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<br /> � Bort'ower's escrow aacaunt under the tedarel Reni Eetate Settiemont Procedures Act of 1874 ee emended hom tlme to time. 12 U.8.C. _
<br /> ' . . �,j 2801 et saq.('RESPA•),unleas�nother LLw th�t appltos to the Funds eets a leaaer amounL It ao,Londer may,nt any Umo,collect and � �
<br /> � hotd Funds In an amount not to exeeed tho Iesscf amoun4 Let�der mey maUmate the amaunt of tunds due on the basis ot current data � _
<br />.. '�' and reasonabie asttmates ot expendiWres ot Mure Eacrow Itoma or otherwiae In acco�dance wfth eppllcabte taw. � .
<br /> ' � `�'"� The Funda shall be heid In an inaUtuUon who3e deposke are Naurnd by a federn� agenay, InstrumentN►ry, or enUry (ineludtng ;.,� v-
<br /> zt lender,it lender ia suoh an InatltuUon)or In any Federal Ho�e Loan Bsnk Lender shatt appty the Funda to pay the Eserow Items. �„ -
<br /> i� lender may not eharge Borrower for hold►ng and epplytng the Funda,ennurJy endty:ing the eaerow aceount,or vedtytng tho Eacrow �:
<br /> � � Items,untess Lender pays Bo�wer Interest on the Funda and appltcabto tew permtte Lender to make auoh e cherge. However,Lende� �-
<br /> '� � � may requtre Borrower to pay a ono-Ume charge tor nn Indepandent reei eatete tex repotiing service used by Lender in connection w(th -
<br /> , �.', thls tofm, uniass applipbie�aw provldes oihenvise. tlniess an egreESmenk le made or appilcabte law requirea Intcrest to bo pnld,Lcndcr � f_
<br /> ehail aot be required to pay Bortower any tnterest or eemings on the funda. BoROwer and Lender may agree fn w►(ting,however,that
<br /> '`��""`� hterest shail be paid on the Funda. lenda shall glve to Bortower,wfthout eharge, an annual aeeountlng of the funds, shnwing _..
<br /> -'r -��'�� uedfts and debfts to tha Funds end the purpose(or whteh eaeh de6ft to the Funds was mada. The Funds ara ptedged as additlonal -
<br />-= ��� aecurNy tor ell sums soaured by thla Seeurtty Instrument
<br /> :� N the Funds Aotd by Lender oxceed the amounta pert�itted W ae he.'d by appltoebte law,Lender ohali account to 8orrower for the
<br /> oxcvso Funds tn accordanes with the requirsmenta oi eppUcabte law. tt tha amount oi the Funds held by Lcndcr at uny tlmo is not a
<br /> _ . suNident to pay tho Eecrow Items when due,Lend�mny►ao notly Bmrawa in w►Ittng,and,in suoh case Borrower sheli pay to Lender
<br /> .�:;",;.�,:;. .: the amount nc�cessary to make up the deftclency.8orrower ehall make up the dsftdenay in na more than tweNe monthy payments, at
<br /> � � •r Lender'e s0[8 di8ae�on.
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<br /> Upon payment�n tutl of eii sums secured by this 3eeudty fnstrument.Lender aheU prompty�etund to 8ortower any Funds he►d by
<br /> ���s';��',' Lender. H,under ra h 21,lender aheq s uke or seq the Pro periy,ahaG
<br /> ;,,,�;J ; parag p cq pedy.I.ender,pdor to the acqutsiUon or aate of the Pro
<br />-�: +•. .• x. app{y¢ny Funda hetd by LendQr at the tlme of acquisitlon or sala as a a�odU against tha aums secured by this Securlty Instrument,•
<br /> - "u�`��� 3.A�pltaatlon ot Paymer�. 4Jnbss apptloable law provides othenMae.afl paymenta re0elved by Lendar under paregtapha �
<br />:�,:;�;.�,•�k� t and 2 sAaN be"eppiied: flrot, to eny prepayment eharqes due under the Note;aecond,to amounts payable under peragraph 8;third
<br /> , to tnterest due; toutth,to pdncipat due; end leat.to any late charges due under the No2e. _
<br /> � �'� � 4.Ch 88; LienB. Borrowe�ehaN a stl inxee,aasassmmts, oh es, flne3 and i oslUons ethibuta6le to the Pro
<br />':..�;�:;� � P Y �9 mP P�
<br /> `'•". which may attatn pdority over this Security leatrument, and leaeehold paym�te or gmund rente, If any. Borrower ahell pay these
<br /> :,:, , .
<br /> �::,:.�> � obligatbns�n tfie manner provided In peragwph 2,or H not paid In that manner,Bortower shsB pay them on Ume dfreoty to the persan
<br /> v� ;�;;�,�� owed paymenG Bortower shati prpmptiy fumiah to tender aN �otices ot amounts to be pald under thla paragraph. It Borrower makes
<br /> "-:;ti� these paymenta dlrecUy,Borrower ehall promptly tumish to Lender recdpis evidendng the payments.
<br /> •`--==_�;•�� Borrower shall promptty disoharge any Uen whbh has pdority over this Securily InsWment uniess Borrower. (a)a9tees(n w�iting to
<br />-�%`:-�?'�� iha payment of the obligaUon secured by tha Qen In a manner aoaeptebte to Lender;(b)coMests In good tatth the Ilen by,or defends
<br /> _T:,...��� against entoreement oi fhe Qen in, lepal pat?aedings whioh in the Lender'e opinion operate fo preveM the erHo►cement ot the Iten; or(a)
<br /> _`-.«-..� escures irom�ite hoide►ofi the i"ien en ag►eement sebaiactory ta i.endef aubordmafing the Ben io inis 8eoumy instrummt. ii Lender _
<br /> _���� "� deternJnes th�any pnrt of the Properiy�s eubJect to a Uen whiah mty ettain pdoriry over this Se�udty Inatrument, Ler�der may gAre
<br /> ----__�— . Bortower a nottce IdenUytng tha Iien. Bomower shalt sadsiy the Den ar take one or more of the actlona s�foRh nbove withtn 10 daya
<br /> ot the givtng of nottee. . .'
<br /> _ _ °_= 8. H�seM or Prepsrty Inaunacs. Borrower shall keep the Improvements now e�datin� or hereaRer erected on_the
<br /> ---� — PropMy inaured agafnat toaa by ti�a herc�rds tnduded wtthin the tertn'�sxtandsd coveragp"and amr other harecda,induding Nooda or
<br /> Ilooding, tor whtch Lender requt�s Nsurat►ca Thls tnauranao eba8 be m�lnt�hnd in tho amounto end tor the perloda that Lenda
<br /> requtres. The tnaurance earrfer provlding the insurance she4 ba chaaen by 8ortower aubJeet to Lender's epproval which ahail not be
<br /> - unreasanaby wlthheid if Borrower taps to mntntatn eoverage dasci0ed above, Lender may, at Lenders opUon, ohtatn coverage to
<br />----- protect Lender'a dghta tn the Property tn ec;oordanca with pern8raph 7.
<br /> _— 1N tnsuranoe poUcies and renewals ah�U be ecceptnble to Lender artd ehaii inciude n atandard tnartgnge ciause. Lender ahall have
<br /> ---� the dght to hotd the poUdes and �enewais. If Lcnder requkea,Bortowe►ehall promptly gNe to tendar atl recc�t� of psid prertdums
<br /> and rene�raF fpptices. In the event.a! loss;8orrower ahall give prompt noUce to the irtsuranoe eerrler hnd lender. L�der r�y mdce
<br /> .'. .Proot of loaa B not rr�ade promptfy'by Bompwa. �
<br /> -- Unlesa Lender and Borrorvat olhenvlse agree in writing,insurence prooeeds eha,9 be t+ppiled to restoratlon or repair,af the Propeny
<br /> damaged, tt the raatoraUon or repatr ts ecanomtaaBy teeatble and Lender'e aecurity ia not tesaened. B the reatoratlon or repelr�.is not
<br /> eeonomicaNy teseibte or Lender'e aeaitily would be teaaened, the insurnnce proceeds shnli be appNed to the aums aecured by thia
<br /> � = SecurNy Instrument, whethx or not then due, wttM any excesa paid to Borrower. H•8orrowar ebandooa 4hs Properiy.or does not
<br /> enswer vrkhin 90 drya a noUea irom Lender that the inaurance certler haa a}fered to settle � daim, then Lender�may eo11eG the
<br /> ._� Insurance proceeda. Lendv m8y use the praceeds to ropalr or tastare the Pmpaily or to pay euma ee�uted by this Security
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