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<br /> paymcnts may no longer bc r�yui��,i.ut the option of Lender, if mnrtgage in.�um.r.s.�e caverago(in the umount und for thc period
<br /> thnt l.ender requiresl pm�ided by an fnsurcr uppmved by Lender uguin becumes avuiluble und is abtnined. B�rrower shap pay
<br /> the premiums rec�uired to maintnin martgage insurnnce in effect.or to provlda a lo,s reserve.until ti►e requimment for mongoge
<br /> insumncc cmis in nccardance with uny writtcn agcccraent bciwcen Burrower ami I.ender or applicablc luw.
<br /> 9. Inspectipn.Lendcr ur itx ugent ntay�ttatkc rcasonnblc entricx upon unit inspcctinns of thc Property.Lcnder shall givc
<br /> Barrowcr notice at the time uf ur pefo�to an ins�cclion sperifyjn�reasonable cause for the fnspection.
<br /> !0. Candcm�atton.Theµrocccds aP uny c�ward ar claim far d�msgcw, dircct or conscqucntiul. in cannectiun with uny
<br /> co�xicm�zntion or niher taking uf any part of the Pmpetiy. nr Far canveyance in lieu of condemnntian.nre hereby u.gsi�naf and
<br /> ehnfi hc paid tp Lcndcr.
<br /> In tho cvcnt af n tatal tnking uf q�c Propsny.the proceeds shall be applicd to the sum9 secured by this Secudty Instcument,
<br /> whclher��r not then due,wlth aiy exccss paid to 9orrower. in tht cdcnt of n partial talcing of the Pmperty fn which the fnir
<br /> markct vuluQ of the Pmperty immcdiately before the tnking is equnl to or gmuter than the amount of the sums aQCUred by this
<br /> Security instrument lmmediutefy befbre the tuking,unless Borrower and I.ender othenvise agree in wrlting,the sums secured by
<br /> this Scrurity [n�drument shall be reduced by the urnount of the proceeds multtplied by the following fruction: (u) tho towl
<br /> nmaunt of the sums securc�t lmmodiately befote the taking,divIded by(b) the fuir market vttlue of the Property immedintely
<br /> befom the tnking. Anyr balunce sliall be paid to Borrower. In the event of�partin►taking of the Property in which the fate
<br /> market vulue of the Propcny immediutely betore the tnking is less than the amount of the sums secured immediately before the
<br /> taking.unless Borrower und Lender otherwise agree in wciting or unless npplicable luw oiherwise provides.the proceeds shaU
<br /> be applied to the sums sexured by this Sc�urity Instrument whether or Rot the sums ure then due.
<br /> lf the Froperty is ubandonod by Sorrower.or if.aRer notice by Leader to Boaower tht►t the condemnor offers to make an
<br /> awurd or settle a clalm for dattwges. Borrower fails to respond to Lender witlun 30 duys after the dnte the notice is given.
<br /> L,cnQer is au�rized to mllert a�ed aggly the prnceeds,nt�ts option,either to reswmtion or repair of the Propetty or to the sums
<br /> secured by this Secudty Instrumeht.�vhether or not then due.
<br /> Unless Lender rind Borrower otherwise agree in wridng. tu►Y upP�ication of prooeecis ta principal sha{I not ea�tend or
<br /> postpone the due date of the monthly payments r�efemed to in paragrup4�s 1 s�d 2 or change the simount of such payments.
<br /> 11.Bormwet Not Rdeased;I�orbwrance By Lender Not a Wsiver.Factensiva of the time for payment or modification
<br /> of 3ntortir�tion of the sums secured by this Seaarlcy IInstrumem gmnted by Lender to any suocessor in interest of Horrower shall
<br /> not operate ta release the Iiabiljty of the originul Borrower or Bamower's suca5sors in interest.LerKier shall not be required to
<br /> commenoe pmceedings against any successor in interest or refuse to extend tjme for payment or otherwise modify amortization
<br /> of the swns secu�ed by this Security Irtstnunent by reason of any demand made by the original Bormwer or Bor[ower's
<br /> suocessois in taterest. My foib�rnnce by Lender in exen�ising aay right or recnedy shall not be a waiver of or pceclude the
<br /> exercise of any right or remedy.
<br /> � C�.c�nra s�ul Axciopac Bound:loint and Severai LtabilIry: Co-si�ners. The oovenants a� agreemtnts of this
<br /> Sccuriey Iosuument stis!!btttd aad benefit the su�rs aad a�signs af Leuder and Earoc�rer. sutsjoct to tha Fmvlsiens of
<br /> paragraph 17. Bomower's oovenants c�nd agreeaients shall be joint and several. Any Bornower who co-signs this Security
<br /> Insuument but does not exea►te the Note: (a) is a�,signing this Securiry Insuument only to mortgage.giant and wnvey Wat
<br /> Borro�+rr's interest In the Prvperty wider the te�ms of this Security Insdument;(b)is not personally obligatcd w pay the swns
<br /> secuc+�c!by¢ttis SOCUrity Insuun►em:and(c)agrees that L.eadQr and any other Borrower muy ag�ee to extend.modify,fox�ear or
<br /> mai;e a�1r a000mmodations with mgard to the terms of this Sea�ri;y lnsmiment or the Note without thut Bormwer's consent.
<br /> 13.Loan Chairges.If the laan secuned by this Sewrlty Insuument is subjest co a Iaw w6ich sats maximwn loaa charges.
<br /> and that law is finally iaterpreted so that the interest or other loan charges collected or to be oollecud in oonnection with the
<br /> (oan�acceed the pennitt¢d limits.than: (a)any sueh loan charge sl�all be reduood by the amount neoGSSac�+to rcduae the c�harge
<br /> to the permitted limit: and(b)any sums already oollectod from Bonower which ea�ceeded pemtitted limits will be cefunded to
<br /> Bamuwer. I.eader may choose to malce this refund by reducing the prtncipal owecl under the Note or by snatdng a dinct
<br /> payment to Bomower. If a refwx� reduces principal, the reduaion will be treated as a partial piepayment w[thout any
<br /> prepayrnent charge under the Note.
<br /> 14.Notias.Any'Y��olice to Borrower pm��icY�d for in this Secnrity Instnunent shaU be given by delivertng lt or by mailing
<br /> it by first class mail wiless applicable law z+equiras use of another�thod. The nodce shall be directed to the Property Address
<br /> or any ather addnss Bomower des3gmates by uoaice to I.ender. My notice to Lender shall be given by first class ta�il to
<br /> Lender's address stated 1�erein ar�u►y,u3Aaer addt�ss Lendec designntes by notice w Borrower. Any aotice provided for in thia
<br /> Security L�stzument shall be deeme8 to have bren gav�to Borrnwer or Lender when given as pmvided in this paragraph.
<br /> � 15.Goverafng Law; 3�werability. Thls�SecuritY Inswment shaR be govemed by federal lnw snd the luw of the •
<br /> � jwisdietion in wtuch the I'roperty is la�tecl.In the event that any prorision or clanse of thss Secutity L�strvment or the Note
<br /> oonflicts with applicable law,surh oonflict shall�t affect other pmvisions of this Securiry�trument or the Note which can be
<br /> given effect without the o�nfticting�pnal�ision.To this end the pmvisions of this Security instcument and the Note are declared
<br /> ' to be severable.
<br /> � 16..Borrower's Copy.Borrowar shtill be given one confomied oopy of tt:e�iote and of tbis Sea�rity I�trument.
<br /> .. : . Form 8028 9190
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