpose, Borrower inevocably grants and conveys to Trustee, in trust, with power of sa1e, the following described property located in the COUNTY of HALL . [Type of Recording Jurisdiction] [Name of Recording Jurisdicdon] FR.ACTIONAL LOT THREE (3), FRACTIONAL BLOCK SEVEN (7), ASHTON PLACE, AN ADDITION TO THE CITY OF GR.AND ISLAND, HALL COUNTY, NEBRASKA AND ITS COMPLIMENT FRACTIONAL LOT THREE (3), BLOCK FORTY EIGHT (48), IN THE SUBDIVISION BLOCKS FORTY EIGHT (48) AND FORTY NINE (49), WASMER'S THIRD ADDITION TO THE CITY OF GRAND ISLAND, NAT, COUNTY, NEBR.ASKA AND FRACTIONAL LOT FOUR (4), FRACTIONAL BLOCK SEVEN (7), EXCEPT A CERTAIN TR.ACT MORE PARTICULARLY DESCRIBED IN QUITCLAIM DEED RECORDED AS DOCUMENT NO. 200109558, ASHTON PLACE, AN ADDITION TO THE CITY OF GR.AND ISLAND, HALL COUNTY, NEBRASKA A.P.N.: 400040941 which currently has the address of 2 215 W JOHN S T [sueet] GR.AND I SLAND , Nebraska 6 8 8 0 3 ("Property Address"): [City] [Zip Code] TOGETHER WITH a11 the improvements now or hereafter erected on the property, and a11 easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions sha11 also be covered by this Security Instrument. All of the foregoing is refened to in this Security Instrument as the "Property." BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Bonower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. THI5 SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform covenants with limited variations by jurisdiction to constitute a uniform s�urity instrument covering real property. UNIFORM COVENANTS. Bonower and Lender covenant and agree as follows: 1. Payment of Principal, Interest, Escrow Items, Prepayment Charges, and Late Charges. Bortower sha11 pay when due the principal of, and interest on, the debt evidenced by the Note and any prepayment chazges and late chazges due under the Note. Borrower shall also pay funds for Fscrow Items pursuant to S�tion 3. Payments due under the Note and this 5ecurity Instrument shall be made in U.S. currency. However, if any ch�k or other instrument received by Lender as payment under the Note or this Secutity Instrument is returned to Lender unpaid, Lender may require that any or all subsequent payments due under the Note and this Security Instrument be made in one or more of the following forms, as selected by Lender: (a) cash; (b) money order; (c) certified check, bank check, treasurer's check or cashier's check, provided any such check is drawn upon an institution whose deposits aze insured by a federal agency, instrumentality, or entity; or (d) Electronic Funds Transfer. Payments aze deemed received by Lender when received at the location designated in the Note or at such other location as may be designated by Lender in accordance with the notice provisions in Section 15. Lender may return any payment or partial payment if the payment or partial payments aze insufficient to bring the Loan cunent. Lender may accept any payment or partial payment insufficient to bring the Loan current, without waiver of any rights hereunder or prejudice to its rights to refuse such payment or partial payments in the future, but Lender is not obligated to apply such payments at the time such payments aze accepted. If each Periodic Payment is applied as of its scheduled due date, then Lender need not pay interest on unapplied funds. I,ender may hold such unapplied funds NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT DodNaglc� Form 3028 1/01 Page 3 of 14 www.docmagic.com � r Ne3028.dot.arml