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201207797 LOAN #: 0293761326 sale,the�following described property located in tho routixx [Type of Recording Juriadletlon�01 Hall (Nama ot Racording Juristllction�: Lot 31, in ftaftman Second Subdivision, an addition to the Village of �oniphan� Hall Cwnty, Nebraska. APN 16� 400424940 whiGh cuYrently has the address of Llo Gene Circle, Doniyl�an, �:Ym�i][�nYl Nebraska 6l3832 ("PropertyAddress"): [Zip Codej TOGL"THER WITH all the improvements nowor hereafter erected on the property,and all easements, appunenances,and fixtures now or hereafter a part of the property.All replacemenis and additions shall alsa be covcred by this Securiry Instrument.Ail of the toregoing is referred to in this Securig�Instrument as the"Property."Borrower understands and agrees that MERS holds only legal ti[le to the interests gra�ted by Borcower in this Securiry Instrumenl,6ut,If necessary to comply with law or custom,MERS(as nominee for Lender and Lender's successors and assigns) has the nght:to exercisc any or all oi those interests, including,but not limited to,ihe right toforeclose and sell lhe Property;and to take any action required of Lender including,but noi limited to,releasing and canceling Mis Security lostrument. BUpROW ER COV ENANTS that Borrower is lawfully seised of the estate hereby conveyed and has ihe right to grant and convey the Propedy and thai tha Praperty is unencumhered, except for encumdrances of record.Borrower evarrants and will defend generaliy the title to the Property againsl ail claims and demands,subject to any encumbrances of record. THIS SECLIRITY INSTRUMENT combines uniform covenants for national use and non-uniform covenants with limited variationa byjurisdiction to constitute a uniform security instrument covering real property. UNIFORM COVENANTS. Borrower and lender covenant and agree as follows: 1, Payment of Principal, Interest,Escrow Items,Prepaymen4 Charges,and Late Charges. Borrower shall pay when due the principal of:and interes[on,tha debt evidenced by the Note and any prepayment charges and late charges due under ihe Note.Borrower shall aiso pay funds for Escrow items pursuani to Section 3.Payments due under the Note and�is Security insirument shail pe made in U.S.currency.However,rf any check or other instrument received hy Lender as payment under fhe Note or ihis Security Instrument is retumed to Lender unpaid, Lender may mquire that any ar ail subsequent payments due underthe Note and this Security Instrument 6e made in one or more of tfie following forms, as selected by Lender. (a) cash; (b) money order, (c) certified check, bank check, lreasurer's check or cashier's check, provided any such check is drawn upon an instimtion whose deposits are insured by a federai agency,instrumentality,or entity;or(d) Flecironic Funds Transfer. Paymenis are deemed received by Lender when received at the localion designated in the Note or at such other location as may be designated by Lender in accordance with the notice provislons in Section Y 5.Lentler may return any payment or partiai payment if the payment or partial payments are insufficient to bring the Loan current. Lender may accept any payment or partial paymeni insufficient � to bring the loan current,without r.raiver of any rights hereunder or prejudice to its righls to refuse such payment or partiai payments in the future,but Lender is not obiigated to apply such payments at the time such paymenis are accepted. if each Periodle Payment is applied as of its scheduled due date, then Lender need not pay interest on unapplied funds. Lender may hold such unapplied funds until Bormwer makes payment to bring the Loan curzent. If Borrower does not do so voithin a reasonable period of time,Lender shali either apply such funds or retum them to Borrower. if not appiied earlier, such funds will be applied to the outstanding principal balance under the Note immediately prior to foreciosure. No offset or claim which Borrower mlght have now or in the future against lender shall relieve Borrower from making paymenis due under the Note and this Security Instrument o�p�et�orrr}yng;�r� the covenants and agreemenYs secured by this Security Insirument. r��,�� (:ygs�� / Snitials: �''�- �"��ytti,/ NEBRASKA-SingleFamily-�FannieMaa;f-retltlielAacUNIFOftMINSTRUMENTForm30281/ot �Y ONineDocumen!s.lnc. P&Q0 3 04 11 NECOcED NaB�� 1..