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� Rf-R'ECORDED 2 012 p 5 31� �012�7815 VA GUARANTEED LOAN AND ASSUMPI'ION POLICY RIDER NOTICE: THIS LOAN IS NOT ASSUMABLE WITHOUT THE APPROVAL OF THE DEPARTMENT OF VETERANS AFFAIRS OR ITS AUTHORIZED AGENT . THIS VA GUARANTEED LOAN AND ASSUMPTION POLICY RIDER is made this 2 9 t h day of J u n e 2 012 , and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust or Deed to Secure Debt (herein "Security Instrument") dated of even date herewith, given by the undersigned (herein "Bonower") to secure Borrower's Note to Home Federal Savings and Loan Assn of Grand Island (herein "Lender") and covering the Properly described in the Security Insm�ment and located at 404 Teakwood Cir Grand Island, NE 68803 [Property Address] VA GUARANTEED LOAN COVENANT: In addition to the covenants and agreements made in the Security Instrument, Bonower and Lender further covenant and agree as follows: If the indebtedness secured hereby be guazanteed or insured under Title 38, United States Code, such Title and Regularions issued thereunder and in effect on the date hereof shall govem the rights, duries and liabilities of Bonower and Lender. Any provisions of the Security Instrument or other instruments executed in connection with said indebtedness which are inconsistent with said Title or Regulations, including, but not limited to, the provision for payment of any sum in connection with prepayment of the secured indebtedness and the provision that the Lender may accelerate payment of the secured indebtedness pursuant to Covenant 18 of the Security Instrument, aze hereby amended or negated to the extent necessary to conform such instruments to said Title or Regulations. MULTISTATE VA GUARANTEED LOAN AND ASSUMPTION POLICY RIDER �-b38R (0301) 1 /03 � Page 1 of 3 Initials:�� VMP MORTGAGE FORMS - (800)621-7291