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<br />THIS INSTRUMENT PREPARED BY: AFTER RECORDING RETURN TO:
<br />Home Federal Savings & Loan Association of Home Federal Savings & Loan Association of � 0
<br />Grand Island Grand Island
<br />221 South Locust Street 221 South Locust Street ') �'
<br />GRAND ISLAND, NE 68801 GRAND ISLAND, NE 68801
<br />NMLS COMPANY IDENTIFIER: 446443
<br />(Space Above This Line For Recording Data)
<br />DEED OF TRUST
<br />THIS DEED OF TRUST ("Security Instrument") is made on September 13, 2012. The grantors aze STEVEN P
<br />SCHAFER and RAMONA R SCHAFER, HUSBAND AND WIFE, whose address is 11080 S BLAINE ST,
<br />Doniphan, Nebraska 68832-9651 , and JAMES P 5CHAFER, A SINGLE PER50N, whose address is 940 W
<br />GILTNER RD, Doniphan, Nebraska 68832 ("Borrower"). Borrower is not necessarily the same as the Person or
<br />Persons who sign the Note. The obligations of Bonowers who did not sign the Note aze explained further in the
<br />section titled Successors and Assigns Bound; Joint and Several Liability; Accommodation Signers. The
<br />trustee is Arend R Baack, Attorney whose address is P.O. Boz 790, Grand Island, Nebraska 68802 ("Trustee").
<br />The beneficiary is Home Federal5avings & Loan Association of Grand Island, which is organized and existing
<br />under the laws of the United States of America and whose address is 221 South Locust Street, Grand Island,
<br />Nebraska 68801("Lender"). STEVEN P SCHAFER and RAMONA R SCHAFER owe Lender the principal sum
<br />of Fifty Thousand Seven Hundred Twenty-nine and 50/100 Dollars (U.S. $50,729.50), which is evidenced by
<br />the note, constuner loan agreement, or similar writing dated the same date as this Security Instrument (the "Note"),
<br />which provides for periodic payments ("Periodic Payments"), with the full debt, if not paid earlier, due on
<br />October 20, 2017. This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the
<br />Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums,
<br />with interest, advanced to protect the security of ttus Security Instrument under the provisions of the section titled
<br />Protection of Lender's Rights in the Property; and (c) the performance of Bonower's covenants and agreements
<br />under this Security Instrument and the Note. For this purpose, Bonower, in consideration of the debt and the trust
<br />herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the following descnbed
<br />property located in the COUNTY of HALL, Stste of Nebraska:
<br />Address: FARMLAND IN HALL COUNTY, NEBRASKA, Doniphan, Nebraska 68832
<br />Legal Description: THE EAST HALF OF THE NORTHEAST QUARTER (El/2NE1/4) OF
<br />SECTION EIGHT (8), IN TOWNSHIP NINE (9) NORTH, RANGE NINE (9) WEST OF THE 6TH
<br />P.M., HALL COUNTY, NEBRASKA, EXCEPTING A TRACT MORE PARTICULARLY
<br />DESCRIBED IN DEED RECORDED IN BOOK 77, PAGE 355, AND EXCEPTING LOTS ONE (1)
<br />AND TWO (2), �CHAFER SUBDIVISION, HAd.i. COUNTY, NEBRASKA
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is refened to in this Security Instrument as the
<br />"Property."
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />Bonower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of record.
<br />Borrower and Lender covenant and agree as follows:
<br />Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due the
<br />principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the
<br />Note.
<br />Applicable Law. As used in this Security Instrument, the term "Applicable Law" shall mean all controlling
<br />applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have
<br />the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />O 2004-2011 Compliance Sys�ems, Inc. 9BAD-7E12 - 2011 L2.0.485
<br />Coa4umer Real Eatate - Saucity Iavtrument DL2036 Pege 1 af 6 a'u'w.compliencesriteo�s.com
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