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�01207817 (D) "Trustee" is First American Title Insurance Company (E) "MERS" is Mortgage Electronic Registration 5ystems, Inc. MERS is a separate corporation that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security Instrumen� MERS is organized and existing under the laws of Delawaze, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. (F� "Note" means the promissory note signed by Borrower and dated September 07, 2012 . The Note states that Bonower owes Lender One Hundred Forty Four Thousand Eight Hundred and no/100 Dollars (U.S. $144,800.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than October 01, 2032 . (G) "Property" means the property that is described below under the heading "Transfer of Rights in the Properiy. (I� "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late chazges due under the Note, and all sums due under this Security Instrument, plus interest. (n "Riders" means a11 Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: ❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider ❑ Balloon Rider ❑ Planned Unit Development Rider ❑ VA Rider ❑ 1-4 Family Rider ❑ Biweekly Payment Rider ❑ Other(s) [specify] (� "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administtative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions. (I� �Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. (L) "Electronic Funds Transfer" means any riansfer of funds, other than a transaction originated by check, draft, or similar paper insh�ument, which is initiated through an electronic terminal, telephonic insttument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (1Vn "Escrow Items" means those items that are described in Section 3. (N) "Miscellaneous Prceeeds" means any compensation, settlement, award of damages, or proceeds paid by any tlrird party (other than insurance proceeds paid under the coveiages described in Section 5) for: (i) damage to, or NEBRASKA—Single Family—Fannte MaelFreddie Mac UNIFORM INSTRUMENT NEBRASKA-MERS ITEM 2888L2 (072811) Form 30281lO1 GreatDOCS� (Pege 2 d 15)